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Repossession Jobs in Utah (NOW HIRING)

Collections & Recovery Specialist

Draper, UT · On-site

$17.25 - $23.25/hr

This role is ideal for someone with hands-on repossession and skip tracing experience who enjoys negotiation, problem-solving, account ownership, and working in a fast-paced environment where ...

Bankruptcy Specialist

Roy, UT · On-site

$24.28 - $30.35/hr

Ensures that repossession functions and property dispositions are conducted in accordance with established policies, procedures and applicable laws and regulations. b. Directs, schedules, and ...

Bankruptcy Specialist

Roy, UT · On-site

$24.28 - $30.35/hr

Ensures that repossession functions and property dispositions are conducted in accordance with established policies, procedures and applicable laws and regulations. b. Directs, schedules, and ...

Collection Officer I

Price, UT · On-site

$16.77 - $25.15/hr

May serve as the liaison for repossession companies and appear at bankruptcy hearings. Major Duties and Responsibilities * Responsible for the collection of delinquent accounts including soliciting ...

Collection Officer I

Price, UT · On-site

$16.77 - $25.15/hr

May serve as the liaison for repossession companies and appear at bankruptcy hearings. Major Duties and Responsibilities * Responsible for the collection of delinquent accounts including soliciting ...

Repossession information

See Utah salary details

$10K

$52.6K

$125.2K

How much do repossession jobs pay per year?

As of Sep 2, 2026, the average yearly pay for repossession in Utah is $52,628.00, according to ZipRecruiter salary data. Most workers in this role earn between $35,000.00 and $47,300.00 per year, depending on experience, location, and employer.

What is a repossession agent?

A repossession agent, often called a repo agent, is a professional responsible for recovering property—such as vehicles, boats, or other assets—that have been leased or financed but not paid for according to the terms of a loan agreement. When a borrower defaults on their payments, the lender may hire a repossession agent to retrieve the collateral. Repo agents must follow state and federal laws to ensure the process is legal and avoid breaching the peace. They typically work for repossession companies or as independent contractors. The job often involves locating assets, negotiating with owners, and safely transporting the repossessed property.

What are the key skills and qualifications needed to thrive as a repossession agent?

To thrive as a Repossession Agent, you generally need a valid driver's license, knowledge of state repossession laws, and often a high school diploma or equivalent. Familiarity with GPS tracking systems, tow trucks, and recovery management software is typically required. Strong conflict resolution, situational awareness, and effective communication skills help navigate tense situations and ensure safety. These skills are crucial for conducting lawful, efficient repossessions while minimizing risk and maintaining professionalism.

What are some typical challenges faced by repossession agents, and how are they addressed on the job?

Repossession agents often encounter challenges such as dealing with difficult or emotional vehicle owners, locating hard-to-find assets, and working in potentially stressful or confrontational situations. Companies usually provide training on conflict de-escalation, legal compliance, and safety procedures to help agents manage these scenarios. Strong communication skills and teamwork are essential, as agents often coordinate with lenders, law enforcement, and dispatchers to ensure safe and lawful repossessions.

What is the difference between Repossession vs Debt Collector?

AspectRepossessionDebt Collector
Required CredentialsPossibly licensed or certified depending on jurisdictionOften requires collection licenses or certifications
Work EnvironmentFieldwork involving vehicle or asset retrievalOffice-based or fieldwork contacting debtors
Industry UsageFinancial institutions, auto lenders, leasing companiesCreditors, collection agencies, banks
Common Search/ComparisonRepossession vs Debt Collector

Repossession involves retrieving assets like vehicles or property when borrowers default, often requiring specialized licensing. Debt collectors focus on contacting debtors to recover owed money, typically working in collections. While both roles deal with debt recovery, repossession is more asset-focused and field-based, whereas debt collection emphasizes communication and negotiation. Understanding these differences helps job seekers identify the right career path in the debt recovery industry.

How to become a repossession agent?

To become a repossession agent, you typically need a high school diploma or equivalent, a valid driver's license, and some states require a license or certification. Experience in law enforcement, security, or driving can be beneficial, and agents often work independently or for repossession companies, using tools like skip tracing and vehicle tracking devices.

What are the most commonly searched types of Repossession jobs in Utah?

The most popular types of Repossession jobs in Utah are:

What are popular job titles related to Repossession jobs in Utah?

For Repossession jobs in Utah, the most frequently searched job titles are:

What cities in Utah are hiring for Repossession jobs?

Cities in Utah with the most Repossession job openings:

Infographic showing various Repossession job openings in Utah as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $52,628 per year, or $25.3 per hour.

Repossession Specialist

OneMain Financial

Salt Lake City, UT • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 14 days ago


OneMain Financial rating

7.5

Company rating: 7.5 out of 10

Based on 103 frontline employees who took The Breakroom Quiz

114th of 152 rated financial services


Job description

As a Repossession Specialist, you will be responsible for locating customers and collateral using various investigative (skip tracing) techniques. All duties and tasks must be completed by adhering to FDCPA and CFPB regulations. Manages a repossession queue to ensure collateral is recovered. Works with agents to approve fees, coordinate repossessions and provide the best possible information.

In the Role

  • Perform and complete skip tracing activities on all assigned accounts to prevent charge off and company loan loss. This includes inbound/outbound calls to discuss delinquency resolution.
  • Maintain and establish new repossession and transport vendor relationships.
  • Manage all accounts that have been assigned to them from the repossession assignment to the transportation of the vehicle to the auction.
  • Completes required applicable paperwork including sending all required Federal and State regulation letters.

Requirements

  • High School Diploma or GED Required
  • Minimum of 2 years experience in collections with a focus on skip tracing customers to prevent loan loss

Location:Onsite in West Valley City, UT

Schedule:Monday through Friday from 9:00am-6:00pm with a rotating Saturday shift every 6 weeks

Who we Are

OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we've looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future.

Driven collaborators and innovators, our team thrives on transformative digital thinking, customer-first energy and flexible work arrangements that grow lives, careers and our company. At every level, we're committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There's never been a better time to shine with OneMain.

Because team members at their best means OneMain at our best, we provide opportunities and benefits that make their health and careers a priority. That's why we've packed our comprehensive benefits package for full- and some part-timers with:

  • Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances
  • Up to 4% matching 401(k)
  • Employee Stock Purchase Plan (10% share discount)
  • Tuition reimbursement
  • Paid time off (15 days' vacation per year, prorated based on start date)
  • Paid sick leave as determined by state or local ordinance (prorated based on start date)
  • 11 Paid holidays (4 floating holidays, prorated based on start date)
  • Paid volunteer time (3 days per year, prorated based on start date)

OneMain Holdings, Inc. is an Equal Employment Opportunity (EEO) employer. Qualified applicants will receive consideration for employment without regard to age, ancestry, citizenship status, color, creed, culture, disability, ethnicity, gender, gender identity or expression, genetic information or history, marital status, military status, national origin, nationality, pregnancy, race, religion, sex, sexual orientation, socioeconomic status, transgender or on any other basis protected by law.


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