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Remote Underwriter Trainee Jobs in California (NOW HIRING)

Plaza Home Mortgage, Inc.

Non-QM Underwriter

San Diego, CA · Remote

$43.27 - $55.29/hr

The Non-QM Underwriter is responsible for evaluating and decisioning mortgage applications that ... This is a remote position . Compensation and Benefits: Estimated Rate of Pay: $43.27 - $55.29 This ...

LBC Mortgage

Underwriter

Los Angeles, CA · On-site +1

Position Overview The Commercial Mortgage Underwriter will be responsible for analyzing and evaluating commercial loan applications, assessing financial risk, and ensuring compliance with company and ...

HomeXpress Mortgage Corp

Underwriter

Santa Ana, CA · On-site +1

$70K - $80K/yr

Assisting Underwriters as needed to move pipeline in a forward trajectory * Verify completeness of credit file * Calculate income * Confirm qualified Change of Circumstances and reprice loans as ...

Iatinsurancegroup

Commercial Surety Underwriter

Anaheim, CA · On-site +1

$55K - $120K/yr

For the ideal candidate, we are open to remote work from Washington or Oregon, or from our Bellevue ... Key responsibilities include collaborating with regional office underwriters, home office personnel ...

Griffin Funding, Inc.

Non-QM Underwriter

San Diego, CA · On-site +1

$90K - $110K/yr

The Non-QM Underwriter evaluates and decisions mortgage applications, focusing on our delegated Non-QM loan products and select Conventional programs. This role involves comprehensive analysis of ...

PNC

Underwriter IV - Commercial

Sacramento, CA · On-site +1

$91K - $169K/yr

As an Underwriter IV - Commercial within PNC's Central Credit Products Group organization, you will ... This position may be eligible for remote work in select geographic locations, subject to approval ...

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All JobsUnderwriter JobsRemote Underwriter Trainee JobsRemote Underwriter Trainee Jobs in California

Remote Underwriter Trainee information

What is a remote underwriter trainee?

A Remote Underwriter Trainee is an entry-level professional who is learning how to assess and evaluate loan, insurance, or mortgage applications while working from a remote location. Trainees receive on-the-job training under the supervision of experienced underwriters to learn industry regulations, risk assessment, and decision-making processes. They typically review applicant information, verify documentation, and apply company guidelines to determine eligibility. This position is ideal for those seeking to enter the underwriting field and gain foundational experience before advancing to more independent roles.

What are the key skills and qualifications needed to thrive as a remote underwriter trainee, and why are they important?

To thrive as a Remote Underwriter Trainee, you need a foundational understanding of risk analysis, attention to detail, and typically a bachelor’s degree in finance, business, or a related field. Familiarity with underwriting software, loan origination systems, and relevant industry certifications such as AUS (Automated Underwriting System) are commonly required. Strong analytical thinking, effective communication, and self-motivation are important soft skills for excelling in a remote environment. These skills and qualifications are crucial for accurately assessing risk, ensuring compliance, and contributing to efficient, high-quality underwriting decisions from a remote setting.

What are some common challenges faced by remote underwriter trainees and how can they be addressed?

Remote Underwriter Trainees often encounter challenges such as adapting to complex underwriting software, interpreting risk assessments without in-person guidance, and managing communication with distributed teams. To overcome these, it's important to proactively seek mentorship from experienced underwriters, participate in virtual training sessions, and utilize collaboration tools to maintain clear, consistent communication. Developing strong organizational skills and asking questions during team meetings can also help trainees quickly adapt and build confidence in their role.

What is the difference between Remote Underwriter Trainee vs Remote Underwriter?

AspectRemote Underwriter TraineeRemote Underwriter
Required CredentialsEntry-level, often with a relevant degree or certificationTypically requires experience and professional certifications
Work EnvironmentTraining period, supervised, learning-focusedFull responsibilities, independent decision-making
Job ResponsibilitiesAssisting in underwriting tasks, learning processesEvaluating applications, making underwriting decisions

The main difference between a Remote Underwriter Trainee and a Remote Underwriter is the experience level and responsibilities. Trainees are in learning mode, focusing on training and support, while underwriters handle full underwriting duties independently. Both roles are common in insurance and financial industries, with the trainee position serving as a stepping stone to becoming a fully qualified underwriter.

What are the most commonly searched types of Underwriter Trainee jobs in California?

The most popular types of Underwriter Trainee jobs in California are:

What are popular job titles related to Remote Underwriter Trainee jobs in California?

For Remote Underwriter Trainee jobs in California, the most frequently searched job titles are:

What job categories do people searching Remote Underwriter Trainee jobs in California look for?

The top searched job categories for Remote Underwriter Trainee jobs in California are:

What cities in California are hiring for Remote Underwriter Trainee jobs?

Cities in California with the most Remote Underwriter Trainee job openings:

Remote Underwriter Trainee jobs near you
Infographic showing various Remote Underwriter Trainee job openings in California as of August 2026, with employment types broken down into 97% Full Time, and 3% Part Time. Highlights an 100% Remote job distribution.

Loss Mitigation, Underwriter l

Orange, CA • Remote

Carrington Holding Company, LLC
Finance and Insurance • 1 - 5K employees
Learn more about Carrington Holding Company, LLCexternal

$23 - $26/hr

Full-time

Medical, Retirement

Re-posted 5 days ago

Job description

Come join our amazing team and work remote from home!

The Loss Mitigation Underwriter l will be responsible for underwriting Loan Modifications applications in accordance with Treasury, Company and Investor guidelines while following company's policies and procedures under general supervision. Makes sound underwriting decisions and ensures that all decisions meet legal and policy requirements. Perform all duties in accordance with the company's policies and procedures, all US state and federal laws and regulations, wherein the company operates. The Loss Mitigation Underwriter I level is the entry level role in the job family and generally handles the least complex underwriting files while gaining additional knowledge and experience on the more complex files. The target pay range for this position is $23.00 - $26.00 per hour.

What you'll do:

  • Perform a thorough analysis to ensure the quality of each loan and to determine compliance with Treasury, Company and Investor guidelines.
  • Conduct Verification of Income (VOI).
  • Calculate customer's front and back-end debt to income ratio.
  • Verify occupancy, hardship and income.
  • Apply payment waterfall to determine workout eligibility (repayment plan, forbearance, modification or liquidation options).
  • If applicable, identify the type(s) and amounts of liquid assets the borrower holds.
  • Determine and communicate needed conditions to properly document the file (reason for default letter, updated pay stubs, bankruptcy papers, etc.).
  • Complete system tasks as required to maintain compliance with Treasury, Company and Investor guidelines.
  • Document final decision and update system of record.

What you'll need:

  • High school diploma or equivalent required.
  • 1 to 2 years of underwriting loss mitigation experience required

Our Company:

Carrington Mortgage Services is part of The Carrington Companies, which provide integrated, full-lifecycle mortgage loan servicing assistance to borrowers and investors, delivering exceptional customer care and programs that support borrowers and their homeownership experience. We hope you'll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: www.carringtonmortgage.com.

What We Offer:

  • Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed.
  • Access to several fitness, restaurant, retail (and more!) discounts through our employee portal.
  • Customized training programs to help you advance your career.
  • Employee referral bonuses so you'll get the opportunity to work with friends (and get some extra cash in your pocket!).
  • Educational Reimbursement.
  • Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit: carringtoncf.org.

#Carrington 

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