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Remote Life Insurance Underwriter Jobs in Alabama

GIA Legacy Planning

Remote Position Job Type: Uncapped Commission| Full-Time | Part-Time Are You Ready to Take Control ... Identify client needs and recommend tailored insurance solutions * Develop and maintain strong ...

GIA Legacy Planning

Remote Position Job Type: Uncapped Commission| Full-Time | Part-Time Are You Ready to Take Control ... Identify client needs and recommend tailored insurance solutions * Develop and maintain strong ...

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Showing results 21-40

All JobsLife Insurance Underwriter JobsRemote Life Insurance Underwriter JobsRemote Life Insurance Underwriter Jobs in Alabama

Remote Life Insurance Underwriter information

See Alabama salary details

$29.5K

$71.5K

$126.4K

How much do remote life insurance underwriter jobs pay per year?

As of Aug 20, 2026, the average yearly pay for remote life insurance underwriter in Alabama is $71,494.00, according to ZipRecruiter salary data. Most workers in this role earn between $55,300.00 and $78,900.00 per year, depending on experience, location, and employer.

What does a remote life insurance underwriter do?

A remote life insurance underwriter decides whether clients qualify for coverage and the terms that they receive. Your responsibilities in this virtual position include reviewing documents and performing other research to determine an individual’s risk, completing all underwriting tasks, helping clients determine their financial needs regarding life insurance, and evaluating life insurance applications to determine if someone is eligible. Other duties of this work from home position include using your employer’s set criteria to screen applicants, determining the premiums that are available to clients, and getting further information via communicating with medical personnel, field representatives, and other professionals.

What does a remote life insurance underwriter do?

A Remote Life Insurance Underwriter evaluates applications for life insurance policies to determine the level of risk involved for the insurance company. They review personal and medical information, assess financial data, and use underwriting guidelines to decide whether to approve, modify, or deny coverage. Working remotely, they communicate with agents, applicants, and medical professionals via digital platforms to gather necessary information and make informed decisions. Their role helps ensure that policies are issued fairly and that the company's risk exposure is managed appropriately.

What are the key skills and qualifications needed to thrive as a remote life insurance underwriter?

To thrive as a Remote Life Insurance Underwriter, you need strong analytical skills, attention to detail, and a foundational understanding of risk assessment, often supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, electronic application systems, and certifications such as LOMA or ALU are typically required. Excellent communication, decision-making, and time management skills are crucial for coordinating with agents and efficiently evaluating applications remotely. These skills ensure accurate risk evaluation, regulatory compliance, and high-quality client service in a virtual environment.

How does working remotely as a life insurance underwriter impact collaboration and communication with colleagues and agents?

As a Remote Life Insurance Underwriter, you’ll primarily collaborate with team members, agents, and other stakeholders through digital platforms such as email, video calls, and underwriting management systems. While you won’t have in-person interactions, most companies have established efficient virtual workflows and regular team meetings to ensure strong communication and support. You’ll need to be proactive about reaching out for clarifications and updates, and being comfortable with technology is essential. Building relationships virtually can take some adjustment, but it often leads to increased flexibility and autonomy in managing your workload.

What is the difference between Remote Life Insurance Underwriter vs Remote Claims Adjuster?

AspectRemote Life Insurance UnderwriterRemote Claims Adjuster
Required CredentialsLicenses, certifications in underwriting, insurance knowledgeLicenses, claims handling certifications, insurance knowledge
Work EnvironmentHome-based, insurance company offices, remote teamsHome-based, insurance companies, remote claims teams
Employer & Industry UsageInsurance carriers, underwriting firmsInsurance carriers, claims departments
Common Search & Comparison IntentUnderstanding underwriting roles, remote underwriting jobsComparing claims roles, remote claims jobs

The main difference between Remote Life Insurance Underwriters and Remote Claims Adjusters lies in their responsibilities. Underwriters assess risk and determine policy eligibility, while Claims Adjusters evaluate claims after a loss occurs. Both roles require insurance knowledge and relevant licenses, often performed remotely for insurance companies. Understanding these distinctions helps job seekers find the right position aligned with their skills and career goals.

