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Repossession Jobs in Boston, MA (NOW HIRING)

First Help Financial

Associate Skip Tracing

Needham, MA · On-site +1

$20.18/hr

The Asset Associate will follow First Help Financials' process for all repossession activities. A successful candidate will have moderate comprehension of repossessions and excellent communication ...

First Help Financial

Associate Skip Tracing

Needham, MA · Remote

$20.18/hr

The Asset Associate will follow First Help Financials' process for all repossession activities. A successful candidate will have moderate comprehension of repossessions and excellent communication ...

All JobsRepossession JobsRepossession Jobs in Boston, MA

Repossession information

See Boston, MA salary details

$11.9K

$62.8K

$149.4K

How much do repossession jobs pay per year?

As of Jul 28, 2026, the average yearly pay for repossession in Boston, MA is $62,804.00, according to ZipRecruiter salary data. Most workers in this role earn between $41,800.00 and $56,500.00 per year, depending on experience, location, and employer.

How do I become a repossession agent?

To become a repossession agent, you typically need a high school diploma or equivalent, a valid driver's license, and a clean driving record. Some states require licensing or certification, which may involve background checks and training in legal procedures and safety protocols. Gaining experience in security, law enforcement, or automotive fields can also be beneficial.

What is a repossession agent?

A repossession agent, often called a repo agent, is a professional responsible for recovering property—such as vehicles, boats, or other assets—that have been leased or financed but not paid for according to the terms of a loan agreement. When a borrower defaults on their payments, the lender may hire a repossession agent to retrieve the collateral. Repo agents must follow state and federal laws to ensure the process is legal and avoid breaching the peace. They typically work for repossession companies or as independent contractors. The job often involves locating assets, negotiating with owners, and safely transporting the repossessed property.

Do repossession agents make good money?

Repossession agents typically earn an hourly wage or commission-based pay, with salaries ranging from around $30,000 to $60,000 annually depending on experience, location, and workload. The job may involve irregular hours and physical activity, and some agents receive additional compensation for successful recoveries or overtime.

How do I get into a repo job?

To get into a repossession job, candidates typically need a high school diploma or equivalent, a valid driver's license, and a clean driving record. Relevant skills include good communication, problem-solving, and knowledge of legal procedures; some employers may require background checks or training programs. Experience in security, law enforcement, or collections can be advantageous for entry-level positions.

What are the key skills and qualifications needed to thrive as a Repossession Agent, and why are they important?

To thrive as a Repossession Agent, you generally need a valid driver's license, knowledge of state repossession laws, and often a high school diploma or equivalent. Familiarity with GPS tracking systems, tow trucks, and recovery management software is typically required. Strong conflict resolution, situational awareness, and effective communication skills help navigate tense situations and ensure safety. These skills are crucial for conducting lawful, efficient repossessions while minimizing risk and maintaining professionalism.

Does repo work pay well?

Repossession jobs typically offer hourly wages that range from minimum wage to around $20 per hour, with some positions offering commissions or bonuses based on recoveries. Pay can vary depending on experience, location, and the employer, and the job often requires strong communication skills and knowledge of legal procedures. Overall, repossession work is generally considered to provide moderate pay compared to other recovery or field service roles.

What is the difference between Repossession vs Debt Collector?

AspectRepossessionDebt Collector
Required CredentialsPossibly licensed or certified depending on jurisdictionOften requires collection licenses or certifications
Work EnvironmentFieldwork involving vehicle or asset retrievalOffice-based or fieldwork contacting debtors
Industry UsageFinancial institutions, auto lenders, leasing companiesCreditors, collection agencies, banks
Common Search/ComparisonRepossession vs Debt Collector

Repossession involves retrieving assets like vehicles or property when borrowers default, often requiring specialized licensing. Debt collectors focus on contacting debtors to recover owed money, typically working in collections. While both roles deal with debt recovery, repossession is more asset-focused and field-based, whereas debt collection emphasizes communication and negotiation. Understanding these differences helps job seekers identify the right career path in the debt recovery industry.

What are some typical challenges faced by repossession agents, and how are they addressed on the job?

Repossession agents often encounter challenges such as dealing with difficult or emotional vehicle owners, locating hard-to-find assets, and working in potentially stressful or confrontational situations. Companies usually provide training on conflict de-escalation, legal compliance, and safety procedures to help agents manage these scenarios. Strong communication skills and teamwork are essential, as agents often coordinate with lenders, law enforcement, and dispatchers to ensure safe and lawful repossessions.
What are popular job titles related to Repossession jobs in Boston, MA? For Repossession jobs in Boston, MA, the most frequently searched job titles are:
What job categories do people searching Repossession jobs in Boston, MA look for? The top searched job categories for Repossession jobs in Boston, MA are:
What cities near Boston, MA are hiring for Repossession jobs? Cities near Boston, MA with the most Repossession job openings:
Repossession jobs near you
Infographic showing various Repossession job openings in Boston, MA as of July 2026, with employment types broken down into 94% Full Time, 4% Part Time, and 2% Contract. Highlights an 91% Physical, 2% Hybrid, and 7% Remote job distribution, with an average salary of $62,804 per year, or $30.2 per hour.
Collections Team Member II - Repossession, Hybrid Marlboro MA, Full-Time

Collections Team Member II - Repossession, Hybrid Marlboro MA, Full-Time

First Technology Federal Credit Union

Marlborough, MA • Hybrid

$21.50 - $24/hr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 10 days ago

Job description

Description

Under the general direction of the Collections Team Leader, the Repossession Coordinator is responsible for the day-to day administration of the repossession and remarketing process. The administrative process includes calling delinquent members to arrange for payments and work with vendors to ensure collateral is located and retrieved from members that are unwilling to pay. The main objective of the role is to resolve member delinquency and avoid repossession of the collateral to minimize losses to DCU and maintain financial soundness goals.

