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Sba Government Jobs (NOW HIRING)

Knowledge of government regulations surrounding SBA lending. * Complete working knowledge of government, conventional, custom, and self-employed borrower loans. Preferred experience with SBA loan ...

SBA Loan Specialist

Moses Lake, WA · On-site

$93K - $140K/yr

Knowledge of government regulations surrounding SBA lending. * Complete working knowledge of government, conventional, custom, and self-employed borrower loans. Preferred experience with SBA loan ...

Knowledge of government regulations surrounding SBA lending. * Complete working knowledge of government, conventional, custom, and self-employed borrower loans. Preferred experience with SBA loan ...

Knowledge of government regulations surrounding SBA lending. * Complete working knowledge of government, conventional, custom, and self-employed borrower loans. Preferred experience with SBA loan ...

SBA Loan Specialist

Seattle, WA · On-site

$93K - $140K/yr

Knowledge of government regulations surrounding SBA lending. * Complete working knowledge of government, conventional, custom, and self-employed borrower loans. Preferred experience with SBA loan ...

SBA Loan Specialist

Tacoma, WA · On-site

$93K - $140K/yr

Knowledge of government regulations surrounding SBA lending. * Complete working knowledge of government, conventional, custom, and self-employed borrower loans. Preferred experience with SBA loan ...

Associate - SBA Business Development

PA · Remote

$81K - $111K/yr

Order pre-underwriting and prequalification government-required reports (e.g., OFAC, CAIVRS, SAM ... Assess SBA and USDA eligibility and maintain thorough understanding of SBA SOP and USDA Regulations ...

SBA Loan Specialist

Portland, OR · On-site

$93K - $140K/yr

Knowledge of government regulations surrounding SBA lending. * Complete working knowledge of government, conventional, custom, and self-employed borrower loans. Preferred experience with SBA loan ...

Knowledge of government regulations surrounding SBA lending. * Complete working knowledge of government, conventional, custom, and self-employed borrower loans. Preferred experience with SBA loan ...

Pay Range: $30.59 - $40.76 Acts in a primary support role in performing the due diligence required to secure and protect government guaranties from the Small Business Administration (SBA), Farm ...

This includes processing and closing government-guaranteed loans. The SBA Packager is responsible for documenting all SBA loans to ensure the Bank can rely on the SBA guarantee. ESSENTIAL DUTIES ...

SBA Business Development Officer

Roanoke, VA · On-site

$81K - $112K/yr

Job Summary The SBA Business Development Officer will be responsible for sourcing a government guaranteed loan pipeline, appropriate structuring of lending opportunities, loan pricing in accordance ...

SBA Business Development Officer

Asheville, NC · On-site

$79K - $108K/yr

Job Summary The SBA Business Development Officer will be responsible for sourcing a government guaranteed loan pipeline, appropriate structuring of lending opportunities, loan pricing in accordance ...

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Sba Government information

See salary details

$57.5K

$100.3K

$128K

How much do sba government jobs pay per year?

As of Jun 9, 2026, the average yearly pay for sba government in the United States is $100,342.00, according to ZipRecruiter salary data. Most workers in this role earn between $83,500.00 and $115,000.00 per year, depending on experience, location, and employer.

What does an SBA Government employee do?

An SBA Government employee works for the U.S. Small Business Administration (SBA), a federal agency that supports small businesses through loan programs, grants, counseling, and contracting opportunities. Their roles can range from processing loan applications and providing disaster assistance to helping small businesses secure government contracts. SBA employees also work on policy development, outreach, and educational programs to promote entrepreneurship and economic growth. They may interact with business owners, lenders, and local governments to achieve the SBA's mission of supporting small business success.

What are some common challenges faced by professionals working in SBA government roles, and how can they be addressed?

Professionals in SBA government roles often face challenges such as navigating complex regulatory requirements, managing high volumes of loan applications, and keeping up with frequent policy changes. Success in these roles requires strong attention to detail, excellent communication skills, and the ability to adapt quickly to new procedures. Collaborating closely with other departments and participating in ongoing training can help address these challenges and ensure effective support for small businesses.