More about Remote Life Insurance Underwriter jobs

What are popular job titles related to Remote Life Insurance Underwriter jobs in Alabama?

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The top searched job categories for Remote Life Insurance Underwriter jobs in Alabama are:

What cities in Alabama are hiring for Remote Life Insurance Underwriter jobs?

Cities in Alabama with the most Remote Life Insurance Underwriter job openings:

Remote Life Insurance Underwriter jobs near you
Infographic showing various Remote Life Insurance Underwriter job openings in Alabama as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 20% Part Time, and 7% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $71,494 per year, or $34.4 per hour.

Life Insurance Sales Agent - Fully Remote

True North Recruiters

Detroit, AL • Remote

$50K - $100K/yr

Full-time, Part-time, Contractor

Posted 27 days ago

Job description

Life Insurance Sales Agent — 100% Commission, Uncapped Income, Fully Remote

Job Type: Full-time, commission-only (1099)
Location: Remote (U.S.-based, work from anywhere)
Compensation: Commission only · No income cap

The Opportunity

We're looking for motivated, self-driven individuals to join our growing team of licensed life insurance agents. This is a true entrepreneurial role — you control your schedule, your income, and your ceiling. There are no quotas to chase and no commission caps to hit. The harder and smarter you work, the more you earn.

Whether you're an experienced producer looking for a better split or someone hungry to break into the industry, you'll get the training, lead support, and carrier access you need to build a book of business that pays you for years.

No license yet? No problem. If you're not currently licensed, we'll connect you with an exceptional pre-licensing program at a discounted rate, so you can get licensed and start earning quickly.

What You'll Do

  • Connect with individuals and families to understand their financial protection needs.
  • Present and sell term, whole, and universal life insurance products from top-rated carriers.
  • Manage your own pipeline, schedule, and client follow-up.
  • Stay current on products, underwriting guidelines, and industry best practices.
  • Optional: Recruit, mentor, and lead a team of your own agents and earn overrides on their production.

Why Join Us

  • Taubman Financial Management — Taubman Financial Management is a leader in providing clients with cradle to grave financial planning as well as strong coaching and mentoring for people looking to change their lives while serving others. With over 30 years’ experience in the financial services field, we have the tools and the knowledge to help you reach goals you set for your family and yourselves.
  • Uncapped commission — first-year commissions plus renewals and residuals that compound over time.
  • Fully remote — sell nationwide from your home office; no commute, no territory restrictions.
  • Flexible schedule — part-time or full-time, your call.
  • Build a team — leadership and override opportunities for agents who want to scale beyond personal production. Note: building a team is not necessary if you want to remain a solo producer. Either path is absolutely fine with us!
  • Carrier access — contracted with multiple A-rated carriers so you can fit the right product to the right client.
  • Training & support — product training, sales systems, and mentorship for new and experienced agents alike.
  • License support — discounted pre-licensing program for candidates who need to get licensed before going live.

Income Potential

Agents who fully engage with the system consistently reach six-figure incomes after their first year in the business. Your results depend on your effort, activity, and follow-through — there's no cap on what you can earn, and renewals keep paying you long after the initial sale.

Earning examples are not guaranteed. Individual results vary based on effort, market, and persistence.

What We're Looking For

  • Self-motivated, coachable, and comfortable with commission-based income.
  • Strong communication skills and genuine care for client outcomes.
  • Active life insurance license or willingness to obtain one — we'll help you access a discounted, high-quality pre-licensing program to get started.
  • Reliable internet, a quiet workspace, and the discipline to work independently.
  • Sales experience is a plus but not required; character and drive matter more.

Compensation Details

  • Commission-only, independent contractor (1099).
  • First-year commissions, renewals, and residual income on persisting policies. Note: this varies by products sold.
  • Override and bonus structure for team leaders.
  • No base salary or draw — your effort directly determines your earnings.

How to Apply

Click the link and you will be taken to a portal where you will be directed through the application process.

Equal opportunity. We welcome applicants from all backgrounds and experience levels. Independent contractor role — no employment benefits are provided.