What You'll Do:

  • Adhere to collection and repossession procedures to ensure they are carried out according to established guidelines.
  • Review accounts submitted for repossession (voluntary and involuntary) and determine whether an approval or denial should be rendered in accordance with the business rules.
  • Attempt to contact members prior to assigning an account for repossession to attempt to cure the delinquency and mitigate losses for the credit union.
  • Assigns repossessions to the vendors timely
  • Document collections package with appropriate notes regarding repossession decision, condition reports, status and value of the collateral
  • Make recommendations to the Repossession Specialist and Team Leader whether vehicles should be repossessed from impound or storage or referred for replevin
  • Build professional working relationships with vendors and review their performance
  • Accurately maintain daily, weekly, and monthly reports pertaining to repossession assignments
  • Utilize sound judgment to determine outstanding repossession assignments, repossession claims, submit for skip claims etc.
  • Process redemptions per the established procedures and guidelines
  • Assist with training new and existing staff in skip tracing, repossession and recovery processes
  • Stay current on repossession laws and regulations
  • Makes recommendations for improvement of departmental policies, procedures, and internal controls.
  • Review and/or approve bids for sale of collateral, if necessary
  • Audits receipt of sales proceeds from vendors after sale of collateral
  • Review vendor invoices for accuracy and reasonableness and prepare them for management approval
  • Make collection calls to assist with departmental goals, as and when necessary.
  • Perform other job related duties assigned by Manager(s)

Essential Skills: 

  • Previous consumer collections and/or skip tracing experience preferred
  • Previous experience in a financial institution or credit union a plus
  • Excellent written and verbal communication skills
  • Ability to perform multiple tasks and meet critical deadlines while maintaining accuracy and quality
  • Well organized, effective time management, prioritize and manage workload for optimum efficiency
  • Strong command of Microsoft Office, particularly with Microsoft Excel

Location: Marlborough, MA 

Target Compensation: $21.50-$24.00 per hour

Schedule: Monday through Friday 8a-5p (40 hrs)

Who We Are:   

What makes First Tech different? Click here to learn more!  

Every great journey begins with a bold idea—and ours is no different. First Tech and DCU were founded on the belief that financial solutions should put people first. That belief has fueled decades of innovation and service, rooted in the tech sector and expanding to support members from all walks of life. 

 Employees are eligible for:

  • Traditional medical, dental, and vision coverage
  • Generous 401(k) match
  • Paid Time Off: - You’ll accrue up to 15 days in your first year.  In addition, you’ll receive 40 hours of sick time and 3 personal days, which refresh annually
  • Paid federal holidays
  • Special employee pricing on lending products such as mortgage, auto, and personal loans (eligibility subject to standard account requirements and underwriting criteria

Employment Statements: 

First Tech is an equal opportunity employer, and we value diversity, inclusion, and equity at our company. We evaluate qualified applicants without regard to race, color, religion, age, sex, sexual orientation, gender identity, national origin, disability, veteran status, and other legally protected characteristics. 

If you’re applying for a job and need a reasonable accommodation for any part of the employment process, please send an email to recruiters@firsttechfed.com and let us know the nature of your request and contact information. Please note that only those inquiries concerning a request for reasonable accommodation will be responded to from this email address

First Tech is not currently offering Visa transfer/ sponsorship for this position.  

 #INDHI


Who We Are:
What makes First Tech different? Click here to learn more!
Every great journey begins with a bold idea—and ours is no different. First Tech and DCU were founded on the belief that financial solutions should put people first. That belief has fueled decades of innovation and service, rooted in the tech sector and expanding to support members from all walks of life.
Employees are eligible for:
• Traditional medical, dental, and vision coverage
• Generous 401(k) match
• Paid Time Off: You'll accrue up to 15 days in your first year. In addition, you'll receive 40 hours of sick time and 3 personal days, which refresh annually
• Paid federal holidays
• Special employee pricing on lending products such as mortgage, auto, and personal loans (eligibility subject to standard account requirements and underwriting criteria)
Employment Statements:
First Tech is an equal opportunity employer, and we value diversity, inclusion, and equity at our company. We evaluate qualified applicants without regard to race, color, religion, age, sex, sexual orientation, gender identity, national origin, disability, veteran status, and other legally protected characteristics.
If you're applying for a job and need a reasonable accommodation for any part of the employment process, please send an email to recruiters@firsttechfed.com and let us know the nature of your request and contact information. Please note that only those inquiries concerning a request for reasonable accommodation will be responded to from this email address.
First Tech is not currently offering Visa transfer/sponsorship for this position.

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