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Remote Subprime Auto Finance Jobs in Georgia (NOW HIRING)

Senior Financial Analyst

Atlanta, GA · On-site +1

$82.20K - $102.40K/yr

This position requires hands-on experience or a strong working knowledge of auto finance ... Monitor segment performance (prime vs subprime, new vs used, lease vs retail) and assess early ...

9002 - Carmax Auto Finance - 225 Chastain Meadows Ct NW, Kennesaw, Georgia, 30144 CarMax, the way your career should be! Resolve customer issues while working for an industry leader At CarMax Auto ...

9002 - Carmax Auto Finance - 225 Chastain Meadows Ct NW, Kennesaw, Georgia, 30144 CarMax, the way your career should be! Resolve customer issues while working for an industry leader At CarMax Auto ...

Billing Specialist - Partially Remote

Acworth, GA · On-site +1

$16.75 - $22.50/hr

9002 - Carmax Auto Finance - 225 Chastain Meadows Ct NW, Kennesaw, Georgia, 30144 CarMax, the way your career should be! Resolve customer issues while working for an industry leader At CarMax Auto ...

Billing Specialist - Partially Remote

Kennesaw, GA · On-site +1

$17.75 - $24/hr

9002 - Carmax Auto Finance - 225 Chastain Meadows Ct NW, Kennesaw, Georgia, 30144 CarMax, the way your career should be! Resolve customer issues while working for an industry leader At CarMax Auto ...

Billing Specialist - Partially Remote

Smyrna, GA · On-site +1

$18.75 - $25.50/hr

9002 - Carmax Auto Finance - 225 Chastain Meadows Ct NW, Kennesaw, Georgia, 30144 CarMax, the way your career should be! Resolve customer issues while working for an industry leader At CarMax Auto ...

Billing Specialist - Partially Remote

Roswell, GA · On-site +1

$18 - $24.50/hr

9002 - Carmax Auto Finance - 225 Chastain Meadows Ct NW, Kennesaw, Georgia, 30144 CarMax, the way your career should be! Resolve customer issues while working for an industry leader At CarMax Auto ...

9002 - Carmax Auto Finance - 225 Chastain Meadows Ct NW, Kennesaw, Georgia, 30144 CarMax, the way your career should be! Resolve customer issues while working for an industry leader At CarMax Auto ...

Billing Specialist - Partially Remote

Woodstock, GA · On-site +1

$17.25 - $23.50/hr

9002 - Carmax Auto Finance - 225 Chastain Meadows Ct NW, Kennesaw, Georgia, 30144 CarMax, the way your career should be! Resolve customer issues while working for an industry leader At CarMax Auto ...

Billing Specialist - Partially Remote

Cartersville, GA · On-site +1

$17.25 - $23.25/hr

9002 - Carmax Auto Finance - 225 Chastain Meadows Ct NW, Kennesaw, Georgia, 30144 CarMax, the way your career should be! Resolve customer issues while working for an industry leader At CarMax Auto ...

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Remote Subprime Auto Finance information

What are the key skills and qualifications needed to thrive as a Remote Subprime Auto Finance Specialist, and why are they important?

To thrive as a Remote Subprime Auto Finance Specialist, you need a solid understanding of credit analysis, loan underwriting, and automotive finance, often backed by experience in lending or finance-related roles. Familiarity with loan origination systems (LOS), credit bureau platforms, and compliance software is typically required. Strong communication, negotiation, and problem-solving skills help you build rapport with clients and navigate complex financial situations. These skills ensure accurate risk assessment, regulatory compliance, and positive client outcomes in a competitive lending environment.

What are some common challenges faced by remote subprime auto finance professionals, and how can they be addressed?

Remote subprime auto finance professionals often encounter challenges such as managing high volumes of customer inquiries, verifying documentation remotely, and ensuring compliance with lending regulations. Building strong communication channels with both customers and dealership partners is essential to overcome these hurdles. Utilizing secure digital tools for document collection and maintaining up-to-date knowledge of regulatory changes can help streamline processes and reduce errors. Regular virtual team meetings also foster collaboration and keep everyone aligned on best practices.

What is a Remote Subprime Auto Finance job?

A Remote Subprime Auto Finance job involves working from home or another remote location to assist customers with less-than-perfect credit in securing automobile loans or financing options. Professionals in this field evaluate loan applications, verify financial information, and help customers understand their loan terms and repayment options. They often work for auto lenders, banks, or dealerships and use specialized software and communication tools to interact with clients remotely. The role requires knowledge of lending regulations, financial analysis, and strong customer service skills.

What is the difference between Remote Subprime Auto Finance vs Remote Auto Loan Underwriter?

