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Remote Underwriter Jobs in Alberta (NOW HIRING)

Hybrid (Agile). We combine the flexibility of remote work with the benefits of inoffice ... underwriting suitability. About you * 8+ years of progressive professional experience, including ...

Hybrid (Agile). We combine the flexibility of remote work with the benefits of inoffice ... underwriting suitability. About you * 8+ years of progressive professional experience, including ...

Remote Underwriter information

What does a remote underwriter do?

As a remote underwriter, you work from home to review loan applications with the goal of helping a lender decide whether or not a borrower should be offered financial support through insurance, a mortgage, or other loan options. Underwriting requires a financial institution to assume the financial risk in case of loss, so most institutions focus on minimizing risk when deciding which people to offer this service to. Most remote underwriters specialize in one part of the industry, such as mortgages, business loans, or health insurance. Your duties vary slightly depending on the industry, but you typically review applications for accuracy and adherence to loan provider requirements or government regulations. You may also put a price on known risks and monitor factors affecting your market.

What are the key skills and qualifications needed to thrive as a remote underwriter?

To excel as a Remote Underwriter, you need strong analytical abilities, attention to detail, and a solid understanding of risk assessment, typically supported by a background in finance, business, or insurance and relevant certifications such as CPCU or AU. Familiarity with underwriting software, loan origination systems (LOS), and document management platforms is crucial for efficient remote work. Outstanding written communication, time management, and independent decision-making help you stand out in this role. These skills ensure accurate risk evaluations, compliance with regulations, and effective collaboration with clients and colleagues from a remote setting.

What does a remote underwriter do?

A remote underwriter evaluates and assesses loan applications, insurance policies, or other financial products from a remote location, usually working from home. Their primary role is to review applicants’ financial information, credit history, and other relevant documents to determine risk and eligibility. Remote underwriters use specialized software and follow guidelines to make approval or denial decisions. They communicate with applicants, agents, or loan officers via email, phone, or video conferencing, ensuring all documentation is accurate and compliant. This role requires strong analytical skills, attention to detail, and the ability to work independently.

What is the difference between Remote Underwriter vs Remote Loan Processor?

AspectRemote UnderwriterRemote Loan Processor
Required CredentialsMortgage or insurance underwriting certifications, licensesLoan processing certifications, customer service skills
Work EnvironmentHome office, financial institutions, insurance companiesHome office, mortgage or lending companies
Employer & IndustryFinancial services, insurance, mortgage lendersMortgage lenders, banks, credit unions
Common Search & ComparisonYesYes

Remote Underwriters and Remote Loan Processors both work in the mortgage and lending industry, often from home. While Underwriters focus on evaluating risk and approving loans based on financial documents, Loan Processors handle the administrative tasks of preparing loan files. Both roles require industry-specific certifications and are integral to the lending process, but they differ in responsibilities and daily tasks.

How does a remote underwriter collaborate effectively with team members and other departments?

As a remote underwriter, collaboration is primarily achieved through digital communication tools such as email, instant messaging, and video conferencing. You’ll regularly interact with loan officers, processors, and sometimes clients to clarify documentation, discuss risk assessments, and resolve outstanding issues. Staying organized and proactive in your communication is essential to ensure all parties are aligned and deadlines are met. Many organizations also utilize project management or workflow software to track progress and foster teamwork despite the physical distance.
What are the most commonly searched types of Underwriter jobs in Alberta? The most popular types of Underwriter jobs in Alberta are:
What are popular job titles related to Remote Underwriter jobs in Alberta? For Remote Underwriter jobs in Alberta, the most frequently searched job titles are:
What job categories do people searching Remote Underwriter jobs in Alberta look for? The top searched job categories for Remote Underwriter jobs in Alberta are:
Infographic showing various Remote Underwriter job openings in Alberta as of August 2026, with employment types broken down into 93% Full Time, 4% Part Time, and 3% Contract. Highlights an 72% Physical, 8% Hybrid, and 20% Remote job distribution.

Underwriter or Senior Underwriter, Construction

Liberty Mutual Canada

Calgary, AB • On-site, Remote

Full-time

Medical, Dental, Life, Retirement

Posted 10 days ago


Job description

Department:

Underwriting

Location:

Toronto, Calgary, Vancouver, Montreal, Halifax

Reports To:  

Head of Construction

Company Overview:

Liberty Mutual Canada is the Canadian operation of Liberty Mutual Insurance Company. We offer a broad suite of commercial insurance products and solutions to mid-size and large Canadian companies with Canadian, North American and/or multinational risks. Liberty Mutual Canada has over 300 employees and services its clients coast-to-coast from our regional offices in Vancouver, Calgary, Toronto, Montreal and Halifax.

