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Remote Subrogation Jobs in Kentucky (NOW HIRING)

Liability Specialist

Lexington, KY · Remote

$63K - $100K/yr

This is a remote, work from home position in Kentucky. * The ideal candidate should live close to ... Identifies subrogation opportunities and initiates appropriate action. * Completes required ...

Remote Subrogation information

See Kentucky salary details

$21.9K

$63.4K

$150.3K

How much do remote subrogation jobs pay per year?

As of Jul 19, 2026, the average yearly pay for remote subrogation in Kentucky is $63,379.00, according to ZipRecruiter salary data. Most workers in this role earn between $30,797.00 and $84,926.00 per year, depending on experience, location, and employer.

What are some common challenges faced by remote subrogation professionals, and how can they be managed?

Remote subrogation professionals often encounter challenges such as coordinating effectively with clients, insurers, and legal teams across different locations and time zones. Managing digital documentation securely and ensuring prompt communication are crucial for success in this role. Utilizing robust case management software, maintaining organized digital records, and setting clear expectations for virtual collaboration can help address these challenges, enabling remote subrogation specialists to work efficiently while maintaining strong relationships with stakeholders.

What is the difference between Remote Subrogation vs Remote Claims Adjuster?

AspectRemote SubrogationRemote Claims Adjuster
Required CredentialsInsurance licenses, legal knowledgeAdjuster licenses, insurance knowledge
Work EnvironmentRemote, legal and insurance settingsRemote, insurance claims processing
Industry UsageInsurance, legal recoveryInsurance, claims management

Remote Subrogation focuses on recovering funds from third parties after an insurance payout, often requiring legal and insurance knowledge. Remote Claims Adjusters evaluate and settle insurance claims, handling a broader range of claims. Both roles are remote and industry-specific, but they differ in their primary functions and required expertise.

What are Remote Subrogation jobs?

Remote subrogation jobs involve investigating and pursuing the recovery of funds from responsible third parties, typically in insurance claims, while working from a remote location. Professionals in these roles review claim files, gather evidence, negotiate settlements, and communicate with clients and other parties electronically. These positions require strong analytical, negotiation, and communication skills, as well as knowledge of insurance policies and legal principles related to subrogation. Remote subrogation jobs offer flexibility and the ability to work from home, making them a popular option in the insurance industry.

What Are Remote Subrogation Jobs?

Subrogation involves the transfer of rights and duties from one person or group to another, usually regarding a debt or insurance claim for an automobile, piece of property, or medical expense. Remote subrogation jobs allow you to complete your subrogation responsibilities while you work from home. Duties may differ depending on the position, but you may investigate and examine claims, evaluate a property, assess damage, decide liability, and handle the legal components. Some job titles include working as a remote subrogation specialist, a remote subrogation attorney, a remote subrogation examiner, and a subrogation analyst.

What are the key skills and qualifications needed to thrive as a Remote Subrogation Specialist, and why are they important?

To thrive as a Remote Subrogation Specialist, you need a solid understanding of insurance claims processes, investigative skills, and typically an associate’s or bachelor’s degree in a related field. Familiarity with claims management software, Microsoft Office Suite, and sometimes industry certifications like AIC (Associate in Claims) are common technical requirements. Strong attention to detail, negotiation skills, and the ability to communicate effectively with clients and third parties are standout soft skills. These abilities are crucial for accurately identifying recovery opportunities, securing settlements, and ensuring successful claims resolution in a remote work environment.
What are the most commonly searched types of Subrogation jobs in Kentucky? The most popular types of Subrogation jobs in Kentucky are:
What job categories do people searching Remote Subrogation jobs in Kentucky look for? The top searched job categories for Remote Subrogation jobs in Kentucky are:
What cities in Kentucky are hiring for Remote Subrogation jobs? Cities in Kentucky with the most Remote Subrogation job openings:
Infographic showing various Remote Subrogation job openings in Kentucky as of July 2026, with employment types broken down into 100% Full Time. Highlights an 22% In-person, and 78% Remote job distribution, with an average salary of $63,379 per year, or $30.5 per hour.
Liability Specialist

Liability Specialist

Erie Insurance

Lexington, KY • Remote

$63K - $100K/yr

Other

Medical, Dental, Vision, Life, Retirement, PTO

Posted 27 days ago


Erie Insurance Group rating

8.8

Company rating: 8.8 out of 10

Based on 82 frontline employees who took The Breakroom Quiz

54th of 281 rated insurance


Job description

Division or Field Office:

Casualty Claims Division

Department of Position: Home & Auto Liability Dept 

Work from:

Home in Kentucky Salary Range:

$63,130.00 - $100,843.00 *

salary range is for this level and may vary based on actual level of role hired for

*This range represents a national range and the actual salary will depend on several factors including the scope and complexity of the role and the skills, education, training, credentials, location (State) based on ERIE's geographical differences, and experience of an applicant, as well as level of role for which the successful candidate is hired. Position may be eligible for an annual bonus payment.