AspectRemote Subprime Auto FinanceRemote Auto Loan Underwriter
CredentialsFinancial certifications, underwriting experienceFinancial certifications, underwriting experience
Work EnvironmentRemote, finance industryRemote, finance industry
Industry UsageAuto finance companies, lendersAuto lenders, banks
Job FocusManaging subprime auto loan portfolios, risk assessmentEvaluating auto loan applications, risk analysis

Remote Subprime Auto Finance professionals focus on managing high-risk auto loan portfolios and assessing borrower risk, often working with subprime borrowers. Remote Auto Loan Underwriters evaluate individual loan applications to determine approval and risk, with overlapping skills in underwriting and finance. While both roles involve risk assessment and financial certifications, the primary difference lies in the scope: portfolio management versus individual application evaluation.

What are the most commonly searched types of Subprime Auto Finance jobs in Georgia? The most popular types of Subprime Auto Finance jobs in Georgia are:
What job categories do people searching Remote Subprime Auto Finance jobs in Georgia look for? The top searched job categories for Remote Subprime Auto Finance jobs in Georgia are:
What cities in Georgia are hiring for Remote Subprime Auto Finance jobs? Cities in Georgia with the most Remote Subprime Auto Finance job openings:
Infographic showing various Remote Subprime Auto Finance job openings in Georgia as of May 2026, with employment types broken down into 88% Full Time, 9% Part Time, and 3% Contract. Highlights an 3% In-person, and 97% Remote job distribution.
Senior Financial Analyst

Senior Financial Analyst

Applied Resource Group

Atlanta, GA • On-site, Remote

$82.20K - $102.40K/yr

Full-time

This job post has expired today. Applications are no longer accepted.


Job description

Position Summary

A growing and innovative organization is seeking a Senior Financial Analyst to join its Risk & Finance team, with a specialized focus on Cost of Risk (CoR) modeling, recovery analytics, and repossession forecasting. This is a highly visible and business-critical role within the company's captive automotive lending operation, offering the opportunity to directly influence portfolio strategy and financial performance.

The ideal candidate will leverage data-driven insights to evaluate portfolio trends, optimize loss mitigation strategies, and enhance forecasting accuracy related to recoveries and repossessions. This individual will partner cross-functionally with Risk, Collections, and Finance teams to ensure operational results align with financial objectives and overall business strategy.

Candidates located in or open to opportunities in Atlanta, GA; Dallas/Houston, TX; Detroit, MI; or Phoenix, AZ will be considered.

This position requires hands-on experience or a strong working knowledge of auto finance repossession processes, loss forecasting, and recovery economics.

Key Responsibilities

Cost of Risk (CoR) & Loss Forecasting

  • Build and maintain CoR models that forecast losses based on delinquency trends, default curves, and recovery rates.
  • Analyze variances in actual vs expected loss performance and explain key drivers to finance and risk leadership.
  • Support quarterly reserve modeling and provision forecasting.

Recovery & Repossession Analytics

  • Partner with collections, asset recovery, and vendor management teams to assess recovery performance across channels (e.g., auction, charge-offs, legal).
  • Develop tools to track recovery timing, loss severity, and repossession cycle performance.
  • Benchmark internal repossession outcomes against industry trends and third-party performance data.

Portfolio Monitoring & Reporting

  • Produce monthly and quarterly reporting packages on delinquency, charge-offs, and recovery efficiency.
  • Monitor segment performance (prime vs subprime, new vs used, lease vs retail) and assess early warning indicators.
  • Create dashboards and visualizations to inform credit and operational strategy.

Cross-Functional Collaboration

  • Collaborate with FP&A to align risk forecasts with corporate planning cycles.
  • Serve as a subject matter resource for repossession economics and CoR assumptions in strategic planning and pricing discussions.
  • Communicate complex risk and recovery insights clearly to non-technical stakeholders.

Qualifications

  • Bachelor's degree in Finance, Economics, Risk Management, or related field (MBA or CFA/FRM a plus).
  • 5+ years of experience in financial services, ideally in auto finance, with exposure to CoR, credit risk, or recovery analytics.
  • Strong understanding of repossession processes, asset recovery timelines, and net loss calculation methodologies.
  • Proficiency in Excel and data tools (SQL, SAS, Python, Power BI, etc.) a plus.
  • Experience with risk forecasting or working within a credit loss allowance framework (e.g., CECL) is a strong differentiator.

Preferred Attributes

  • Deep curiosity about portfolio behavior and willingness to dive into operational data.
  • Ability to challenge assumptions and propose improvements to loss modeling frameworks.
  • Strong attention to detail with the ability to explain technical risk topics to business stakeholders.
  • Comfortable working in a fast-paced, regulated, and highly collaborative remote environment.