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Remote Life Insurance Underwriter Jobs in Tennessee

GIA Legacy Planning

You control your schedule - mornings, evenings, weekends, you decide * 100% remote - serve clients ... Present life insurance and protection solutions tailored to each family's situation * Follow our ...

Planright

Sales Agent (Insurance)

Nashville, TN

$70K - $100K/yr

... sales, underwriting, or financial services is highly desirable. * State insurance license (Life ... Combination of fieldwork (meeting clients at their location) and remote/office-based work. * May ...

Planright

Sales Agent (Insurance)

Memphis, TN · On-site

$70K - $100K/yr

... sales, underwriting, or financial services is highly desirable. * State insurance license (Life ... Combination of fieldwork (meeting clients at their location) and remote/office-based work. * May ...

Planright

Sales Agent (Insurance)

Nashville, TN

$70K - $100K/yr

... sales, underwriting, or financial services is highly desirable. * State insurance license (Life ... Combination of fieldwork (meeting clients at their location) and remote/office-based work. * May ...

Planright

Sales Agent (Insurance)

Jackson, TN

$70K - $100K/yr

... sales, underwriting, or financial services is highly desirable. * State insurance license (Life ... Combination of fieldwork (meeting clients at their location) and remote/office-based work. * May ...

WB Agency

Sales Agent (Insurance)

Nashville, TN · On-site +1

$70K - $100K/yr

... sales, underwriting, or financial services is highly desirable. * State insurance license (Life ... Combination of fieldwork (meeting clients at their location) and remote/office-based work. * May ...

The Williams Agency

Remote Insurance Agents

Knoxville, TN · On-site +1

$30K - $160K/yr

A Life & Health Insurance License (Don't have one yet? We'll help you get licensed) * Strong communication and people skills * The ability to work independently and remotely * A positive, growth ...

Symmetry

Remote Insurance Sales Agent

Knoxville, TN · Remote

As Financial Service industry professionals, The Wayland Agency focuses on Life Insurance to help ... Lastly, they help the client through the underwriting process. All of our agents have the ability ...

Symmetry

Remote Insurance Sales Agent

Knoxville, TN · Remote

As Financial Service industry professionals, The Wayland Agency focuses on Life Insurance to help ... Lastly, they help the client through the underwriting process. All of our agents have the ability ...

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Showing results 21-40

All JobsLife Insurance Underwriter JobsRemote Life Insurance Underwriter JobsRemote Life Insurance Underwriter Jobs in Tennessee

Remote Life Insurance Underwriter information

See Tennessee salary details

$29.5K

$71.6K

$126.6K

How much do remote life insurance underwriter jobs pay per year?

As of Sep 2, 2026, the average yearly pay for remote life insurance underwriter in Tennessee is $71,591.00, according to ZipRecruiter salary data. Most workers in this role earn between $55,400.00 and $79,000.00 per year, depending on experience, location, and employer.

What does a remote life insurance underwriter do?

A remote life insurance underwriter decides whether clients qualify for coverage and the terms that they receive. Your responsibilities in this virtual position include reviewing documents and performing other research to determine an individual’s risk, completing all underwriting tasks, helping clients determine their financial needs regarding life insurance, and evaluating life insurance applications to determine if someone is eligible. Other duties of this work from home position include using your employer’s set criteria to screen applicants, determining the premiums that are available to clients, and getting further information via communicating with medical personnel, field representatives, and other professionals.

What does a remote life insurance underwriter do?

A Remote Life Insurance Underwriter evaluates applications for life insurance policies to determine the level of risk involved for the insurance company. They review personal and medical information, assess financial data, and use underwriting guidelines to decide whether to approve, modify, or deny coverage. Working remotely, they communicate with agents, applicants, and medical professionals via digital platforms to gather necessary information and make informed decisions. Their role helps ensure that policies are issued fairly and that the company's risk exposure is managed appropriately.

What are the key skills and qualifications needed to thrive as a remote life insurance underwriter?

To thrive as a Remote Life Insurance Underwriter, you need strong analytical skills, attention to detail, and a foundational understanding of risk assessment, often supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, electronic application systems, and certifications such as LOMA or ALU are typically required. Excellent communication, decision-making, and time management skills are crucial for coordinating with agents and efficiently evaluating applications remotely. These skills ensure accurate risk evaluation, regulatory compliance, and high-quality client service in a virtual environment.

How does working remotely as a life insurance underwriter impact collaboration and communication with colleagues and agents?

