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Remote Underwriter Jobs in Florida (NOW HIRING)

Sentara Healthcare

Underwriter

Doral, FL · On-site +1

Remote opportunities available in the following states: Alabama, Delaware, Florida, Georgia, Idaho ... The Underwriter is responsible for evaluating, assessing, and managing the risk associated with ...

Sentara Health

Underwriter

Miami, FL · On-site +1

$10K/mo

Remote opportunities available in the following states: Alabama, Delaware, Florida, Georgia, Idaho ... The Underwriter is responsible for evaluating, assessing, and managing the risk associated with ...

ENGAGE EMPLOYER, INC

Benefits Underwriter

Tampa, FL · On-site +1

$60K - $75K/yr

United States-Remote Department: Insurance Agency Position: Full Time-Exempt Engage PEO, recognized ... The Benefits Underwriter will manage health insurance risk and premium pricing for Engage PEO ...

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All JobsUnderwriter JobsRemote Underwriter JobsRemote Underwriter Jobs in Florida

Remote Underwriter information

See Florida salary details

$24.3K

$58.9K

$104.2K

How much do remote underwriter jobs pay per year?

As of Aug 3, 2026, the average yearly pay for remote underwriter in Florida is $58,945.00, according to ZipRecruiter salary data. Most workers in this role earn between $45,600.00 and $65,000.00 per year, depending on experience, location, and employer.

What Does a Remote Underwriter Do?

As a remote underwriter, you work from home to review loan applications with the goal of helping a lender decide whether or not a borrower should be offered financial support through insurance, a mortgage, or other loan options. Underwriting requires a financial institution to assume the financial risk in case of loss, so most institutions focus on minimizing risk when deciding which people to offer this service to. Most remote underwriters specialize in one part of the industry, such as mortgages, business loans, or health insurance. Your duties vary slightly depending on the industry, but you typically review applications for accuracy and adherence to loan provider requirements or government regulations. You may also put a price on known risks and monitor factors affecting your market.

What are the key skills and qualifications needed to thrive as a Remote Underwriter, and why are they important?

To excel as a Remote Underwriter, you need strong analytical abilities, attention to detail, and a solid understanding of risk assessment, typically supported by a background in finance, business, or insurance and relevant certifications such as CPCU or AU. Familiarity with underwriting software, loan origination systems (LOS), and document management platforms is crucial for efficient remote work. Outstanding written communication, time management, and independent decision-making help you stand out in this role. These skills ensure accurate risk evaluations, compliance with regulations, and effective collaboration with clients and colleagues from a remote setting.

What does a remote underwriter do?

A remote underwriter evaluates and assesses loan applications, insurance policies, or other financial products from a remote location, usually working from home. Their primary role is to review applicants’ financial information, credit history, and other relevant documents to determine risk and eligibility. Remote underwriters use specialized software and follow guidelines to make approval or denial decisions. They communicate with applicants, agents, or loan officers via email, phone, or video conferencing, ensuring all documentation is accurate and compliant. This role requires strong analytical skills, attention to detail, and the ability to work independently.

What is the difference between Remote Underwriter vs Remote Loan Processor?

AspectRemote UnderwriterRemote Loan Processor
Required CredentialsMortgage or insurance underwriting certifications, licensesLoan processing certifications, customer service skills
Work EnvironmentHome office, financial institutions, insurance companiesHome office, mortgage or lending companies
Employer & IndustryFinancial services, insurance, mortgage lendersMortgage lenders, banks, credit unions
Common Search & ComparisonYesYes

Remote Underwriters and Remote Loan Processors both work in the mortgage and lending industry, often from home. While Underwriters focus on evaluating risk and approving loans based on financial documents, Loan Processors handle the administrative tasks of preparing loan files. Both roles require industry-specific certifications and are integral to the lending process, but they differ in responsibilities and daily tasks.

How does a remote underwriter collaborate effectively with team members and other departments?

