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Repossession Agent Jobs in Utah (NOW HIRING)

Repossession Agent information

See Utah salary details

$9

$19

$30

How much do repossession agent jobs pay per hour?

As of Aug 8, 2026, the average hourly pay for repossession agent in Utah is $19.12, according to ZipRecruiter salary data. Most workers in this role earn between $14.90 and $21.25 per hour, depending on experience, location, and employer.

What is the difference between Repossession Agent vs Field Investigator?

AspectRepossession AgentField Investigator
CredentialsDriver's license, sometimes security or repossession trainingInvestigation certifications, background checks
Work EnvironmentFieldwork, often in various locations, sometimes confrontationalFieldwork, interviews, surveillance
Employer & IndustryLoan companies, banks, repossession agenciesInsurance companies, private investigation firms
Search & Comparison IntentLocating and recovering collateralGathering information, verifying facts

While both roles involve fieldwork and require investigative skills, Repossession Agents focus on locating and recovering collateral for lenders, often involving physical recovery. Field Investigators gather information, verify details, and conduct surveillance for various clients. The roles share some credentials and work environments but differ in primary responsibilities and industry focus.

What are some common challenges faced by repossession agents and how can they be managed on the job?

Repossession Agents often encounter challenges such as dealing with difficult or emotional vehicle owners, working irregular hours, and ensuring personal safety during recoveries. Staying calm under pressure, maintaining professionalism, and following proper legal protocols are essential for managing these situations. Agents typically work closely with team members, such as dispatchers and security staff, to coordinate safe and efficient repossessions. Training in conflict resolution and awareness of local laws can further help agents navigate these challenges successfully.

What is a repossession agent?

Repossession agents are professionals hired by lenders or financial institutions to recover property, typically vehicles or equipment, when borrowers default on their loans. They locate, secure, and retrieve the assets in accordance with state and federal laws, ensuring the process is handled legally and safely. Repossession agents may work independently or for repossession companies, and often need knowledge of legal procedures, negotiation skills, and sometimes a special license. Their work can be challenging and may involve interacting with distressed or confrontational individuals. The goal is to recover the property while minimizing conflict and legal risk.

What are the key skills and qualifications needed to thrive as a repossession agent, and why are they important?

To thrive as a Repossession Agent, you need a strong understanding of state and federal repossession laws, a valid driver's license, and often a high school diploma or equivalent. Familiarity with skip tracing software, GPS tracking systems, and digital reporting tools is typically required. Excellent negotiation, conflict resolution, and situational awareness are crucial soft skills for managing interactions with vehicle owners and ensuring safety. These skills and qualifications are essential for performing repossessions legally, efficiently, and safely while minimizing risk and maintaining professionalism.

What does a repossession agent do?

As a repossession agent, you participate in the recovery of an asset when someone is overdue on a debt payment. In your job as a repo agent, you may collect the deed to a vehicle or another piece of property, coordinate the transfer of ownership through a bank, and comply with all relevant laws and regulations for the repossession process. You may also help calculate the costs of repossession and help the bank determine the best way to finance complicated repossession efforts. Repossession agents should not be confused with recovery agents, who locate and retrieve people who fail to appear in court, though some people perform both duties.

What are the most commonly searched types of Repossession Agent jobs in Utah? The most popular types of Repossession Agent jobs in Utah are:
What cities in Utah are hiring for Repossession Agent jobs? Cities in Utah with the most Repossession Agent job openings:
Infographic showing various Repossession Agent job openings in Utah as of August 2026, with employment types broken down into 93% Full Time, 4% Part Time, and 3% Contract. Highlights an 92% Physical, 1% Hybrid, and 7% Remote job distribution, with an average salary of $39,763 per year, or $19.1 per hour.

Loss Mitigation Specialist

OneMain Financial

West Valley City, UT

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 15 days ago


OneMain Financial rating

7.4

Company rating: 7.4 out of 10

Based on 101 frontline employees who took The Breakroom Quiz

118th of 150 rated financial services


Job description

As a Loss Mitigation Specialist/Late Stage Collector, you will review accounts for possible loan restructuring or other workout plans through evaluating customer income and expenses. Restructure loans for maximum likelihood of repayment while meeting all policy, government, and regulatory guidelines. Locate customers using skip tracing tools to collect on deficiency balance.

In the Role

  • Reviewing and analyzing consumer accounts to identify how the loan can be modified to mitigate loan loss.

  • Answering incoming calls and speaking with customers to work out a mutually beneficial arrangement.

  • Preparing written correspondence to be sent to customers to advise of modification opportunity.

  • Create and review modification documents to be sent to customers.

  • Audit modification documents to ensure all required information has been received and process modification in servicing system.

  • Ensure all loan workout plans meet policy guidelines and protect the company for risk.

  • Maintain and establish new repossession and transport vendor relationships.

  • Assign accounts out for repossession to an approved repossession agent.

  • Completes required applicable paperwork including sending all required Federal and State regulation letters.

  • Other duties as assigned by the Loss Mitigation Team Lead.

Requirements:

Collections 2 years

High school or GED required

Call center experience


Preferred:

  • Bilingual (Spanish)
  • Great multitasking skills
  • Outstanding phone and negotiation skills.
  • Detail oriented and quality focused

Location: Onsite in West Valley City, UT

Pay: hourly + bonus potential

Schedule: Monday through Friday from 9:30am-6:00pm with a rotating Saturday every 6-8 weeks

Who we Are

OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we've looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future. Driven collaborators and innovators, our team thrives on transformative digital thinking, customer-first energy and flexible work arrangements that grow lives, careers and our company. At every level, we're committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There's never been a better time to shine with OneMain. Because team members at their best means OneMain at our best, we provide opportunities and benefits that make their health and careers a priority. That's why we've packed our comprehensive benefits package for full- and some part-timers with:

Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances

Up to 4% matching 401(k)

Employee Stock Purchase Plan (10% share discount)

Tuition reimbursement

Paid time off (15 days' vacation per year, prorated based on start date)

Paid sick leave as determined by state or local ordinance (prorated based on start date)

11 Paid holidays (4 floating holidays, prorated based on start date)

Paid volunteer time (3 days per year, prorated based on start date)

OneMain Holdings, Inc. is an Equal Employment Opportunity (EEO) employer. Qualified applicants will receive consideration for employment without regard to age, ancestry, citizenship status, color, creed, culture, disability, ethnicity, gender, gender identity or expression, genetic information or history, marital status, military status, national origin, nationality, pregnancy, race, religion, sex, sexual orientation, socioeconomic status, transgender or on any other basis protected by law.


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