Remote Net Credit Jobs in Colorado (NOW HIRING)

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Are you looking to work alongside a leader in the mortgage industry who will help you expand your career? We’re looking for a full-time Loan Partner 2 (LP2) who will help our applicants get mortgage-ready and support them throughout the loan process. The Loan Partner 2 is responsible for accurately preapproving home loan applications, issuing and managing quality pre-approval letters, and overseeing the success of every loan in the committed pipeline.

The LP2 will work cohesively with the Loan Officer(s), borrowers, loan processors, underwriters, and third parties to close 95%+ of all loans on time while providing an outstanding experience from application to close. This position requires substantial cash, credit, capacity (income), collateral, communication skills, and the ability to be resourceful. 

Job seekers should be organized, detail-oriented professionals driven to succeed in their role. If you’re interested in joining a team that empowers employees, clients, and partners to help them reach their goals, apply today!

Compensation- $55,000 - $73,000, depending on experience (re-evaluated annually), with a per-file bonus

$55,000 - $73,000 DOE with per file bonus

3 Core Duties Key Measurements

Pre-Application:

• Contact all borrower(s) within 24 hours after an Initial Loan Consultation
• Request and review cash, credit, and capacity (income) qualifications for all borrowers

Pre-Approve:

• Accurately pre-approve all eligible borrowers
• Handle payment scenario requests and accurately estimate closing cost scenarios
• Proactively contact pre-approved buyers
• Communicate effectively with all referral partners (Realtors, financial advisors, builders, and other partners) using clear, accurate, and compliant language

Pipeline:

• Onboard all newly received contracts for the Loan Lock Consultation
• Submit loan applications to Loan Processing for eDisclosures
• Execute outstanding weekly borrower and realtor Updates, Pre-Closing Funding Calls
• Ensure 95%+ loans close on time with daily check-ins to address choke points
• Resolve 95%+ of loan issues before escalating to the Loan Officer

Essential Duties of this Position:

Prequalify:

• Contact all newly received applications within 24 hours of assignment by the LO
• Thoroughly review 1003 with the borrower(s) and request the necessary documents
• Explore all options before turning down a pre-approval request
• Keep Realtor and referral partners updated on the progress
• Stay up to date on investor guidelines program changes

Pre-Approve:

• Communicate pre-approval parameters to borrowers
• Provide supplemental pre-approval documents
• Notify the referring Realtor immediately after issuing pre-approval
• Expedite rush pre-approval requests
• Flag any red flags or potential issues to the LO or Team Captain (if applicable)
• Dedicate a time block weekly to pre-approval outreach

Pipeline:

• Expedite onboarding for newly received contracts
• Perform a daily “gauge check” to identify “hot loans.”
• Attend daily branch pipeline meetings to track loan milestones
• Deliver weekly borrower update calls (and Realtors, when needed)
• Coordinate closely with loan processing teams
• Contact borrowers, attorneys, and realtors 24 hours before contingencies expire
• Review Closing Disclosures for accuracy against the Loan Estimates
• Conduct pre-closing phone calls (48 hours before closing)
• Make congratulatory funding calls to borrowers, Realtors
• Provide post-closing/funding support
• Be available after hours for urgent questions (via mobile email and text)
• Consistently exceed borrower and referral partner expectations

• Must maintain an active NMLS license or be willing to get licensed within 60 days of hire
• Minimum 3 years in mortgage processing, underwriting, or origination
• Proficient in DU/DO, LP, and major investor guidelines
• Experience with Loan Origination Systems (Encompass, ARIVE, Lending Pad, etc.)
• Skilled in Microsoft Office Suite (Word, Excel, PowerPoint, Outlook, OneNote)
• Must be coachable and willing/able to embrace AI into daily workflow
• Strong verbal and written communication skills
• Ability to work under pressure and meet deadlines
• Excellent time management and organizational skills
• Ability to collaborate across the branch and corporate levels. Completion of regulatory compliance training
• Ability to speak, write, and effectively communicate in English
• Remote work is available

Look me up on social media (Dallas Frye).

I lead a high-speed, high-efficiency loan origination team built on a foundation that faith and family come first and that our work exists to support both. We pursue excellence in everything we do, and I will hold you accountable to excellence, not perfection!