ZipRecruiter

Log In

2

Remote Underwriter Jobs in Oak Ridge, TN (NOW HIRING)

previous page

Showing results 21-24

All JobsUnderwriter JobsRemote Underwriter JobsRemote Underwriter Jobs in Oak Ridge, TN

Remote Underwriter information

See Oak Ridge, TN salary details

$31.1K

$75.4K

$133.4K

How much do remote underwriter jobs pay per year?

As of Aug 10, 2026, the average yearly pay for remote underwriter in Oak Ridge, TN is $75,411.00, according to ZipRecruiter salary data. Most workers in this role earn between $58,300.00 and $83,200.00 per year, depending on experience, location, and employer.

What does a remote underwriter do?

As a remote underwriter, you work from home to review loan applications with the goal of helping a lender decide whether or not a borrower should be offered financial support through insurance, a mortgage, or other loan options. Underwriting requires a financial institution to assume the financial risk in case of loss, so most institutions focus on minimizing risk when deciding which people to offer this service to. Most remote underwriters specialize in one part of the industry, such as mortgages, business loans, or health insurance. Your duties vary slightly depending on the industry, but you typically review applications for accuracy and adherence to loan provider requirements or government regulations. You may also put a price on known risks and monitor factors affecting your market.

What are the key skills and qualifications needed to thrive as a remote underwriter?

To excel as a Remote Underwriter, you need strong analytical abilities, attention to detail, and a solid understanding of risk assessment, typically supported by a background in finance, business, or insurance and relevant certifications such as CPCU or AU. Familiarity with underwriting software, loan origination systems (LOS), and document management platforms is crucial for efficient remote work. Outstanding written communication, time management, and independent decision-making help you stand out in this role. These skills ensure accurate risk evaluations, compliance with regulations, and effective collaboration with clients and colleagues from a remote setting.

What does a remote underwriter do?

A remote underwriter evaluates and assesses loan applications, insurance policies, or other financial products from a remote location, usually working from home. Their primary role is to review applicants’ financial information, credit history, and other relevant documents to determine risk and eligibility. Remote underwriters use specialized software and follow guidelines to make approval or denial decisions. They communicate with applicants, agents, or loan officers via email, phone, or video conferencing, ensuring all documentation is accurate and compliant. This role requires strong analytical skills, attention to detail, and the ability to work independently.

What is the difference between Remote Underwriter vs Remote Loan Processor?

AspectRemote UnderwriterRemote Loan Processor
Required CredentialsMortgage or insurance underwriting certifications, licensesLoan processing certifications, customer service skills
Work EnvironmentHome office, financial institutions, insurance companiesHome office, mortgage or lending companies
Employer & IndustryFinancial services, insurance, mortgage lendersMortgage lenders, banks, credit unions
Common Search & ComparisonYesYes

Remote Underwriters and Remote Loan Processors both work in the mortgage and lending industry, often from home. While Underwriters focus on evaluating risk and approving loans based on financial documents, Loan Processors handle the administrative tasks of preparing loan files. Both roles require industry-specific certifications and are integral to the lending process, but they differ in responsibilities and daily tasks.

How does a remote underwriter collaborate effectively with team members and other departments?

As a remote underwriter, collaboration is primarily achieved through digital communication tools such as email, instant messaging, and video conferencing. You’ll regularly interact with loan officers, processors, and sometimes clients to clarify documentation, discuss risk assessments, and resolve outstanding issues. Staying organized and proactive in your communication is essential to ensure all parties are aligned and deadlines are met. Many organizations also utilize project management or workflow software to track progress and foster teamwork despite the physical distance.
More about Remote Underwriter jobs
What are the most commonly searched types of Underwriter jobs in Oak Ridge, TN? The most popular types of Underwriter jobs in Oak Ridge, TN are:
What are popular job titles related to Remote Underwriter jobs in Oak Ridge, TN? For Remote Underwriter jobs in Oak Ridge, TN, the most frequently searched job titles are:
What cities near Oak Ridge, TN are hiring for Remote Underwriter jobs? Cities near Oak Ridge, TN with the most Remote Underwriter job openings:
Remote Underwriter jobs near you
Infographic showing various Remote Underwriter job openings in Oak Ridge, TN as of August 2026, with employment types broken down into 96% Full Time, 2% Part Time, and 2% Contract. Highlights an 69% Physical, 12% Hybrid, and 19% Remote job distribution, with an average salary of $75,411 per year, or $36.3 per hour.