As a Remote Life Insurance Underwriter, you’ll primarily collaborate with team members, agents, and other stakeholders through digital platforms such as email, video calls, and underwriting management systems. While you won’t have in-person interactions, most companies have established efficient virtual workflows and regular team meetings to ensure strong communication and support. You’ll need to be proactive about reaching out for clarifications and updates, and being comfortable with technology is essential. Building relationships virtually can take some adjustment, but it often leads to increased flexibility and autonomy in managing your workload.

What is the difference between Remote Life Insurance Underwriter vs Remote Claims Adjuster?

AspectRemote Life Insurance UnderwriterRemote Claims Adjuster
Required CredentialsLicenses, certifications in underwriting, insurance knowledgeLicenses, claims handling certifications, insurance knowledge
Work EnvironmentHome-based, insurance company offices, remote teamsHome-based, insurance companies, remote claims teams
Employer & Industry UsageInsurance carriers, underwriting firmsInsurance carriers, claims departments
Common Search & Comparison IntentUnderstanding underwriting roles, remote underwriting jobsComparing claims roles, remote claims jobs

The main difference between Remote Life Insurance Underwriters and Remote Claims Adjusters lies in their responsibilities. Underwriters assess risk and determine policy eligibility, while Claims Adjusters evaluate claims after a loss occurs. Both roles require insurance knowledge and relevant licenses, often performed remotely for insurance companies. Understanding these distinctions helps job seekers find the right position aligned with their skills and career goals.

More about Remote Life Insurance Underwriter jobs

What are popular job titles related to Remote Life Insurance Underwriter jobs in Tennessee?

For Remote Life Insurance Underwriter jobs in Tennessee, the most frequently searched job titles are:

What job categories do people searching Remote Life Insurance Underwriter jobs in Tennessee look for?

The top searched job categories for Remote Life Insurance Underwriter jobs in Tennessee are:

What cities in Tennessee are hiring for Remote Life Insurance Underwriter jobs?

Cities in Tennessee with the most Remote Life Insurance Underwriter job openings:

Remote Life Insurance Underwriter jobs near you
Infographic showing various Remote Life Insurance Underwriter job openings in Tennessee as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 21% Part Time, 5% Contract, and 1% Nights. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $71,591 per year, or $34.4 per hour.

Life Insurance Sales Advisor

The Anderson Johnson Agency

Knoxville, TN • On-site, Remote

$30K - $160K/yr

Full-time

Medical, Life

Re-posted 21 days ago

Job description

Founded and led by Joe Anderson & Jill Johnson, agency owners with hands-on involvement in training and mentorship.

The Anderson Johnson Agency is an independent insurance agency focused on protecting families through personalized life insurance solutions. We are selectively adding licensed life insurance agents who are professional, coachable, and interested in long-term growth within a supportive environment.

This is a remote, commission-based opportunity for licensed agents who want access to quality leads, mentorship, and a proven sales process without micromanagement.

What You’ll Do:

  • Connect with clients who have requested information
  • Conduct phone or Zoom appointments
  • Assess client needs and present appropriate life insurance solutions
  • Follow up professionally and consistently
  • Participate in ongoing virtual training and mentorship

What We Provide:

  • Pre-qualified leads (no cold calling)
  • CRM and virtual sales tools
  • Structured onboarding and ongoing support
  • Mentorship from experienced agency leadership

Qualifications:

  • Active life insurance license (required)
  • Comfortable with commission-based compensation
  • Strong communication skills
  • Coachable and professional
  • S.-based applicants only

Role Details:

  • Position Type: 1099 Independent Contractor
  • Compensation: Commission-based (earnings vary by performance); this is not a W-2 position
  • Schedule: Flexible (part-time or full-time)
  • Location: Remote – United States

Requirements:

  • Must be 18 years or older
  • S. resident (currently hiring in the U.S. only)
  • Must be able to pass a background check
  • Willing to obtain a Life & Health insurance license (we help with this)
  • Comfortable working remotely with internet access
  • Strong communication skills
  • Self-motivated and coachable

Benefits:

  • Remote work – work from anywhere
  • Flexible schedule – set your own hours
  • Access to warm leads – no cold calling
  • Bonus structure available
  • Licensing support for new agents
  • Team mentorship & leadership development
  • Potential to grow your own agency

By submitting this form, you agree to recurring contact from Symmetry Financial Group LLC and its affiliated companies under common control and their insurance agents via text & live, automated, A.I., or prerecorded calls, including for marketing or recruiting purposes. Consent not a condition of purchase.

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