As a remote underwriter, collaboration is primarily achieved through digital communication tools such as email, instant messaging, and video conferencing. You’ll regularly interact with loan officers, processors, and sometimes clients to clarify documentation, discuss risk assessments, and resolve outstanding issues. Staying organized and proactive in your communication is essential to ensure all parties are aligned and deadlines are met. Many organizations also utilize project management or workflow software to track progress and foster teamwork despite the physical distance.
More about Remote Underwriter jobs
What are the most commonly searched types of Underwriter jobs in Florida? The most popular types of Underwriter jobs in Florida are:
What are popular job titles related to Remote Underwriter jobs in Florida? For Remote Underwriter jobs in Florida, the most frequently searched job titles are:
What job categories do people searching Remote Underwriter jobs in Florida look for? The top searched job categories for Remote Underwriter jobs in Florida are:
What cities in Florida are hiring for Remote Underwriter jobs? Cities in Florida with the most Remote Underwriter job openings:
Remote Underwriter jobs near you
Infographic showing various Remote Underwriter job openings in Florida as of July 2026, with employment types broken down into 95% Full Time, and 5% Temporary. Highlights an 100% Remote job distribution, with an average salary of $58,945 per year, or $28.3 per hour.

Remote Wholesale Non-QM Underwriter

National Mortgage Staffing

Tampa, FL • Remote

Full-time

Medical, Dental, Retirement

Re-posted 7 days ago

Job description

Position: Remote Wholesale Non-QM Underwriter
Work Model: Remote- US candidates only
Compensation: $100-125k, depending on experience, plus tiered bonus plan
Schedule: Full-Time | 40 hours per week | Overtime eligible
Benefits: Medical, Dental, 401(k)
A growing mortgage company is seeking an experienced Remote Wholesale Non-QM Underwriter to join its TPO division. This is a fully remote opportunity supporting increased loan volume within a smaller wholesale channel where your experience, communication, and judgment will matter.
The ideal candidate has strong recent Non-QM underwriting experience, wholesale/TPO experience, and the ability to step into the role with minimal ramp-up. This position is best suited for an underwriter who can independently review files, communicate clearly with internal and external partners, maintain strong quality, and think through complex scenarios to help determine a compliant path forward when possible.
Responsibilities
Underwrite Non-QM loans from initial review through final decision.
Review income, assets, credit, collateral, conditions, and supporting documentation.
Analyze loan files for compliance with investor and program guidelines.
Issue clear and detailed underwriting decisions and conditions.
Work closely with other underwriters, investors, loan coordinators, account executives, closers/funders, and brokers.
Maintain strong quality and production standards in a fast-paced TPO environment.
Think creatively and strategically to structure loans whenever possible while maintaining compliance.
Provide excellent communication and support throughout the underwriting process.
Use Encompass to review, condition, and manage loan files.
Qualifications
Recent Non-QM wholesale/TPO underwriting experience required- minimum 4 years.
Strong Non-QM underwriting knowledge required.
Must be able to underwrite Non-QM loans independently.
Encompass experience required.
Strong customer service and communication skills required.
Ability to problem-solve and think through complex scenarios.
Ability to work independently in a fully remote environment.
This role does not provide Non-QM underwriting training, so candidates should be comfortable stepping in with existing Non-QM experience.
National Mortgage Staffing logo

About National Mortgage Staffing

Sourced by ZipRecruiter

We recruit exceptional candidates for many of the nation's top mortgage companies. National Mortgage Staffing is unique as we ONLY staff in the Mortgage Industry. We have widespread knowledge of all positions in this niche industry. Once assigned to a recruiter you will work with that recruiter for all of your open positions. At National Mortgage Staffing, we have one point of contact for all of your recruiting needs. Each Recruiting Specialist is assigned to a specific job division. This recruiter will have an extensive background in the position you are looking to fill. Whether it is Operations or Sales, we have a Recruiting Specialist that will fit your needs.

Industry

Recruiting and staffing services

Company size

51 - 200 Employees

Headquarters location

Fort Myers, FL, US

Year founded

2010

View All National Mortgage Staffing Jobs