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Repossession Jobs in Utah (NOW HIRING)

Coordinate repossession, transportation, and recovery activities with third-party vendors. * Manage recovered assets through the remarketing process to support efficient disposition and minimize ...

Recovery Specialist

Draper, UT · On-site

$22 - $24/hr

Coordinate repossession, transportation, and recovery activities with third-party vendors. * Manage recovered assets through the remarketing process to support efficient disposition and minimize ...

Repossession information

See Utah salary details

$10K

$52.6K

$125.2K

How much do repossession jobs pay per year?

As of Aug 8, 2026, the average yearly pay for repossession in Utah is $52,628.00, according to ZipRecruiter salary data. Most workers in this role earn between $35,000.00 and $47,300.00 per year, depending on experience, location, and employer.

How do I become a repossession agent?

To become a repossession agent, you typically need a high school diploma or equivalent, a valid driver's license, and a clean driving record. Many employers require completion of specialized training or certification in repossession procedures and safety, and some states have licensing requirements for repossession agents.

What is a repossession agent?

A repossession agent, often called a repo agent, is a professional responsible for recovering property—such as vehicles, boats, or other assets—that have been leased or financed but not paid for according to the terms of a loan agreement. When a borrower defaults on their payments, the lender may hire a repossession agent to retrieve the collateral. Repo agents must follow state and federal laws to ensure the process is legal and avoid breaching the peace. They typically work for repossession companies or as independent contractors. The job often involves locating assets, negotiating with owners, and safely transporting the repossessed property.

What are the key skills and qualifications needed to thrive as a repossession agent?

To thrive as a Repossession Agent, you generally need a valid driver's license, knowledge of state repossession laws, and often a high school diploma or equivalent. Familiarity with GPS tracking systems, tow trucks, and recovery management software is typically required. Strong conflict resolution, situational awareness, and effective communication skills help navigate tense situations and ensure safety. These skills are crucial for conducting lawful, efficient repossessions while minimizing risk and maintaining professionalism.

What is the difference between Repossession vs Debt Collector?

AspectRepossessionDebt Collector
Required CredentialsPossibly licensed or certified depending on jurisdictionOften requires collection licenses or certifications
Work EnvironmentFieldwork involving vehicle or asset retrievalOffice-based or fieldwork contacting debtors
Industry UsageFinancial institutions, auto lenders, leasing companiesCreditors, collection agencies, banks
Common Search/ComparisonRepossession vs Debt Collector

Repossession involves retrieving assets like vehicles or property when borrowers default, often requiring specialized licensing. Debt collectors focus on contacting debtors to recover owed money, typically working in collections. While both roles deal with debt recovery, repossession is more asset-focused and field-based, whereas debt collection emphasizes communication and negotiation. Understanding these differences helps job seekers identify the right career path in the debt recovery industry.

What are some typical challenges faced by repossession agents, and how are they addressed on the job?

Repossession agents often encounter challenges such as dealing with difficult or emotional vehicle owners, locating hard-to-find assets, and working in potentially stressful or confrontational situations. Companies usually provide training on conflict de-escalation, legal compliance, and safety procedures to help agents manage these scenarios. Strong communication skills and teamwork are essential, as agents often coordinate with lenders, law enforcement, and dispatchers to ensure safe and lawful repossessions.
What are popular job titles related to Repossession jobs in Utah? For Repossession jobs in Utah, the most frequently searched job titles are:
What cities in Utah are hiring for Repossession jobs? Cities in Utah with the most Repossession job openings:
Infographic showing various Repossession job openings in Utah as of August 2026, with employment types broken down into 78% Full Time, 11% Part Time, and 11% Contract. Highlights an 88% Physical, 3% Hybrid, and 9% Remote job distribution, with an average salary of $52,628 per year, or $25.3 per hour.

Loss Mitigation Specialist

OneMain Financial

West Valley City, UT

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 16 days ago


OneMain Financial rating

7.4

Company rating: 7.4 out of 10

Based on 101 frontline employees who took The Breakroom Quiz

118th of 150 rated financial services


Job description

As a Loss Mitigation Specialist/Late Stage Collector, you will review accounts for possible loan restructuring or other workout plans through evaluating customer income and expenses. Restructure loans for maximum likelihood of repayment while meeting all policy, government, and regulatory guidelines. Locate customers using skip tracing tools to collect on deficiency balance.

In the Role

  • Reviewing and analyzing consumer accounts to identify how the loan can be modified to mitigate loan loss.

  • Answering incoming calls and speaking with customers to work out a mutually beneficial arrangement.

  • Preparing written correspondence to be sent to customers to advise of modification opportunity.

  • Create and review modification documents to be sent to customers.

  • Audit modification documents to ensure all required information has been received and process modification in servicing system.

  • Ensure all loan workout plans meet policy guidelines and protect the company for risk.

  • Maintain and establish new repossession and transport vendor relationships.

  • Assign accounts out for repossession to an approved repossession agent.

  • Completes required applicable paperwork including sending all required Federal and State regulation letters.

  • Other duties as assigned by the Loss Mitigation Team Lead.

Requirements:

Collections 2 years

High school or GED required

Call center experience


Preferred:

  • Bilingual (Spanish)
  • Great multitasking skills
  • Outstanding phone and negotiation skills.
  • Detail oriented and quality focused

Location: Onsite in West Valley City, UT

Pay: hourly + bonus potential

Schedule: Monday through Friday from 9:30am-6:00pm with a rotating Saturday every 6-8 weeks

Who we Are

OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we've looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future. Driven collaborators and innovators, our team thrives on transformative digital thinking, customer-first energy and flexible work arrangements that grow lives, careers and our company. At every level, we're committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There's never been a better time to shine with OneMain. Because team members at their best means OneMain at our best, we provide opportunities and benefits that make their health and careers a priority. That's why we've packed our comprehensive benefits package for full- and some part-timers with:

Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances

Up to 4% matching 401(k)

Employee Stock Purchase Plan (10% share discount)

Tuition reimbursement

Paid time off (15 days' vacation per year, prorated based on start date)

Paid sick leave as determined by state or local ordinance (prorated based on start date)

11 Paid holidays (4 floating holidays, prorated based on start date)

Paid volunteer time (3 days per year, prorated based on start date)

OneMain Holdings, Inc. is an Equal Employment Opportunity (EEO) employer. Qualified applicants will receive consideration for employment without regard to age, ancestry, citizenship status, color, creed, culture, disability, ethnicity, gender, gender identity or expression, genetic information or history, marital status, military status, national origin, nationality, pregnancy, race, religion, sex, sexual orientation, socioeconomic status, transgender or on any other basis protected by law.


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