What is the difference between Sba Government vs Loan Officer?

AspectSba GovernmentLoan Officer
CredentialsKnowledge of SBA loan programs, certifications may include SBA-specific trainingLoan origination licenses, possibly state-specific certifications
Work EnvironmentGovernment agencies, financial institutions, or consulting firmsBanks, credit unions, or mortgage companies
Employer & IndustryPrimarily government or federally-backed financial institutionsPrivate financial institutions, banks, or lending companies

While both Sba Government and Loan Officers work within the financial sector, Sba Government professionals focus on managing and overseeing SBA loan programs within government agencies or related institutions. Loan Officers primarily handle the application process, evaluate creditworthiness, and approve loans for individual clients in private or bank settings. The roles overlap in understanding loan products and industry regulations but differ in scope and employment environment.

What are the key skills and qualifications needed to thrive as an SBA Government Loan Specialist, and why are they important?

To thrive as an SBA Government Loan Specialist, you need a solid understanding of financial analysis, lending procedures, and federal regulations, often backed by a degree in finance, business, or a related field. Proficiency with loan origination systems, financial modeling tools, and familiarity with SBA loan programs or certifications like the Certified SBA Professional are typically required. Strong attention to detail, excellent communication, and customer service skills help build relationships with borrowers and ensure regulatory compliance. These skills are vital for facilitating successful loan processing, minimizing risk, and supporting small business growth through government-backed lending programs.
More about Sba Government jobs
What cities are hiring for Sba Government jobs? Cities with the most Sba Government job openings:
What states have the most Sba Government jobs? States with the most job openings for Sba Government jobs include:
What job categories do people searching Sba Government jobs look for? The top searched job categories for Sba Government jobs are:
Infographic showing various Sba Government job openings in the United States as of May 2026, with employment types broken down into 33% Full Time, and 67% Contract. Highlights an 88% Physical, 3% Hybrid, and 9% Remote job distribution, with an average salary of $100,342 per year, or $48.2 per hour.
Government Guaranteed & SBA Underwriter

Government Guaranteed & SBA Underwriter

NBT Bank

Norwich, NY • On-site

$30.59 - $40.76/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 28 days ago


NBT Bank rating

6.0

Company rating: 6.0 out of 10

Based on 25 frontline employees who took The Breakroom Quiz

125th of 141 rated banks


Job description

Pay Range: $30.59 - $40.76
Acts in a primary support role in performing the due diligence required to secure and protect government guaranties from the Small Business Administration (SBA), Farm Service Agency (FSA) and United States Department of Agriculture Business and Industry and Community Facilities. Prepares, processes, documents, funds and services Government Guaranteed Loans in compliance with established SOPs. Completely analyzes credit requests, including in-depth financial analysis .
Education and Experience:
  • Minimum 3 years banking experience, preferably business lending experience
  • Bachelor's Degree or equivalent education and experience preferably in Business or Finance

Skills and Abilities:
  • Ability to work in a fast paced, professional environment while maintaining a high degree of accuracy.
  • Strong analytical and writing skills.
  • Ability to absorb, react and retain to constant changes in policy and procedures
  • Strong computer skills with proficiency in Word and Excel
  • Knowledge of commercial banking credit policies, financial statement analysis and loan structuring
  • Advanced working knowledge of balance sheet, income statement and projection analysis

Tasks Performed:
  • 40% Responsible for regulatory and program compliance with preparing, processing, documenting, funding and servicing government guaranteed loans. Prepares loan packages and presentations for submission to government agencies to procure guaranties. Complete loan packages, coordinate loan closing and approve loan advances.
  • 15% Conducts in-depth analysis of financial information to form recommendations for approval or denials of potential guaranteed credits including: written analysis of the borrower, guarantors and affiliated financial condition while accurately documenting repayment capacity, including industry comparisons and projection analysis when necessary. Analyzes the credit and collateral aspects of loan proposals to ensure eligibility pursuant program and bank guidelines
  • 10% Assists in negotiating loan structure presentations for Bank approval and customer acceptance. Assists with documenting loans to ensure requirements are met and maintained. Ensures loan files are maintained through life of loan.
  • 10% Collaborates with Relationship Managers, Branch Personnel and Senior Management to present an accurate and complete picture of financing packages that meet both the guaranteed program and bank credit standards
  • 10% Works with other departments to ensure continued validity of outstanding guaranties
  • 10% Performs Credit Analysis and Recommends Loan Decisions on Business Banking Loans. Assists with Sales of FSA Loans on the Secondary Market. Facilitates with NYS Linked Deposit Request.
  • 5% Other Duties as assigned

