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Remote Payoff Specialist Jobs (NOW HIRING)

Oaktree Funding

Loan Servicing Specialist

Chandler, AZ · On-site +1

$55K - $65K/yr

Chandler, AZ (Preferred) | Remote Considered for Highly Qualified Candidates Job Type: Full-Time ... through payoff. Responsibilities include loan servicing, collections, borrower support, loan ...

Jobgether

... payoff placement. * Ability to brief and direct editors and creative specialists toward ... Fully remote working environment. * Flexible working hours. * Opportunity to lead the video ...

New

Lima One Capital

Regional Loan Officer

This is a fully remote position, open to applicants located anywhere in the United States. If you ... From first call to final payoff. We are a vertically integrated lending process. Your borrowers ...

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Remote Payoff Specialist information

See salary details

$10

$21

$33

How much do remote payoff specialist jobs pay per hour?

As of Aug 16, 2026, the average hourly pay for remote payoff specialist in the United States is $21.51, according to ZipRecruiter salary data. Most workers in this role earn between $17.31 and $24.04 per hour, depending on experience, location, and employer.

What are the main challenges faced by a remote payoff specialist and how can they be effectively managed?

A Remote Payoff Specialist often faces challenges such as managing high volumes of payoff requests, ensuring accuracy in financial documentation, and maintaining effective communication with lenders, clients, and internal teams. Time management and attention to detail are essential, as errors can delay closings or cause compliance issues. Leveraging digital tools, following structured workflows, and proactively communicating with all parties can help overcome these challenges and ensure smooth payoff processing.

What is a remote payoff specialist?

Remote Payoff Specialists are professionals who manage and process loan payoffs, typically for auto loans or mortgages, from a remote location. They communicate with lenders, borrowers, and financial institutions to obtain payoff amounts, verify payment details, and ensure that loans are paid off accurately and efficiently. Their role often involves reviewing documents, handling sensitive financial information, and providing customer service support related to loan closures. Working remotely, they use specialized software and secure communication channels to complete their tasks. This position is essential for ensuring a smooth and timely loan payoff process.

What is the difference between Remote Payoff Specialist vs Loan Processor?

AspectRemote Payoff SpecialistLoan Processor
CredentialsTypically requires mortgage or finance-related certificationsRequires loan processing or mortgage licensing
Work EnvironmentRemote, finance or mortgage companiesRemote or office-based, mortgage or lending firms
Industry UsageCommon in mortgage and finance sectorsWidely used in mortgage lending and banking
Search & Comparison IntentOften compared for mortgage payoff rolesRelated but focuses on loan processing tasks

The Remote Payoff Specialist primarily handles mortgage payoff calculations and communications with lenders, requiring specific mortgage-related certifications. The Loan Processor manages the overall loan application process, often with broader responsibilities. While both roles are in the mortgage industry and may be remote, they differ in focus and required credentials, making the comparison useful for job seekers exploring mortgage-related careers.

What are the key skills and qualifications needed to thrive as a remote payoff specialist?

To thrive as a Remote Payoff Specialist, you need strong analytical skills, attention to detail, and experience with loan processing or financial services, often supported by a high school diploma or associate degree. Familiarity with loan management software, CRM systems, and proficiency in Microsoft Office are typically required, and relevant certifications in finance can be advantageous. Excellent communication, time management, and problem-solving abilities help you effectively coordinate with clients and internal teams. These skills are crucial for ensuring accurate and timely loan payoffs, minimizing errors, and maintaining client satisfaction in a remote work environment.
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Remote Payoff Specialist jobs near you
Infographic showing various Remote Payoff Specialist job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 83% Full Time, 13% Part Time, and 3% Contract. Highlights an 90% Physical, 3% Hybrid, and 7% Remote job distribution, with an average salary of $44,733 per year, or $21.5 per hour.

