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Repossession Specialist Jobs (NOW HIRING)

Texas Dow Employees Credit Union

Loan Resolutions Repossession/ Remarking Specialist Reporting Manager: Loss Mitigation Manager Essential Duties and Responsibilities: 1. Approving units for sale, setting floor pricing, reviewing ...

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How much do repossession specialist jobs pay per hour?

As of Jun 14, 2026, the average hourly pay for repossession specialist in the United States is $17.99, according to ZipRecruiter salary data. Most workers in this role earn between $14.18 and $19.95 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in the Repossession Specialist position, and why are they important?

A successful Repossession Specialist typically possesses a valid driver's license, strong knowledge of repossession laws and procedures, and attention to detail, often gained through on-the-job experience or specialized training. Experience with GPS tracking systems, skip tracing software, and secure asset recovery tools is beneficial in this role. Strong communication, problem-solving skills, and the ability to remain calm under pressure distinguish top performers. These competencies are essential for safely, efficiently, and ethically recovering assets while adhering to legal and company guidelines.

What is a Repossession Specialist job?

A Repossession Specialist is responsible for locating, recovering, and securing assets, such as vehicles or equipment, from individuals who have defaulted on their loans. They work with lenders, towing companies, and law enforcement to legally reclaim property while following state and federal regulations. Strong negotiation and investigative skills are essential, as the role often involves skip tracing and direct customer interactions.

What are some common challenges faced by Repossession Specialists on the job?

Repossession Specialists often encounter challenges such as locating vehicles or assets whose owners may have intentionally concealed them, handling potentially confrontational situations, and working in adverse weather or at unconventional hours. These specialists must remain professional and adhere strictly to legal protocols during every recovery to avoid liability issues. Effective communication with team members, law enforcement, and clients is also an important aspect of the role. Adapting quickly to dynamic circumstances and maintaining safety at all times are key to success in this field.

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What cities are hiring for Repossession Specialist jobs? Cities with the most Repossession Specialist job openings:
What are the most commonly searched types of Repossession Specialist jobs? The most popular types of Repossession Specialist jobs are:
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Repossession Specialist jobs near you
Infographic showing various Repossession Specialist job openings in the United States as of June 2026, with employment types broken down into 4% Locum Tenens, 3% As Needed, 2% Full Time, 72% Part Time, 3% Temporary, and 16% Contract. Highlights an 90% Physical, 3% Hybrid, and 7% Remote job distribution, with an average salary of $37,412 per year, or $18 per hour.
Financial Assistance Repossession Specialist II

Financial Assistance Repossession Specialist II

Rockland Federal Credit Union

Canton, MA • On-site

$27.60 - $28.98/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 6 days ago

Rockland Federal Credit Union rating

8.2

Company rating: 8.2 out of 10

Based on 6 frontline employees who took The Breakroom Quiz

Job description

Rockland Federal Credit Union (RFCU) is seeking a Financial Assistance Specialist II – Collateral. Reporting to the Financial Assistance Manager, this role supports the effective operation of the Financial Assistance department by managing advanced recovery activities, including repossessions and remarketing of vehicle collateral, in full compliance with regulatory requirements and Credit Union policies and procedures.

Key Responsibilities

  • Manage delinquent vehicle-secured accounts through calls, emails, and skip tracing while maintaining accurate documentation
  • Conduct loan research and collaborate with internal teams to resolve accounts in line with service standards
  • Process member payments via debit card, ACH, and internal transfers with accuracy and compliance
  • Oversee all phases of the repossession process, including notices, recovery, redemption, and disposition
  • Ensure all required legal notifications are completed accurately and in compliance with regulations
  • Coordinate with vendors, set expectations, and obtain timely updates on recovery efforts
  • File and manage VSI and physical damage claims, including ancillary rebate submissions
  • Partner with leasing companies on repossession-related claims and documentation
  • Ensure proper handling of accounts impacted by bankruptcy or estate processes

Qualifications

  • 4+ years of experience in first-party collections and collateral recovery
  • Strong knowledge of vehicle titling, lien documentation, and repossession processes
  • Working knowledge of FDCPA, bankruptcy, and state repossession regulations
  • Proficiency in Microsoft Office (Excel, Word, Teams, Outlook)
  • Credit Union experience preferred

Work Schedule and Benefits

As a Financial Assistance Specialist II- Collateral, you will work a 40-hour full-time schedule Monday through Friday with a rotating Saturday every 6-8 weeks.

RFCU offers a comprehensive benefits package, including Cigna medical benefits, dental benefits, vision benefits, a 401(k) plan with company match and profit-sharing potential, flexible health and dependent care plans, and life, AD&D, and LTD insurance. We also provide a generous and flexible tuition reimbursement program, along with a PTO package designed to help employees recharge and enjoy time with family and friends.

Are you ready to apply?

If this sounds like what you are looking for, then the next step is to apply! You will need to upload your resume and answer a few basic questions. Our Human Resources team will review your application to determine your qualifications for the position. Our interview process consists of an initial telephone interview with Human Resources, followed by an in-person interview with the hiring manager for qualified candidates. At that point if we are the right fit for each other, you will move to the final steps of references, credit and background check.

Apply today and join our team!

In alignment with our commitment to pay transparency, we're pleased to share that the base hourly range for this position is $27.60 - $28.98, excluding fringe benefits or potential incentives. If you're hired at Rockland Federal Credit Union, your final base pay will be determined based on factors such as skills, education, and experience. We also take pay equity seriously and consider the internal equity of our current team members as part of any final offer. Please note that the range provided reflects the full base pay for this role. We also offer a comprehensive compensation and benefits package designed to support your overall well-being and success.

Rockland Federal Credit Union is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or protected veteran status and will not be discriminated against on the basis of disability.


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