ZipRecruiter

Log In

1

Repo Representative Jobs (NOW HIRING)

South Bay Auto Auction

Post Repo Representative

Gardena, CA · On-site

$16.25 - $22.25/hr

This position involves dealing with automotive repossessions, repo agents, and vehicle lien holders. In this role the individual will work as the liaison between the clients (lien holder), and the ...

Super Company

Airplane Repo Agent

Mountain View, CA · Remote

Super Company is seeking a motivated Airplane Repo Agent to support timely, professional aircraft ... A customer-service mindset, with the ability to represent the organization appropriately in person ...

Credit Agricole CIB

$130K - $160K/yr

... Repo and Indexing business line, within the Global Markets Division, is looking for junior level ... Represent the firm with external organizations (e.g., industry or product committees, and ...

South Bay Auto Auction

Recovery Rep.

Gardena, CA · On-site

$16.25 - $20.50/hr

This position involves dealing with automotive repossessions, repo agents, and vehicle lien holders. In this role the individual will work as the liaison between the clients (lien holder), and the ...

next page

Showing results 1-20

All JobsBusiness JobsSales JobsRepo Representative Jobs

Repo Representative information

See salary details

$24.5K

$44.2K

$77K

How much do repo representative jobs pay per year?

As of Sep 8, 2026, the average yearly pay for repo representative in the United States is $44,219.00, according to ZipRecruiter salary data. Most workers in this role earn between $37,500.00 and $43,000.00 per year, depending on experience, location, and employer.

What is a repo representative?

Repo Representatives, short for Repossession Representatives, are professionals who work on behalf of lenders or financial institutions to recover property—typically vehicles—when borrowers default on their loans. Their responsibilities include locating the collateral, coordinating with towing companies, and ensuring the repossession process follows legal and ethical guidelines. Repo Representatives may also communicate with borrowers to inform them of repossession actions and help resolve outstanding debts. The role requires strong negotiation skills, knowledge of repossession laws, and the ability to handle potentially stressful situations.

What are the key skills and qualifications needed to thrive as a repo representative?

To thrive as a Repo Representative, you need strong negotiation skills, a basic understanding of finance or lending processes, and a high school diploma or equivalent. Familiarity with repossession software, GPS tracking systems, and compliance with state and federal regulations is typically required. Excellent communication, conflict resolution, and problem-solving abilities help you manage sensitive situations and interact effectively with clients. These skills ensure repossessions are handled efficiently, legally, and with minimal conflict, protecting both company assets and client relationships.

What are some common challenges repo representatives face when communicating with customers?

Repo Representatives often encounter difficult conversations with customers regarding repossession of assets, which can be emotionally charged. Navigating these situations requires strong empathy, patience, and conflict-resolution skills to maintain professionalism and ensure compliance with legal regulations. Building rapport while clearly explaining the process and addressing customer concerns helps create a more constructive dialogue and can sometimes lead to alternative solutions such as payment arrangements.

What is the difference between Repo Representative vs Auto Loan Specialist?

AspectRepo RepresentativeAuto Loan Specialist
Required CredentialsHigh school diploma, sometimes relevant experienceHigh school diploma, often some financial or sales experience
Work EnvironmentRepossession agencies, fieldwork, vehicle recoveryBank branches, dealerships, office setting
Employer & Industry UsageUsed by repossession companies, auto lendersUsed by banks, credit unions, auto finance companies
Common Search & Comparison IntentUnderstanding repossession roles, recovery processAuto financing, loan processing, customer service

The main difference is that a Repo Representative focuses on vehicle recovery and repossession activities, often working in the field for repossession agencies or lenders. An Auto Loan Specialist primarily works in offices or dealerships, assisting customers with auto loan applications and financing. Both roles involve knowledge of auto finance but differ significantly in daily tasks and work environment.

How to become a repossession agent?

To become a repossession agent, individuals typically need a high school diploma or equivalent, a valid driver's license, and a clean driving record. Training is often provided by employers, and some states require licensing or registration, which may involve background checks and passing a written exam. Strong communication skills, knowledge of legal procedures, and the ability to work independently are important for success in this role.

What states have the most Repo Representative jobs?

States with the most job openings for Repo Representative jobs include:

What are popular job titles related to Repo Representative jobs?

For Repo Representative jobs, the most frequently searched job titles are:

Infographic showing various Repo Representative job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 84% Full Time, 13% Part Time, and 2% Contract. Highlights an 72% Physical, 1% Hybrid, and 27% Remote job distribution, with an average salary of $44,219 per year, or $21.3 per hour.

Post Repo Representative

Gardena, CA • On-site

South Bay Auto Auction
Motor Vehicle Manufacturing • 51 - 200 employees
Learn more about South Bay Auto Auctionexternal

$16.25 - $22.25/hr

Full-time

Medical, Dental, Vision, Life, PTO

Re-posted 22 days ago

Job description

This position involves dealing with automotive repossessions, repo agents, and vehicle lien holders. In this role the individual will work as the liaison between the clients (lien holder), and the repossession companies immediately upon forwarding the assignments out in the field to be worked.


Duties: 

  • Forward and outsource past due or defaulted automobiles for skip tracing and repossession to company approved vendors.
  • Maintain and provide high level of customer service to clients.
  • Monitor active accounts for updates.
  • Provide Repo documents to clients such as invoices, condition reports, picture reports, etc.
  • Request Repo documents from vendors such as invoices, condition reports, picture reports, etc. Answering and directing phone calls and other duties as required


Requirements:

  • Solid PC skills (Outlook, Word, Excel) and user level application
  • High School Diploma or Equivalent
  • Minimum of 2 years of customer service or client contact experience
  • Demonstrated ability to function as a contributing team member
  • Professional interaction with internal employees and external vendors / clients.
  • Ability to manage multiple tasks, applies best practices to required tasks, organize work and set priorities with a sense of urgency and importance.
  • Ability to work under pressure, using tact, discretion and good judgment to respond to all requests in a professional and courteous manner
  • Detail Oriented
  • Other duties as required


Preferred:

  • Previous automobile collections and recovery experience.
  • Experience with working with repossession companies.
  • SBRS offers vacation, sick, holiday, life, dental, vision and medical insurance


We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability status, protected veteran status, or any other characteristic protected by law.