Loan Operations Specialist (Remote Eligible - KS, MO Only)

Enterprise Bank & Trust

Saint Louis, MO • On-site, Remote

Full-time

Re-posted 3 days ago

Job description

Enterprise Bank & Trust was founded in the spirit of entrepreneurship and community. From the small mom-and-pop coffee shop to the large construction company that employs local people, our goal is to help businesses succeed and our communities thrive.
With offices in Arizona, California, Florida, Kansas, Missouri, New Mexico, Nevada and Texas, we're strong, growing and committed to supporting the communities we serve. We extend this commitment to the community to our associates, offering annual paid volunteer time off and charitable-matching opportunities. Voted a Best Bank to Work For by American Banker for multiple years, we offer our associates an array of benefits and the opportunity to chart their own career path with us. Join us in the pursuit of our mission to guide people to a lifetime of financial success, and enjoy a career filled with professional growth opportunities, interesting colleagues and the satisfaction of supporting our communities.
Together, there's no stopping you!
Job Title:
Loan Operations Specialist (Remote Eligible - KS, MO Only)
Job Description:
Summary:
The Loan Operations Specialist will work in a team focused on different aspects of the post-closing loan lifecycle including funding, boarding, servicing, and payoff. Loan Operations Specialists will work with third-parties, lending teams, and other operational departments to ensure excellent internal and external customer service.
Essential Duties and Responsibilities:
  • Responsible for processing all monetary aspects of funding loans including initial and subsequent disbursements, other types of draws, and processing of transactions associated with purchased and sold participations
  • Reconciles general ledger and operational accounts
  • Review loan documentation for completeness and accuracy in order to book loans and credit cards to the core processing system and onboard the loan into other applications and internal tracking systems used by lending teams and other loan operation associates
  • Identify critical original documentation needed for preservation and loan maintenance and monitoring needed pursuant to loan documentation and other lending guidelines
  • Responsible for all aspects of servicing loans and credits cards including but not limited to customer service, loan and collateral maintenance (rate/payment changes, availability, calculation and billing of additional fees, insurance, taxes, trailing documents, etc.)
  • Administer loan escrow accounts and payments, payoff requests, lien releases, credit bureau reporting and tasks associated with tax reporting
  • Performs other duties as assigned

Qualifications:
  • Excellent verbal and written communication skills
  • Proven experience working in a fast paced, high volume, customer-centric environment
  • Effective time management and problem-solving skills with strong attention to detail and ability to demonstrate critical thinking
  • Proficient in the use of technology including loan origination and core banking systems
  • Detail oriented and well organized
  • Ability to work both independently as self-starter and in a collaborative team environment
  • Motivated and open to change

Supervisory Responsibilities:
  • None

Education and/or Experience:
  • High School Diploma required
  • Associate's or Bachelor's degree preferred
  • Minimum of one (1) to three (3) years in loan operations, servicing or banking.

Computer and Software Skills:
  • Proficient with using Microsoft Office products
  • Familiar with Google-based products (Gmail, Google Drive, etc.) preferred
  • Experience with Salesforce, nCino, or FIS Bankway is a plus

Certificates, Licenses and Registrations:
  • None

Additional Information:
  • Able to work a flexible work schedule including overtime as well as travel as needed

Equal Opportunity Statement:
Enterprise Bank & Trust is committed to helping individuals with disabilities participate in the workforce and ensuring equal opportunity to apply and compete for jobs. If you need an accommodation in order to apply for a position at Enterprise Bank & Trust please contact Human Resources at hr@enterprisebank.com.
Enterprise Bank & Trust is committed to managing our business and community relationships in ways that positively impact our associates, clients, and the diverse communities where we work and live. We are proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, national origin, sexual orientation, gender identity or protected veteran status and will not be discriminated against on the basis of disability. All employment offers are contingent upon the applicant successfully completing both drug and background check screenings. If you would like more information about your EEO rights as an applicant under the law, please click HERE.

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