Remote Underwriter Jobs in Minnesota (NOW HIRING)

Our employees are at the heart of what we do: helping people, businesses and society prosper in good times and be resilient in bad times. When you join our team, you are bringing this purpose to life alongside a passionate community.

Feel empowered to learn and grow while being valued for who you are. At Intact, we commit to supporting you in reaching your goals with tools, opportunities, and flexibility. It’s our promise to you.

Who we are

At Intact Insurance Specialty Solutions, we are experts at what we do in protecting what makes businesses unique. Our deep understanding of the specialty insurance market is the foundation for our customized solutions, backed by targeted risk control and claims services. Our employees are passionate about providing insurance coverage that’s aligned to our targeted customer groups.

Intact’s Global Specialty Lines business spans across more than 20 verticals in four distinct markets: U.S., Canada, UK and Europe. The following opportunity is for our U.S. team.

The opportunity

We currently have an opportunity for an Underwriting Specialist to join our growing Renewable Energy team based in one of our offices nationwide or located remotely. The Underwriting Specialist underwrites and manages a portfolio of highly complex, specialty accounts within broad authority levels across property and casualty lines. Assists with the development and execution of strategic initiatives that contribute to the growth and profitability for that book of business in assigned territory. Focus is on new business production, large account management, and relationship development. Some of the Underwriting Specialist duties include but are not limited to:

• Maximizes opportunities for underwriting profitable new and renewal business, as appropriate based on market conditions, by leveraging business relationships, product knowledge and underwriting acumen. Develops and maintains an active target account list tracking prospects and account rounding and/or missed opportunities. Manages financial performance of assigned book of business including: accident year loss ratio, premium plans (new business, retention, and rate/exposure increases), and commission targets.

• Analyzes underwriting submission information; including but not limited to policy wordings, insured values, engineering and risk control reports, loss history, contractual agreements and financials to assess risk quality and risk appetite. Uses available tools and resources to support risk analysis and underwriting decisions.

• Underwrites a book of business and manages underwriting quality and book management. Executes underwriting strategy as determined by management, including portfolio management, self-audits of new and renewal business and well documented approvals of underwriting edits. Ensures compliance with underwriting guidelines, standards, and assigned underwriting authorities.
• Demonstrates a strong understanding of exposures and key coverage issues. Makes underwriting decisions to accept, decline, or modify risks within broad underwriting authority. Collaborates with team of internal risk control experts to conduct detailed technical risk analysis. Implements underwriting decisions in compliance with relevant laws, statutes, and requirements.
• Develops superior working relationships with producers to successfully promote achievement of mutual growth and profitability goals and to supply the appropriate products and services. From a sales perspective, has the ability to identify gaps in coverage and/or risk management processes, understands where the company can make a difference based on those gaps and uses that information to help retain or obtain a customer. Works closely with and establishes strong business partnerships with other departments, including claims, actuary and risk control staff in an effort to better service producers and accounts.
• Regularly travels to key producers/accounts and remains highly visible in the marketplace. Anticipates the needs of the agency plant, analyzes trends, and implements proactive strategies that best position the business. Understands and communicates the company’s underwriting appetite. Monitors agency action plans and participates in account management, agency planning and marketing meetings to best position the business for the future. Participates in industry events and/or committees.
• Gathers and analyzes competitor information and producer specific reports on assigned producers’ new business flow, retention, profitability and potential. Works with other underwriting staff to determine and make recommendations for marketing, pricing, products and systems.
• Provides training and mentoring to less experienced underwriters.
• Maintains a strong professional knowledge of competitive, regulatory and legal environments and applies this information effectively.
• Proactively monitors developments in both the insurance and renewable energy markets to keep up with the latest innovations, trends, and emerging risks.

The expertise you bring

• Bachelor’s degree or equivalent experience preferred.
• 5-10 years of progressively advancing Renewable Energy or related (Construction, Energy Property, Energy Casualty, etc.) specialty underwriting experience.
• Proven ability to evaluate technical and complex risks across wind, solar, battery storage, and emerging clean energy technologies, analyze associated underwriting exposures, and develop tailored insurance solutions that balance profitability, risk appetite, and client needs.
• Established network of strong relationships with brokers, clients, and industry stakeholders, with a track record of generating new business opportunities and maintaining a high-quality portfolio.
• Client-focused and solutions-oriented approach to account management, leveraging exceptional communication, presentation, and negotiation skills to consistently deliver responsive service, articulate coverage and risk management recommendations, foster long-term relationships, and support broker and customer retention initiatives.
• Team oriented individual who values collaboration with peers as well as claims and risk engineering functions while maintaining accountability for individual performance and results.
• Professional insurance designation is preferred.

Our salary ranges are determined by many factors including location, role, experience and skillset of the candidate. The following ranges displayed reflect the target base salary for new hires; however, your recruiter will provide more specific compensation details during the hiring process. The typical base salary range for this position is: $120,000 – $170,000, based on the factors aforementioned. For candidates located in San Francisco, CA; Washington DC; our Massachusetts based offices and the New York City metro area, the base salary range is $151,000 – $177,000. In addition to base salary, full time Intact employees are also eligible for a competitive performance-based bonus and a full range of benefits to include but not limited to:

• Comprehensive medical, dental and vision insurance with no waiting period
• Competitive paid time off programs
• 401(k) savings and annual contributions of up to 12% of annual salary
• Mental health support programs, life and disability insurance, paid parental leave and a variety of additional voluntary benefits

This position will remain posted until a final candidate is selected. Once the role is filled, this job posting will be removed.

Why choose Intact

We live our Values: We are committed to acting with the highest of ethical standards through our five core values: integrity, respect, customer driven, excellence and social responsibility.

Our commitment to Diversity: Founded in our values, we see diversity as a strength and aspire to create an environment where everyone can be themselves, grow and succeed. Together, we will stand up for what’s right to build an inclusive society.

Manage your Time: What you accomplish matters more than hours in the office. We are committed to creating a positive and supportive environment in which you perform your best. Our Time-Off and Flexible Work Arrangement options help foster a healthy work-life balance.

Check out our Glassdoor reviews to see why people love working for Intact!

Our promise to you

Our Values are foundational to our success at Intact. You’ll make a difference every day when you live our Values, do your best work, are open to change, and invest in yourself.

In return, we promise you support, opportunities, and performance-led financial rewards in a flexible work environment where you can:

• Shape the future: Help us lead an insurance transformation to better protect people, businesses, and society.
• Win as a team: Collaborate with inspiring people to do your best work every day and together, stand up for what is right.
• Grow with us: Refresh and reinvent your skills, learn from our diverse teams, lift others up, and grow.

About Intact

At Intact Insurance Specialty Solutions we are experts at what we do. Our deep understanding of the specialty insurance market is the foundation for our customized solutions, backed by targeted risk control and claims services. Our employees are passionate about providing insurance coverage that’s aligned to our targeted customer groups. Today, we help protect over a dozen industries with tailored coverages and services.

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