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Sba Manager Jobs in Iowa (NOW HIRING)

Iowa State Bank

Ag Loan Officer

Orange City, IA

... SBA, etc.). * Collects and analyzes information regarding the customer's income, assets ... Time management - completes work and training according to established timelines. Able to ...

Iowa State Bank

Ag Loan Officer

Orange City, IA · On-site

... SBA, etc.). * Collects and analyzes information regarding the customer's income, assets ... Time management - completes work and training according to established timelines. Able to ...

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Sba Manager information

What is the difference between Sba Manager vs Loan Officer?

AspectSba ManagerLoan Officer
CredentialsTypically requires a bachelor’s degree, banking or finance certificationsOften requires a bachelor’s degree, finance or banking certifications
Work EnvironmentBanking institutions, financial services firms, or specialized Sba lending companiesCommercial banks, credit unions, or mortgage companies
Primary ResponsibilitiesOversees Sba loan processes, manages client relationships, ensures complianceEvaluates loan applications, assesses creditworthiness, approves or denies loans

The main difference between an Sba Manager and a Loan Officer lies in their scope of responsibilities. An Sba Manager oversees the entire Sba loan process and manages client relationships, while a Loan Officer primarily evaluates and approves individual loan applications. Both roles require similar credentials and work in related environments, but their focus and daily tasks differ.

What are the key skills and qualifications needed to thrive as an SBA Manager, and why are they important?

To thrive as an SBA Manager, you need in-depth knowledge of Small Business Administration (SBA) loan programs, strong financial analysis skills, and experience in commercial lending—often supported by a degree in finance or business. Familiarity with loan origination systems, SBA guidelines, and compliance software is crucial for managing the application and approval process efficiently. Exceptional communication, attention to detail, and relationship-building skills help SBA Managers work closely with clients and cross-functional teams. These competencies ensure accurate, compliant lending and foster strong client relationships, which are vital for business growth and regulatory success.

What are some common challenges faced by SBA Managers in ensuring loan compliance and how can they be addressed?

SBA Managers often encounter challenges in maintaining strict compliance with Small Business Administration (SBA) guidelines due to frequent regulatory updates and complex documentation requirements. Ensuring all loan packages are complete, accurate, and timely can be demanding, especially when coordinating with internal teams and borrowers. To address these challenges, SBA Managers typically implement robust training programs, maintain up-to-date checklists, and foster strong communication with both lending staff and clients. Staying proactive about regulatory changes and leveraging compliance software can also help streamline the process and reduce errors.

What is an SBA Manager?

An SBA Manager is a banking professional who oversees the Small Business Administration (SBA) lending program at a financial institution. They are responsible for managing and developing SBA loan portfolios, ensuring compliance with SBA guidelines, and leading a team of loan officers or specialists. SBA Managers work closely with business clients to facilitate access to SBA-backed loans, which help small businesses secure funding. They also maintain relationships with the SBA and ensure all loan documentation and processes meet federal regulations.
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Sba Manager jobs near you
Sr. Specialty Solutions Underwriting Territory Manager

Sr. Specialty Solutions Underwriting Territory Manager

Merchants Bonding Company

West Des Moines, IA • On-site

Full-time

Posted 13 days ago

Job description

Job Purpose:
The Senior Specialty Solutions Underwriting Territory Manager evaluates and underwrites surety bonds submitted to the specialty solutions department within parameters and guidelines. This position contributes to a profitable surety operation, maintains agency relationships, and markets company products. The Senior Specialty Solutions Underwriting Territory Manager assumes responsibility for larger and more complex bonding situations and account relationships. Typically, is a high production team member, generating more profitable bond opportunities. This role provides training and guidance to less experienced underwriters and may be responsible for managing a staff of junior underwriters or a small number of underwriters in a field location.
Job Responsibilities:
Underwriting Analysis & Documentation
  • Determines the acceptability of surety risks, based on the Merchant's guidelines and marketing strategy. Areas of focus include subdivision, SBA, collateral, and funds control. Operates within the authority established by the Senior Vice President - Specialty Solutions Underwriting.
  • Secures detailed underwriting information on new and existing accounts as well as specific contract bond requests such as full project descriptions, contracts, and bond forms. Reviews agent submissions/applications and accurately evaluates for future potential and verifies appropriate rates for acceptable risk. Prepares underwriting submissions and presents recommendations to senior staff when requests exceed the Underwriter's authority.
  • Creates year-end updates on accounts and provides direction to the agent regarding further handling of the account.
  • Assures File Notes are current, relevant, and properly detailed. Assures underwriting information is current, properly reviewed, and noted, and Major Account Reports are up to date. Documents underwriting needs and conditions.

Marketing & Relationship Building
  • Maintains positive relationships with existing agencies and major accounts, including regular on-site visits, thank you notes, and follow up documentation. Continues to build premium and business opportunities with key agents and accounts. Solicits feedback regarding service levels and performance.
  • Maintains current account and relationship information. Completes meeting summaries in a timely fashion.
  • Develop new business opportunities by prospecting for new agency relationships. May be asked to open new territories or establish the foundations for new offices or manage decentralized underwriters.

Education and Experience:
Bachelor's degree or equivalent work experience in business, underwriting, insurance, or a related field, plus 10+ years of experience, preferably a combination of progressive bond underwriting, customer service, and territory management. Ability to underwrite larger, sensitive, and/or more complex accounts with rating methodologies, modeling, and valuation tools. AFSB designation helpful.

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