ZipRecruiter

Log In

1

Repossession Manager Jobs in Houston, TX (NOW HIRING)

Austin Bank

Special Assets Manager

Spring, TX · On-site

Review all charged-off, foreclosure, and repossession memos to determine collectability. Prepare ... Prepare monthly reports for management and assists with board reports. Works closely with Loan ...

TDECU

Sr. Lead - Loan Resolutions

Houston, TX · On-site

$54K - $68K/yr

Loan Resolution Specialist Assist management team and provide support to Loan Resolution staff ... Repossession, Foreclosure, Charge off and Recovery or other specialty positions within the Loan ...

All JobsRepossession JobsRepossession Manager JobsRepossession Manager Jobs in Houston, TX

Repossession Manager information

See Houston, TX salary details

$19.9K

$54.5K

$115.8K

How much do repossession manager jobs pay per year?

As of Aug 17, 2026, the average yearly pay for repossession manager in Houston, TX is $54,516.00, according to ZipRecruiter salary data. Most workers in this role earn between $30,530.00 and $64,452.00 per year, depending on experience, location, and employer.

What does a repossession manager do?

A Repossession Manager oversees the recovery of assets, such as vehicles or property, from individuals or businesses that have defaulted on payments. They coordinate with repossession agents, ensure compliance with legal regulations, and manage communication with clients and financial institutions. Additionally, they handle documentation, resolve disputes, and work to minimize losses for lenders while maintaining ethical and legal standards.

What are some common challenges repossession managers face on the job?

Repossession Managers often encounter challenges such as managing difficult customer interactions, ensuring compliance with complex state and federal regulations, and coordinating logistics for asset recovery across various locations. Balancing efficiency with empathy while upholding legal standards is crucial, as is handling unanticipated scenarios like contested recoveries. Strong problem-solving and communication skills are necessary to resolve conflicts and maintain positive relationships with clients, team members, and third-party vendors. Overcoming these challenges is key to achieving recovery targets and maintaining the company’s reputation.

What are the key skills and qualifications needed to thrive in the repossession manager position, and why are they important?

To excel as a Repossession Manager, you need expertise in asset recovery operations, knowledge of relevant laws and regulations, and experience in financial services or collections management. Familiarity with repossession tracking software, case management systems, and compliance training or certifications, such as Certified Asset Recovery Specialist (CARS), is often required. Excellent negotiation, conflict resolution, and leadership skills help drive successful outcomes and foster team productivity. These abilities ensure repossessions are conducted legally, efficiently, and with minimized risk to the organization.

What are popular job titles related to Repossession Manager jobs in Houston, TX?

For Repossession Manager jobs in Houston, TX, the most frequently searched job titles are:

What job categories do people searching Repossession Manager jobs in Houston, TX look for?

The top searched job categories for Repossession Manager jobs in Houston, TX are:

What cities near Houston, TX are hiring for Repossession Manager jobs?

Cities near Houston, TX with the most Repossession Manager job openings:

Repossession Manager jobs near you
Infographic showing various Repossession Manager job openings in Houston, TX as of August 2026, with employment types broken down into 1% As Needed, 88% Full Time, 10% Part Time, and 1% Contract. Highlights an 93% Physical, 3% Hybrid, and 4% Remote job distribution, with an average salary of $54,516 per year, or $26.2 per hour.

Collection Specialist

Coastal Community Federal Credit Union

Houston, TX • On-site

$16.50 - $22.25/hr

Full-time

Posted 17 days ago

Job description

The Collection Specialist manages delinquent accounts across mortgage, auto, and signature (unsecured consumer) loan portfolios. This role focuses on recovering outstanding balances, negotiating sustainable repayment solutions, and preserving customer relationships while ensuring strict compliance with federal, state, investor, and company requirements.
Requirements
Key Responsibilities
  • Portfolio Management: Monitor and manage a mixed portfolio of delinquent mortgage, auto, and signature loan accounts through all stages of delinquency.
  • Customer Outreach: Initiate timely, documented contact via phone, email, and written correspondence to discuss past-due balances, options, and next steps.
  • Repayment Negotiation: Negotiate and document payment arrangements, loan modifications, forbearance plans, reinstatements, settlements, and other loss-mitigation solutions tailored to loan type.
  • Auto Collections Efforts: Coordinate repossession referrals when appropriate; work with recovery vendors and title services; verify vehicle information and lien status; pursue voluntary surrender or reinstatement options when feasible.
  • Signature Loan Collections Efforts: Apply strategies for unsecured debt recovery including structured payment plans, settlement offers, and skip-tracing to locate borrowers; escalate to legal collections when required.
  • Documentation and System Updates: Maintain accurate, audit-ready records of all collection activity, borrower communications, and account status updates in the servicing system.
  • Compliance and Risk Management: Ensure all collection activities comply with FDCPA, RESPA, state laws, investor servicing requirements, and internal policies; flag and escalate potential legal or regulatory issues.
  • Loss Mitigation Coordination: Collaborate with underwriting, foreclosure, legal, and loss-mitigation teams to evaluate options and implement approved solutions.
  • Skip Tracing and Research: Use internal tools and third-party services to locate borrowers, verify employment and assets, and update contact information.
  • Reporting and Metrics: Produce regular status reports and performance metrics such as cure rates, promise-to-pay adherence, recovery amounts, and days delinquent.
  • Customer Service: Provide clear, professional guidance to borrowers about options and timelines while protecting the company's financial interests.

Qualifications
  • Experience: 2+ years in collections, loan servicing, or related financial recovery roles; experience with mortgage, auto, and unsecured consumer loans strongly preferred.
  • Education: High school diploma or GED required; Associate degree or higher in finance, business, or related field preferred.
  • Technical Skills: Proficiency with loan servicing systems and CRM tools; strong MS Office skills, especially Excel. Experience with skip-trace and repossession vendor platforms is a plus.
  • Regulatory Knowledge: Familiarity with FDCPA, RESPA, state foreclosure and repossession laws, and investor servicing guidelines.
  • Certifications: Relevant certifications in collections, mortgage servicing, or loss mitigation are advantageous.

Skills and Competencies
  • Communication: Clear, persuasive verbal and written communication with borrowers and internal partners.
  • Negotiation: Strong ability to structure repayment plans and settlements that balance borrower capacity and portfolio performance.
  • Attention to Detail: Accurate documentation and careful review of account histories, legal notices, and title/vehicle records.
  • Organization: Ability to manage a high-volume caseload and prioritize tasks to meet deadlines.
  • Problem Solving: Analytical approach to evaluate borrower situations and recommend appropriate actions.
  • Emotional Intelligence: Empathy and professionalism when handling sensitive borrower circumstances.
  • Teamwork: Collaborative approach with legal, underwriting, repossession vendors, and servicing teams.
  • Compliance Mindset: Consistent application of regulatory and investor rules in daily activities.

Working Conditions and Compensation
  • Schedule: Full-time; may require extended hours during peak periods or to meet legal deadlines.
  • Physical Requirements: Primarily office-based work with extended computer use. May require occasional coordination with field vendors.

Equal Opportunity: Employer is an equal opportunity employer committed to diversity and inclusion.

Apply