Unlock Unlimited Earnings: Work Remotely in Insurance Sales

Griffin Agency, Inc

Knoxville, TN • On-site, Remote

$75K - $150K/yr

Full-time

Re-posted 10 days ago

Job description

Who We Are:
We are an insurance technology and distribution platform that is transforming the industry. We have developed a paperless, data driven underwriting process that allows us to issue policies in less than one minute. We are one of the top distributors of digital life insurance policies in the world. We have an in-house marketing team that is generating exclusive client requests for our advisors. We are the only organization in the industry that owns both the technology platform and the distribution channels. We will gross more than $250 million in premiums this year and we are valued at more than $3 billion.
Our Vision:
We are transforming the life insurance industry with technology and business systems that create a frictionless experience for clients and provide cutting edge tools to our advisors.
Client Acquisition:
We have our own in-house marketing team that generates approximately 20,000 new client requests per week, exclusively for our advisors. We use a data driven approach that is constantly fine-tuned to find and be found by motivated clients who have a need and desire to buy life insurance.
Our system includes targeted direct mail and digital content that goes out to homeowners. Those homeowners who are interested in what we offer will personally respond through an online link, scanning a QR code on the direct mail piece, or by calling in and requesting us to contact them and set a virtual appointment over zoom to review their options. There is no cold calling. Only those who have requested the information will be contacted. Our system is very effective allowing many of our advisors to earn over $120k in the first year regardless of experience.
Client Fulfillment:
As a client advisor you will have access to our technology driven CRM to connect with clients who have requested a consultation, the automation will set a virtual appointment from home or anywhere to help them apply for the best plan for their needs. The system will send a calendar event with a one-click link to connect for the virtual meeting. Our full-time advisors will connect with 10 to 15 families per week. We provide ongoing training and support for our advisor partners. Some of our advisors start on a part-time basis and gradually move to full-time.
In addition to generating client requests, we have created a Direct-to-Consumer platform for independent insurance advisors to leverage. What is it? A Direct-to-Consumer platform allows clients to buy an insurance policy on their own, from their desktop, laptop, tablet, or smartphone.
The advisor who sent them to the site through a unique link gets paid the commission for the sale! Our client advisors earn income 24/7 by driving traffic from social media, your warm market, and clients who prefer to get coverage on their own time, while still meeting with other clients virtually! Now you can leverage InsurTech for yourself.
You as the client advisor have access to real-time dashboards for status updates on all applications so that you can track how your 24/7 storefront is performing. We are empowering our agents with leading-edge systems and technology.
Advisor Compensation:
This is a 1099/commission-based position.
The average compensation is about $1,000 per issued client application. Our average full-time advisors will enroll at least five clients per week. Our top advisors will protect 15 to 20 clients per week. You will earn overrides, bonuses, residuals, and all-expense-paid incentive travel. You are vested from day one. You may qualify for equity incentives. You may qualify for an agency contract, which gives you full ownership of your permanent residual income stream
Expectations:
This position is remote and combines the freedom and tax benefits of being an independent contractor, with the ongoing support and coaching from our team of experts who will help you every step of the way. You will be accountable for your activity and results. Rapid advancement into leadership is available. We are transforming the industry and we will provide the training, coaching, and tools you need to be a part of this great transformation. You will bring your drive, vision for your future, and desire to make an impact in the lives of others.
Main Duties and Responsibilities:
  • This is a remote position
  • Be Accountable for your activity and results
  • Attend live zoom training sessions every week
  • Lead by example
  • Ask for help when you need it
  • Commit to personal growth and development
  • Attend national company events
  • Demonstrate high moral character with every interaction
  • Become a student of our business systems and methods

Apply