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Repo Representative Jobs (NOW HIRING)

RXO

Asset Operations Representative

Chicago, IL · On-site

An Asset Operations Representative is responsible for planning and executing the Peak Season equipment strategy, executing RXO IMDL asset utilization strategy, and managing/growing Trailer Repo ...

Emser Tile

Outside Sales Rep (39590)

Bensenville, IL · On-site

$35K - $75K/yr

Job Summary The Outside Sales Representative (OSR) will call on existing and new clientele, as well as work with builders, designers, General Contractors and all other decision makers in the sales ...

Emser Tile

Outside Sales Rep (39293)

Lenexa, KS · On-site

$36K - $75K/yr

Job Summary The Outside Sales Representative (OSR) will call on existing and new clientele, as well as work with builders, designers, General Contractors and all other decision makers in the sales ...

Emser Tile

Outside Sales Rep (38407)

Brooklyn Heights, OH · On-site

$36K - $75K/yr

Job Summary The Outside Sales Representative (OSR) will call on existing and new clientele, as well as work with builders, designers, General Contractors and all other decision makers in the sales ...

Emser Tile

Outside Sales Rep (39367)

Saint Louis, MO · On-site

$36K - $75K/yr

Job Summary The Outside Sales Representative (OSR) will call on existing and new clientele, as well as work with builders, designers, General Contractors and all other decision makers in the sales ...

Emser Tile

Outside Sales Rep (39365)

Gulf Breeze, FL · On-site +1

$36K - $75K/yr

Job Summary The Outside Sales Representative (OSR) will call on existing and new clientele, as well as work with builders, designers, General Contractors and all other decision makers in the sales ...

Emser Tile

Outside Sales Rep (39491)

Mcallen, TX · On-site +1

$36K - $75K/yr

Job Summary The Outside Sales Representative (OSR) will call on existing and new clientele, as well as work with builders, designers, General Contractors and all other decision makers in the sales ...

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Repo Representative information

See salary details

$24.5K

$44.2K

$77K

How much do repo representative jobs pay per year?

As of Sep 8, 2026, the average yearly pay for repo representative in the United States is $44,219.00, according to ZipRecruiter salary data. Most workers in this role earn between $37,500.00 and $43,000.00 per year, depending on experience, location, and employer.

What is a repo representative?

Repo Representatives, short for Repossession Representatives, are professionals who work on behalf of lenders or financial institutions to recover property—typically vehicles—when borrowers default on their loans. Their responsibilities include locating the collateral, coordinating with towing companies, and ensuring the repossession process follows legal and ethical guidelines. Repo Representatives may also communicate with borrowers to inform them of repossession actions and help resolve outstanding debts. The role requires strong negotiation skills, knowledge of repossession laws, and the ability to handle potentially stressful situations.

What are the key skills and qualifications needed to thrive as a repo representative?

To thrive as a Repo Representative, you need strong negotiation skills, a basic understanding of finance or lending processes, and a high school diploma or equivalent. Familiarity with repossession software, GPS tracking systems, and compliance with state and federal regulations is typically required. Excellent communication, conflict resolution, and problem-solving abilities help you manage sensitive situations and interact effectively with clients. These skills ensure repossessions are handled efficiently, legally, and with minimal conflict, protecting both company assets and client relationships.

What are some common challenges repo representatives face when communicating with customers?

Repo Representatives often encounter difficult conversations with customers regarding repossession of assets, which can be emotionally charged. Navigating these situations requires strong empathy, patience, and conflict-resolution skills to maintain professionalism and ensure compliance with legal regulations. Building rapport while clearly explaining the process and addressing customer concerns helps create a more constructive dialogue and can sometimes lead to alternative solutions such as payment arrangements.

What is the difference between Repo Representative vs Auto Loan Specialist?

AspectRepo RepresentativeAuto Loan Specialist
Required CredentialsHigh school diploma, sometimes relevant experienceHigh school diploma, often some financial or sales experience
Work EnvironmentRepossession agencies, fieldwork, vehicle recoveryBank branches, dealerships, office setting
Employer & Industry UsageUsed by repossession companies, auto lendersUsed by banks, credit unions, auto finance companies
Common Search & Comparison IntentUnderstanding repossession roles, recovery processAuto financing, loan processing, customer service

The main difference is that a Repo Representative focuses on vehicle recovery and repossession activities, often working in the field for repossession agencies or lenders. An Auto Loan Specialist primarily works in offices or dealerships, assisting customers with auto loan applications and financing. Both roles involve knowledge of auto finance but differ significantly in daily tasks and work environment.

How to become a repossession agent?

To become a repossession agent, individuals typically need a high school diploma or equivalent, a valid driver's license, and a clean driving record. Training is often provided by employers, and some states require licensing or registration, which may involve background checks and passing a written exam. Strong communication skills, knowledge of legal procedures, and the ability to work independently are important for success in this role.

What states have the most Repo Representative jobs?

States with the most job openings for Repo Representative jobs include:

What are popular job titles related to Repo Representative jobs?

For Repo Representative jobs, the most frequently searched job titles are:

Infographic showing various Repo Representative job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 84% Full Time, 13% Part Time, and 2% Contract. Highlights an 72% Physical, 1% Hybrid, and 27% Remote job distribution, with an average salary of $44,219 per year, or $21.3 per hour.

IT Business Analyst - Equity Front Office at QUANTEAM - North America (RAINBOW PARTNERS Group) [...]

Manhattan, NY • On-site

Downtown Boulder Partnership
11 - 50 employees
Learn more about Downtown Boulder Partnershipexternal

$100 - $125/hr

Other

Posted 21 days ago

Job description

One of our clients, an international investment bank, is looking for a Front Office IT Business Analyst specializing in the Equities Booking;

Business Analysis
  • Collaborate with user representatives (traders, risk teams, operations, etc.) to gather and formalize business requirements.
  • Conduct impact and gap analyses.
  • Evaluate IT solutions to determine the best fit for business needs.
  • Draft detailed functional specifications for IT development teams.
  • Define and execute test plans.
  • Coordinate User Acceptance Testing (UAT).
  • Participate in project scoping, planning, progress reporting, issue and risk management, ensuring effective communication.
Required Profile
  • Master’s degree.
  • Minimum of 5 years of experience in IT business analysis within the financial sector.
  • Strong understanding of Equity (EQD, Repo, Stock borrow lending) activities and products.
  • Expertise in equity trading systems (ideally Sophis or Murex & Calypso).
  • Proficiency in SQL.
  • Excellent analytical and problem-solving skills, with great attention to detail.
  • Proven ability to manage multiple tasks in a dynamic environment.
  • Familiarity with Agile methodologies.
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