At Erie Insurance, you're not just part of a Fortune 500 company; you're also a valued member of a diverse and inclusive team that includes more than 6,000 employees and over 13,000 independent agencies.  Our Employees work in the Home Office complex located in Erie, PA, and in our Field Offices that span 12 states and the District of Columbia. 
Benefits That Go Beyond The Basics

We strive to be Above all in Service to our customers-and to our employees. That's why Erie Insurance offers you an exceptional benefits package, including:

  • Premier health, prescription, dental, and vision benefits for you and your dependents. Coverage begins your first day of work.
  • Low contributions to medical and prescription premiums. We currently pay up to 97% of employees' monthly premium costs.
  • Pension. We are one of only 13 Fortune 500 companies to offer a traditional pension plan. Full-time employees are vested after five years of service.
  • 401(k) with up to 4% contribution match. The 401(k) is offered in addition to the pension.
  • Paid time off. Paid vacation, personal days, sick days, bereavement days and parental leave.
  • Career development. Including a tuition reimbursement program for higher education and industry designations.
     

Additional benefits that include company-paid basic life insurance; short-and long-term disability insurance; orthodontic coverage for children and adults; adoption assistance; fertility and infertility coverage; well-being programs; paid volunteer hours for service to your community; and dollar-for-dollar matching of your charitable gifts each year.

Position Summary

Exercises independent discretion and judgement in claims handling involving complex liability issues, to include coverage issues and severe injury claims.

  • This is a remote, work from home position in Kentucky.
  • The ideal candidate should live close to the Kentucky Branch office; however, the hiring manager will consider candidates from the West Region.
Duties and Responsibilities
  • Conducts investigations, evaluate and make recommendations regarding coverage and liability.
  • Handles claims involving complex liability, damages or coverages. 
  • Negotiates with all parties, or their representatives, within designated authority.
  • Documents the file and submits reports. 
  • Identifies subrogation opportunities and initiates appropriate action.
  • Completes required training.
  • The position requires the incumbent to provide support for property claims during periods of heavy volume.
  • Trains and mentors.
  • Travel for training may be required.


The first five duties listed are the functions identified as essential to the job. Essential functions are those job duties that must be performed in order for the job to be accomplished.


This position description in no way states or implies that these are the only duties to be performed by the incumbent. Employees are required to follow any other job-related instruction and to perform any other duties as requested by their supervisor, or as become evident.

Capabilities
  • Values Diversity
  • Nimble Learning
  • Self-Development
  • Collaborates
  • Customer Focus
  • Cultivates Innovation
  • Optimizes Work Processes (IC)
  • Instills Trust
  • Ensures Accountability
  • Job-Specific Knowledge
  • Decision Quality
Qualifications

Minimum Educational and Experience Requirements 

  • High school diploma or GED required; 
  • Associates or bachelor's degree preferred. 


Additional Experience 

  • Five years casualty claims adjusting experience or equivalent experience in the medical or legal field required.
  • Broad knowledge and expertise in the areas of liability coverages, laws and injuries required.
  • Position requires incumbents to provide support for property claims during periods of heavy volume.
  • Travel for training may be required.


Designations and/or Licenses 

  • Valid driver's license required. 
  • Completion of Associate in Claims (AIC) program preferred.
Physical Requirements
  • Lifting/Moving 0-20 lbs; Occasional (<20%)
  • Lifting/Moving 20-50 lbs; Occasional (<20%)
  • Ability to move over 50 lbs using lifting aide equipment; Occasional (<20%)
  • Pushing/Pulling/moving objects, equipment with wheels; Occasional (<20%)
  • Climbing/accessing heights; Rarely
  • Driving; Occasional (<20%)
  • Manual Keying/Data Entry/inputting information/computer use; Frequent (50-80%)

What Erie Insurance Group employees say

Pay

Benefits

Hours and flexibility

Workplace

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