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Remote Underwriter Jobs in Oak Ridge, TN (NOW HIRING)

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Remote Insurance Sales Agent

Knoxville, TN · Remote

Remote Insurance Sales Agent Must be authorized to work in the US, no work visas offered at this ... Lastly, they help the client through the underwriting process. All of our agents have the ability ...

Symmetry

Remote Insurance Sales Agent

Knoxville, TN · On-site +1

Remote Insurance Sales Agent Must be authorized to work in the US, no work visas offered at this ... Lastly, they help the client through the underwriting process. All of our agents have the ability ...

All JobsUnderwriter JobsRemote Underwriter JobsRemote Underwriter Jobs in Oak Ridge, TN

Remote Underwriter information

See Oak Ridge, TN salary details

$31.1K

$75.4K

$133.4K

How much do remote underwriter jobs pay per year?

As of Aug 30, 2026, the average yearly pay for remote underwriter in Oak Ridge, TN is $75,411.00, according to ZipRecruiter salary data. Most workers in this role earn between $58,300.00 and $83,200.00 per year, depending on experience, location, and employer.

What does a remote underwriter do?

As a remote underwriter, you work from home to review loan applications with the goal of helping a lender decide whether or not a borrower should be offered financial support through insurance, a mortgage, or other loan options. Underwriting requires a financial institution to assume the financial risk in case of loss, so most institutions focus on minimizing risk when deciding which people to offer this service to. Most remote underwriters specialize in one part of the industry, such as mortgages, business loans, or health insurance. Your duties vary slightly depending on the industry, but you typically review applications for accuracy and adherence to loan provider requirements or government regulations. You may also put a price on known risks and monitor factors affecting your market.

What does a remote underwriter do?

A remote underwriter evaluates and assesses loan applications, insurance policies, or other financial products from a remote location, usually working from home. Their primary role is to review applicants’ financial information, credit history, and other relevant documents to determine risk and eligibility. Remote underwriters use specialized software and follow guidelines to make approval or denial decisions. They communicate with applicants, agents, or loan officers via email, phone, or video conferencing, ensuring all documentation is accurate and compliant. This role requires strong analytical skills, attention to detail, and the ability to work independently.

What are the key skills and qualifications needed to thrive as a remote underwriter?

To excel as a Remote Underwriter, you need strong analytical abilities, attention to detail, and a solid understanding of risk assessment, typically supported by a background in finance, business, or insurance and relevant certifications such as CPCU or AU. Familiarity with underwriting software, loan origination systems (LOS), and document management platforms is crucial for efficient remote work. Outstanding written communication, time management, and independent decision-making help you stand out in this role. These skills ensure accurate risk evaluations, compliance with regulations, and effective collaboration with clients and colleagues from a remote setting.

How does a remote underwriter collaborate effectively with team members and other departments?

As a remote underwriter, collaboration is primarily achieved through digital communication tools such as email, instant messaging, and video conferencing. You’ll regularly interact with loan officers, processors, and sometimes clients to clarify documentation, discuss risk assessments, and resolve outstanding issues. Staying organized and proactive in your communication is essential to ensure all parties are aligned and deadlines are met. Many organizations also utilize project management or workflow software to track progress and foster teamwork despite the physical distance.

What is the difference between Remote Underwriter vs Remote Loan Processor?

AspectRemote UnderwriterRemote Loan Processor
Required CredentialsMortgage or insurance underwriting certifications, licensesLoan processing certifications, customer service skills
Work EnvironmentHome office, financial institutions, insurance companiesHome office, mortgage or lending companies
Employer & IndustryFinancial services, insurance, mortgage lendersMortgage lenders, banks, credit unions
Common Search & ComparisonYesYes

Remote Underwriters and Remote Loan Processors both work in the mortgage and lending industry, often from home. While Underwriters focus on evaluating risk and approving loans based on financial documents, Loan Processors handle the administrative tasks of preparing loan files. Both roles require industry-specific certifications and are integral to the lending process, but they differ in responsibilities and daily tasks.

More about Remote Underwriter jobs

What are the most commonly searched types of Underwriter jobs in Oak Ridge, TN?

The most popular types of Underwriter jobs in Oak Ridge, TN are:

What are popular job titles related to Remote Underwriter jobs in Oak Ridge, TN?

For Remote Underwriter jobs in Oak Ridge, TN, the most frequently searched job titles are:

What cities near Oak Ridge, TN are hiring for Remote Underwriter jobs?

Cities near Oak Ridge, TN with the most Remote Underwriter job openings:

Remote Underwriter jobs near you
Infographic showing various Remote Underwriter job openings in Oak Ridge, TN as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% Remote job distribution, with an average salary of $75,411 per year, or $36.3 per hour.

Underwriting Counsel TN

Ardán, Inc., A Community of Companies

Knoxville, TN • Remote

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 4 days ago

Job description

Summary:
  • We are looking for a professional to analyze title insurance risks, provide underwriting solutions, and ensure compliance with laws. This role involves handling residential and limited commercial transactions, conducting training seminars, and delivering excellent customer service. The ideal candidate will have a J.D. degree, at least 3 years of relevant experience, and be a member in good standing with the TN Bar. Strong knowledge of Tennessee real property law and the title insurance industry, along with excellent communication and problem-solving skills, are essential.

Responsibilities:
  • Analyze title insurance risks, underwriting issues, and regulatory concerns.
  • Provide underwriting solutions to agents, sales team, and title examiners in accordance with Westcor company guidelines as well as local, state and federal law.
  • Handle residential as well as limited commercial transactions underwriting.
  • Present training seminars to educate title agents and production staff (both online and in person).
  • Provide outstanding customer service while making sound underwriting decisions.
  • Handle a high volume of underwriting inquiries via email and telephone in a timely, responsive, and professional manner.
  • Analyze and respond to indemnity requests.
  • Travel with sales staff for agent visits throughout the state.
  • Work well in a remote team environment.

Skills and knowledge:
  • Excellent understanding of fundamental concepts, practices, and procedures of real estate title and settlement process.

Education:
  • Juris Doctor (J.D.) degree.

Experience:
  • Minimum 3 years of experience concentrated in Tennessee real property and title insurance.

Knowledge/Skills/Abilities:
  • Thorough knowledge of Tennessee real property law and related areas as applicable to real property transactions.
  • Knowledge of the Tennessee title insurance industry.
  • Excellent oral and written communication skills.
  • Relationship building.
  • Problem-solving.
  • Decision-making.

License Requirements:
  • Must be a member in good standing with the Tennessee Bar.

Reasoning Ability:
  • Ability to define problems, collect data, establish facts, and draw valid conclusions. Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.

Physical Demands:
  • The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
  • While performing the duties of this job, the employee is regularly required to talk or hear. The employee is frequently required to sit. The employee is occasionally required to stand, walk, use hands to finger, handle, or feel; reach with hands and arms; climb or balance; stoop, kneel, crouch, or crawl; and taste or smell. The employee must frequently lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, depth perception, and the ability to adjust focus.

Work Environment:
  • The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate.

Ardán offers some great perks: 
  • Health, dental, and vision benefits.
  • Employer-paid disability and life insurance.
  • Flexible spending accounts.
  • 401K with company match.
  • Paid time off and company-paid holidays.
  • Wellness Resources.

Note: This job description is not intended to be an exhaustive list of duties, responsibilities, or qualifications associated with the job.