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How much do risk engineering jobs pay per hour?

As of Jun 9, 2026, the average hourly pay for risk engineering in the United States is $30.34, according to ZipRecruiter salary data. Most workers in this role earn between $19.47 and $38.70 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Risk Engineer, and why are they important?

To thrive as a Risk Engineer, you need a solid background in engineering principles, risk assessment methodologies, and industry-specific regulations, often supported by a relevant engineering degree. Expertise in risk analysis software, safety management systems, and certifications such as CRM (Certified Risk Manager) or CSP (Certified Safety Professional) are commonly required. Strong analytical thinking, attention to detail, and clear communication enable effective identification and mitigation of potential hazards. These skills are crucial for ensuring workplace safety, regulatory compliance, and minimizing financial and operational risks.

How does a Risk Engineer typically collaborate with other departments within an organization?

Risk Engineers work closely with departments such as operations, safety, and compliance to identify, assess, and mitigate potential hazards. They often conduct site visits and review operational processes alongside these teams to ensure risk controls are implemented effectively. Regular communication and joint problem-solving are key, as Risk Engineers must translate technical risk assessments into actionable recommendations that align with broader organizational goals. This collaborative approach helps ensure that risk management strategies are practical and supported across the organization.

What is risk engineering?

Risk engineering is a specialized field focused on identifying, assessing, and mitigating potential risks in various industries, such as insurance, construction, manufacturing, and energy. Risk engineers evaluate processes, systems, and environments to prevent accidents, minimize losses, and enhance safety and compliance. They often work closely with clients to develop strategies that reduce exposure to hazards and improve overall risk management. Their expertise helps organizations protect assets, ensure operational continuity, and comply with regulatory requirements.

What is the difference between Risk Engineering vs Insurance Underwriting?

AspectRisk EngineeringInsurance Underwriting
Required CredentialsEngineering degree, certifications like ASP or ARMDegree in finance, economics, or related fields; certifications like CPCU
Work EnvironmentIndustrial sites, client locations, consultingInsurance companies, offices, client meetings
Industry UsageAssessing risks for safety and loss preventionEvaluating insurance applications and determining policy terms

Risk Engineering focuses on analyzing and mitigating risks through safety assessments and engineering solutions, often working directly with industrial clients. Insurance Underwriting evaluates insurance applications to determine policy coverage and premiums. While both roles involve risk assessment, Risk Engineering emphasizes safety and engineering solutions, whereas Underwriting concentrates on financial risk and policy management.

More about Risk Engineering jobs
What cities are hiring for Risk Engineering jobs? Cities with the most Risk Engineering job openings:
What states have the most Risk Engineering jobs? States with the most job openings for Risk Engineering jobs include:
What job categories do people searching Risk Engineering jobs look for? The top searched job categories for Risk Engineering jobs are:
Risk Engineering jobs near you
Infographic showing various Risk Engineering job openings in the United States as of June 2026, with employment types broken down into 90% Full Time, 6% Part Time, 1% Temporary, and 3% Contract. Highlights an 87% Physical, 4% Hybrid, and 9% Remote job distribution, with an average salary of $63,100 per year, or $30.3 per hour.
Senior Risk Engineering Consultant

Senior Risk Engineering Consultant

Zurich Insurance Company Ltd.

Houston, TX • Remote

$100K - $164K/yr

Full-time

Posted 11 days ago

Job description

Zurich’s Middle Markets Risk Engineering team is seeking a Risk Engineering Consultant with Property and Casualty Risk Engineering experience to support the Middle Market Underwriting Business Unit. This role reports to the Regional Risk Engineering Manager.

We are open to hiring talent in the following locations: Remote Texas. This is a work from home role.  This role required State Travel within this territory. 

Risk Engineering Consultants:

  • Perform field engineering risk assessments and risk improvement services for prospect accounts and bound accounts. This may be done virtually but often requires travel where necessary but primarily within the region.
  • Provide engineering support to underwriting teams and attend client/broker meetings as needed.
  • Manage account risk portfolio and provide account level engineering to meet underwriting requirements.
  • Provide advanced property and casualty consultative services to customers, identify exposures with significant loss potential, investigate cause/effect of major losses and review/assess property/casualty management program effectiveness.
  • Develop and implement customer service strategies that reduce losses and improve customer operations.
  • Monitor property and casualty account engineering services to ensure that delivery is proper, on-time, and cost effective.
  • Assist in marketing Zurich resilience solutions, and risk transfer insurance products in conjunction with underwriting professionals and agents across company business segments. 

Final candidates will be subject to a Motor Vehicle Record background check as this position includes a company car.

Eligibility for a company car will be determined based on the demands of the position and the associated geography.  Transportation expense options will be discussed during the interview process.

Basic Qualifications:

  • Bachelors Degree and 6 or more years of experience in the Risk Engineering area
    OR
  • High School Diploma or Equivalent and 8 or more years of experience in the Risk Engineering area
    OR
  • Zurich Certified Apprentice, including an Associates degree and 6 or more years of experience in the Risk Engineering area
    AND
  • Experience working in a team environment

Preferred Qualifications:

  • Intermediate knowledge of exposures and controls
 

Your pay at Zurich is based on your role, location, skills, and experience. We follow local laws to ensure fair compensation. You may also be eligible for bonuses and merit increases. If your expectations are above the listed range, we still encourage you to apply—your unique background matters to us. The pay range shown is a national average and may vary by location. The proposed Salary range for this position is $100,200.00 -$164,100.00, with short-term incentive bonus eligibility set at 15%.

We offer competitive pay and comprehensive benefits for employees and their families. [Learn more about Total Rewards here.]

 

Why Zurich?

At Zurich, we value your ideas and experience. We offer growth, inclusion, and a supportive environment—so you can help shape the future of insurance. Zurich North America is a leader in risk management, with over 150 years of expertise and coverage across 25+ industries, including 90% of the Fortune 500®.

Join us for a brighter future—for yourself and our customers.

Zurich in North America does not discriminate based on race, ethnicity, color, religion, national origin, sex, gender expression, gender identity, genetic information, age, disability, protected veteran status, marital status, sexual orientation, pregnancy or other characteristics protected by applicable law. Equal Opportunity Employer disability/vets.

Zurich complies with 18 U.S. Code § 1033.

 

Please note: Zurich does not accept unsolicited CVs from agencies. Preferred vendors should use our Recruiting Agency Portal.

Location(s): AM - Texas Virtual Office, AM - Atlanta, AM - Georgia Virtual Office, AM - South Carolina Virt. Office
Remote Working: Yes
Schedule: Full Time
Employment Sponsorship Offered: No  
Linkedin Recruiter Tag: #LI-RA1 #LI-ASSOCIATE #LI-REMOTE 

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