Physical Requirements:
  • Communicate effectively with internal and/or external customers
  • Stationary 75% of time or greater
  • Move Objects to Maximum 10 lbs

Why Work at NBT
At NBT we empower people to grow, innovate, and thrive through meaningful work, a supportive culture and opportunities to make a real impact in your community - because your success drives our success.
Wellbeing
At NBT, we value and support your wellbeing by offering generous time-off policies, wellness initiatives and flexible work arrangements, so you can thrive both personally and professionally.
Community Involvement
NBT believes community involvement fosters our success and the success of those around us. Through volunteer service and charitable partnerships, we empower our employees to make a positive impact beyond the workplace.
Culture
NBT believes in creating a workplace where every voice matters and every team member feels empowered to contribute. With supportive leadership, we foster an environment where employees are connected, inspired, and valued.
Career Development
Whether you're just starting your career or serve in a senior leadership role, your growth and development are our priority. NBT provides a wide variety of development programs and tools for you to reach your full potential.
Total Rewards
NBT recognizes and rewards your contributions with competitive compensation, comprehensive benefits and performance-based incentives - ensuring you feel valued every step of the way.
Business Stability
NBT has built a reputation as a stable financial institution by growing our people and our business, evolving our processes and managing risk. We've weathered the market's ups and downs for over 165 years, all while charting a well-defined growth plan.
Benefits for Full-Time Employees:
  • Generous Paid Time Off: At least 22 days annually, prorated in the year of hire.
  • Parental Leave: Six weeks of paid leave at 100% of your salary.
  • Comprehensive Medical Coverage: Includes employer contributions to HSA for High Deductible Health Plan participants.
  • Dental and Vision Coverage: Ensuring your overall health and well-being.
  • Flexible Spending Accounts: For healthcare and dependent care expenses.
  • Employer-Paid Disability Coverage: Both short-term and long-term, with an option to purchase additional long-term coverage.
  • Life Insurance: Employer-paid basic life insurance, with an option to purchase supplemental coverage.
  • Voluntary Benefits: Including hospital, accident, and critical illness coverage.
  • Retirement Plans: Benefit from a 401(k) plan with employer matching, an optional Roth 401(k), and a pension plan to help secure your future.
  • Adoption Assistance: Supporting your growing family.
  • Tuition Reimbursement: Invest in your education and career growth.
  • Employee Assistance Program (EAP): Access to support and resources.
  • Pet Insurance: For all your furry friends.
  • Financial and Banking Services: Various banking services benefits and financial planning assistance.

Benefits for Part-Time Employees Working 20+ Hours/Week:
  • Medical Coverage: Includes employer contributions to HSA for High Deductible Health Plan participants.
  • Dental and Vision Coverage: Ensuring your overall health and well-being.
  • Voluntary Benefits: Including hospital, accident, and critical illness coverage.
  • Generous Parental Leave: Six weeks of paid leave at 100% of your salary.

Benefits for All Part-Time Employees:
  • Retirement Plans: Benefit from a 401(k) plan with employer matching, an optional Roth 401(k), and a pension plan for employees who work at least 1,000 hours in a calendar year, all designed to help secure your future
  • Paid Sick and Safe Leave: For your health and safety.
  • Employee Assistance Program (EAP): Access to support and resources.
  • Financial and Banking Services: Various banking services benefits and financial planning assistance.

Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or assume sponsorship of an employment Visa at this time.

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