At Liberty Mutual Canada, diversity is about all of us. Our promise to you is a culture that is collaborative, rewarding and empowering. We are committed to attracting and retaining employees across all dimensions of diversity and believe that recognizing, appreciating, and applying the unique insights, perspectives and backgrounds of each person cultivates an atmosphere of trust and respect. At Liberty Mutual Canada, our values are to foster a high-performing, equitable and inclusive culture where the best talent of all backgrounds can bring their whole selves to work and succeed.

If you are unsure whether or not your experience matches every requirement below, we encourage you to apply anyway. We are looking for varied and diverse perspectives and experiences that we can add to our team!

Our core values guide all of our decision-making and come to life through our benefits and employee programs. We offer:

-        A premier flexible work environment (a combination of on-site & remote work) supporting our employees in their pursuit of a healthy work-life balance

-        Competitive health & dental benefits plan

-        Market-leading pension plan

-        Competitive time off policy

-        External education & tuition reimbursement programs

-        Employee & Family Assistance Programs

-        An opportunity to get involved and become a member of one of our national employee committees - social responsibility, employee engagement, diversity, equity & inclusion

The Opportunity:

We're looking for an Underwriter or Senior Underwriter to join our growing Construction team! This individual will be accountable for underwriting and profitably growing a Construction portfolio spanning property and casualty lines on an annual and project basis - focusing on P&C commercial package, automobile, contractors' equipment as well as the possibility of builders risk and wrap-up. They will manage relationships with key broker partners and clients and provide valuable input into operational improvements.

Duties & Responsibilities:

  • Manage a portfolio of new and renewal Construction business, significantly contributing to the segment's profitable growth nationally.
  • Collaborate with internal teams (risk services, actuary, claims) to achieve profitable growth through technical research and relationship building. 
  • Significantly contribute to new business goals by maintaining a quality pipeline of prospects through targeted marketing, cross-selling and account rounding efforts with our key broker partners.
  • Ensure proper risk selection, exposure review, setting of profitable terms and conditions, file documentation, adherence to underwriting guidelines and strategies.
  • Support team's overall underwriting knowledge through handling of referrals, sharing of best practices and formal/informal training.
  • Coach, mentor, and train colleagues on underwriting, business development, negotiation skills, and other necessary soft skills to ensure their ongoing professional development.
  • Responsible for relationship management with key brokers, clients, and prospects to ensure exceptional service and gather market intelligence to expand Liberty's product and service offerings.
  • Collaborate and manage multi-line account solutions while highlighting differentiators in product offerings and value propositions.
  • Propose alternate solutions to existing underwriting processes to improve service and simplify our business, and act as an early adopter of new systems and processes.
  • Commitment to continuous learning and development through attendance at industry events, relevant seminars, and courses, and learning from existing Liberty expertise.
  • Other duties and projects as assigned.

Skills & Qualifications:

  • A minimum of 3-5 years' experience underwriting Construction lines.
  • Experience in underwriting construction insurance required. 
  • University degree with a focus in business, engineering or applied science considered an asset.
  • Proficient in understanding of policy wordings and their impact on claims scenarios.
  • Self-starter with proven analytical skills and a track record in a solutions-oriented approach to underwriting that drives profitable growth.
  • Experience working within a guideline framework, underwriting authorities and protocols.
  • Demonstrated broker relationships with global, national and regional brokers.
  • Comfortable with critical thinking and a growth mindset, with thoughtful consideration of diverse perspectives during decision-making and respectful of differences.
  • Able to respectfully give and receive positive and constructive feedback.
  • Effective at managing internal and external meetings with professionalism and clarity while driving mutual accountability for results.
  • Effective at change management and adapting to new systems and processes.
  • Helps drive innovation through a growth mindset, viewing roadblocks as opportunities for growth and supporting new idea testing, training, and ongoing monitoring of changes.
  • Excellent communication, organizational and time management skills.
  • Collaborates well across business units.

Liberty Mutual Canada is committed to pay transparency and fair, equitable hiring. For roles based in Ontario and British Columbia, we publish a Target Hiring Range in compliance with the Ontario and British Columbia Pay Transparency Act.

This posting is for an active, current vacancy.

Target Hiring Range:

Underwriter: CAD $80,000-$95,000 per year (base salary).

Senior Underwriter: CAD $100,000-$140,000 per year (base salary).

This range represents the expected annual base salary for this role, however, offers above the published maximum may be approved with appropriate business authorization. Final offers will be determined based on each candidate's qualifications, relevant experience, internal equity, and the needs of the role. The posted range does not include variable compensation (bonus), allowances, or benefits. We encourage all qualified candidates to apply.

We do not use AIbased screening tools in our hiring process. Candidates who complete an interview and remain under consideration may request, and will receive, feedback within 45 days.

Liberty Mutual Canada is committed to fostering an inclusive, accessible environment where all employees feel valued and supported. We are committed to building a workforce that is representative of the communities we operate in and serve. If you require an accommodation for the recruitment/interview process due to a disability (which may be invisible or visible, temporary or permanent), please let us know and we will work with you to meet your needs.