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Repossession Specialist Jobs (NOW HIRING)

NC SECU

The Senior Repossession Specialist is responsible for executing the operational activities within the automobile repossession cycle. This position processes and manages assigned repossession cases ...

Citadel

Auto Repossession Specialist

Exton, PA · On-site

Job Overview This position is responsible for review and completion of all requirements for the repossession process for Citadel's automobile portfolio. This includes but is not limited to ...

Citadel

Auto Repossession Specialist

Exton, PA · On-site

Job Overview This position is responsible for review and completion of all requirements for the repossession process for Citadel's automobile portfolio. This includes but is not limited to ...

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Repossession Specialist information

What is a repossession specialist?

A Repossession Specialist is responsible for locating, recovering, and securing assets, such as vehicles or equipment, from individuals who have defaulted on their loans. They work with lenders, towing companies, and law enforcement to legally reclaim property while following state and federal regulations. Strong negotiation and investigative skills are essential, as the role often involves skip tracing and direct customer interactions.

What are the key skills and qualifications needed to thrive as a repossession specialist?

A successful Repossession Specialist typically possesses a valid driver's license, strong knowledge of repossession laws and procedures, and attention to detail, often gained through on-the-job experience or specialized training. Experience with GPS tracking systems, skip tracing software, and secure asset recovery tools is beneficial in this role. Strong communication, problem-solving skills, and the ability to remain calm under pressure distinguish top performers. These competencies are essential for safely, efficiently, and ethically recovering assets while adhering to legal and company guidelines.

What are some common challenges faced by repossession specialists on the job?

Repossession Specialists often encounter challenges such as locating vehicles or assets whose owners may have intentionally concealed them, handling potentially confrontational situations, and working in adverse weather or at unconventional hours. These specialists must remain professional and adhere strictly to legal protocols during every recovery to avoid liability issues. Effective communication with team members, law enforcement, and clients is also an important aspect of the role. Adapting quickly to dynamic circumstances and maintaining safety at all times are key to success in this field.

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Repossession Specialist jobs near you
Infographic showing various Repossession Specialist job openings in the United States as of September 2026, with employment types broken down into 1% As Needed, 74% Full Time, 23% Part Time, and 2% Contract. Highlights an 85% Physical, 2% Hybrid, and 13% Remote job distribution.

Repossession Specialist

Salt Lake City, UT • On-site

OneMain Financial
Finance and Insurance • 5 - 10K employees
Learn more about OneMain Financialexternal

Full-time

Medical, Retirement, PTO

Posted 23 days ago

OneMain Financial rating

7.5

Company rating: 7.5 out of 10

Based on 103 frontline employees who took The Breakroom Quiz

Job description

As a Repossession Specialist, you would be responsible for locating customers and collateral using various investigative (skip tracing) techniques. All duties and tasks must be completed by adhering to FDCPA and CFPB regulations. Manages a repossession queue to ensure collateral is recovered. Works with agents to approve fees, coordinate repossessions and provide the best possible information.

Location:Onsite in West Valley City, UT

Schedule:Monday through Friday from 9:00am-6:00pm with a rotating Saturday shift every 6 weeks.

Key Responsibilities:

  • Perform and complete skip tracing activities on all assigned accounts to prevent charge off and company loan loss. This includes inbound/outbound calls to discuss delinquency resolution.

  • Maintain and establish new repossession and transport vendor relationships.

  • Manage all accounts that have been assigned to them from the repossession assignment to the transportation of the vehicle to the auction.

  • Completes required applicable paperwork including sending all required Federal and State regulation letters.

Requirements:

  • High School Diploma or GED Required

  • Minimum of 2 years experience in collections with a focus on skip tracing customers to prevent loan loss

Who we Are

OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we've looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future.

Driven collaborators and innovators, our team thrives on transformative digital thinking, customer-first energy and flexible work arrangements that grow lives, careers and our company. At every level, we're committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There's never been a better time to shine with OneMain.

Because team members at their best means OneMain at our best, we provide opportunities and benefits that make their health and careers a priority. That's why we've packed our comprehensive benefits package for full- and some part-timers with:

  • Health and wellbeing options for team members and their dependents

  • Up to 4% matching 401(k)

  • Employee Stock Purchase Plan (10% share discount)

  • Tuition reimbursement

  • Continuing education

  • Bonus eligible

  • Paid time off

  • Paid volunteer time

  • And more!

OneMain Holdings, Inc. is an Equal Employment Opportunity (EEO) employer. Qualified applicants will receive consideration for employment without regard to age, ancestry, citizenship status, color, creed, culture, disability, ethnicity, gender, gender identity or expression, genetic information or history, marital status, military status, national origin, nationality, pregnancy, race, religion, sex, sexual orientation, socioeconomic status, transgender or on any other basis protected by law.

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