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Remote Payoff Specialist Jobs (NOW HIRING)

Oaktree Funding

Loan Servicing Specialist

Chandler, AZ · On-site +1

$55K - $65K/yr

Chandler, AZ (Preferred) | Remote Considered for Highly Qualified Candidates Job Type: Full-Time ... through payoff. Responsibilities include loan servicing, collections, borrower support, loan ...

First National Bank of Omaha

$16.25 - $21/hr

During this time, performance goals must be met in order to qualify for remote work eligibility ... If you are a strategic problem solver who enjoys a challenge with a rewarding payoff, join us. We ...

TexasBank

Call Center Specialist - Bilingual

Fort Worth, TX · On-site +1

$16.25 - $21/hr

... payoff requests, account updates, and documentation requests * Explain loan terms, servicing ... Primarily office-based with some remote work as needed * Standard business hours with occasional ...

AO-US

Be Seen First

Veteran & Union Accounts Manager (Remote)

Columbus, OH · Remote

$67K - $120K/yr (+ commission)

What's In It For You (The Payoff): * How Can I Help You Succeed Culture: Our veteran ... We connect our specialists exclusively with members who have already requested automated or virtual ...

Lima One Capital

Regional Loan Officer

This is a remote position, open to applicants located anywhere in the United States. If you're a ... From first call to final payoff. We are a vertically integrated lending process. Your borrowers ...

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Remote Payoff Specialist information

See salary details

$10

$21

$33

How much do remote payoff specialist jobs pay per hour?

As of Sep 7, 2026, the average hourly pay for remote payoff specialist in the United States is $21.51, according to ZipRecruiter salary data. Most workers in this role earn between $17.31 and $24.04 per hour, depending on experience, location, and employer.

What is a remote payoff specialist?

Remote Payoff Specialists are professionals who manage and process loan payoffs, typically for auto loans or mortgages, from a remote location. They communicate with lenders, borrowers, and financial institutions to obtain payoff amounts, verify payment details, and ensure that loans are paid off accurately and efficiently. Their role often involves reviewing documents, handling sensitive financial information, and providing customer service support related to loan closures. Working remotely, they use specialized software and secure communication channels to complete their tasks. This position is essential for ensuring a smooth and timely loan payoff process.

What are the key skills and qualifications needed to thrive as a remote payoff specialist?

To thrive as a Remote Payoff Specialist, you need strong analytical skills, attention to detail, and experience with loan processing or financial services, often supported by a high school diploma or associate degree. Familiarity with loan management software, CRM systems, and proficiency in Microsoft Office are typically required, and relevant certifications in finance can be advantageous. Excellent communication, time management, and problem-solving abilities help you effectively coordinate with clients and internal teams. These skills are crucial for ensuring accurate and timely loan payoffs, minimizing errors, and maintaining client satisfaction in a remote work environment.

What are the main challenges faced by a remote payoff specialist and how can they be effectively managed?

A Remote Payoff Specialist often faces challenges such as managing high volumes of payoff requests, ensuring accuracy in financial documentation, and maintaining effective communication with lenders, clients, and internal teams. Time management and attention to detail are essential, as errors can delay closings or cause compliance issues. Leveraging digital tools, following structured workflows, and proactively communicating with all parties can help overcome these challenges and ensure smooth payoff processing.

What is the difference between Remote Payoff Specialist vs Loan Processor?

AspectRemote Payoff SpecialistLoan Processor
CredentialsTypically requires mortgage or finance-related certificationsRequires loan processing or mortgage licensing
Work EnvironmentRemote, finance or mortgage companiesRemote or office-based, mortgage or lending firms
Industry UsageCommon in mortgage and finance sectorsWidely used in mortgage lending and banking
Search & Comparison IntentOften compared for mortgage payoff rolesRelated but focuses on loan processing tasks

The Remote Payoff Specialist primarily handles mortgage payoff calculations and communications with lenders, requiring specific mortgage-related certifications. The Loan Processor manages the overall loan application process, often with broader responsibilities. While both roles are in the mortgage industry and may be remote, they differ in focus and required credentials, making the comparison useful for job seekers exploring mortgage-related careers.

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Remote Payoff Specialist jobs near you
Infographic showing various Remote Payoff Specialist job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 83% Full Time, 14% Part Time, and 2% Contract. Highlights an 85% Physical, 2% Hybrid, and 13% Remote job distribution, with an average salary of $44,733 per year, or $21.5 per hour.

Mortgage Closing Specialist I

Imagine Staffing Technology

Getzville, NY • Remote

$25/hr

Full-time

Re-posted 16 days ago

Job description

Job Title: Mortgage Closing Specialist I
Location: Buffalo, NY
Hire Type: Temp-to-hire
Pay Range: $25/hr
Work Model: Remote EST/CST
Recruiter Contact: Natalie Dunn ndunn@imaginegroup.com
Nature & Scope:
Positional Overview
 
The Imagine Group is hiring a Remote Mortgage Closing Specialist on behalf of our client, a leading financial organization in Buffalo, New York. Successful candidates will serve as a liaison for the gathering of information for submission of loans for Closing Disclosure (CD) Issuance. They will collaborate with applicable parties to meet target close date through time management of tasks and pipeline reporting, while ensuring accuracy of data being submitted for CD Issuance: homeowners, taxes, fees, payoffs and applicable invoices for third party fees.

Role & Responsibility:
Tasks That Will Lead To Your Success
  • Prepare and issue initial and final Closing Disclosures (CDs).
  • Assemble and complete final residential mortgage closing packages.
  • Review loan files to ensure compliance with investor, state, and federal guidelines.
  • Coordinate with borrowers, loan officers, settlement agents, brokers, title companies, and internal partners to facilitate timely closings.
  • Obtain and review required closing documentation, including title, tax, insurance, flood, payoff, and employment verification information.
  • Monitor rate lock and document expiration dates to help ensure closing timelines are met.
  • Communicate proactively with settlement agents to gather fees and closing information for Closing Disclosure preparation.
  • Track closing milestones and communicate schedule changes to all appropriate parties.
  • Maintain compliance with company policies, regulatory requirements, and quality standards.
Skills & Experience
Qualifications That Will Help You Thrive
  • Minimum of 2 years of recent residential mortgage closing experience.
  • Experience preparing both initial and final Closing Disclosures.
  • Experience producing complete final mortgage closing packages.
  • Strong understanding of residential mortgage closing processes and regulatory requirements.
    Ability to review loan documentation for accuracy and compliance.
  • Strong organizational, time management, and multitasking skills.
  • Excellent written and verbal communication skills.
  • Proficiency with Microsoft Office, including Word, Excel, and Outlook.
  • Ability to work independently in a fast-paced, deadline-driven environment while maintaining exceptional attention to detail.
Education and Experience Preferred
  • Associate's degree or equivalent combination of education and professional experience.
  • Previous experience working for a mortgage lender, title company, or settlement agency.
  • Knowledge of mortgage products, investor guidelines, and compliance requirements.
  • Experience with mortgage closing software and related systems.
  • Customer service experience within the mortgage or financial services industry.