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Remote Insurance Underwriter Jobs in Rome, NY (NOW HIRING)

... insurance license and sharpen sales skills. * Underwriting Collaboration : Work closely with ... Remote Flexibility : Enjoy the freedom to work from home on your schedule. * Work-Life Balance

... insurance license and sharpen sales skills. * Underwriting Collaboration : Work closely with ... Remote Flexibility : Enjoy the freedom to work from home on your schedule. * Work-Life Balance

... insurance license and sharpen sales skills. * Underwriting Collaboration : Work closely with ... Remote Flexibility : Enjoy the freedom to work from home on your schedule. * Work-Life Balance

... insurance license and sharpen sales skills. * Underwriting Collaboration : Work closely with ... Remote Flexibility : Enjoy the freedom to work from home on your schedule. * Work-Life Balance

Remote Insurance Underwriter information

See Rome, NY salary details

$30.8K

$74.7K

$132.1K

How much do remote insurance underwriter jobs pay per year?

As of Jul 30, 2026, the average yearly pay for remote insurance underwriter in Rome, NY is $74,682.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,800.00 and $82,400.00 per year, depending on experience, location, and employer.

What are some common challenges faced by remote insurance underwriters and how can they be managed?

Remote insurance underwriters often face challenges such as maintaining effective communication with team members and staying updated on changing underwriting guidelines. Working remotely requires strong self-discipline to manage workloads across multiple cases and deadlines without direct in-person supervision. Utilizing collaboration tools, setting regular check-ins with colleagues, and staying proactive in seeking clarification on complex cases can help overcome these challenges. Additionally, remote underwriters should take advantage of ongoing training resources to keep their skills and industry knowledge current.

What Does a Remote Insurance Underwriter Do?

The job duties of a remote insurance underwriter focus on assessing the risk in insurance policies. In this virtual position, you work from home or from a remote office to evaluate the risk of each client who has applied. You may also review insurance coverage for excessive risk. After reviewing financial documents, risk assessments, and insurance needs, your responsibilities include deciding whether to approve or deny an insurance application. Underwriting may require you to deny coverage for clients that you deem high risk.

What are the key skills and qualifications needed to thrive as a Remote Insurance Underwriter, and why are they important?

To thrive as a Remote Insurance Underwriter, you need strong analytical abilities, attention to detail, and a solid understanding of risk assessment and insurance principles, typically backed by a bachelor’s degree in finance, business, or a related field. Proficiency with underwriting software, risk management systems, and familiarity with industry certifications like CPCU or AU is highly valued. Excellent written communication, time management, and decision-making skills help remote underwriters collaborate effectively and manage workloads independently. These skills ensure accurate risk evaluations, compliance with regulations, and efficient remote operations within the insurance sector.

What is a remote insurance underwriter?

A remote insurance underwriter is a professional who evaluates insurance applications, assesses risk, and determines policy terms and premiums, all while working from a location outside of a traditional office, such as from home. They review documentation, analyze data, and make recommendations using digital tools and communication platforms. This role requires strong analytical skills, attention to detail, and knowledge of insurance regulations and guidelines. Remote underwriters often collaborate with agents, brokers, and clients electronically to ensure accurate policy issuance and risk management.

Can you work remotely as an insurance underwriter?

Yes, many insurance underwriters work remotely, especially with advances in digital communication and underwriting software. Remote positions often require strong analytical skills, industry certifications, and familiarity with underwriting tools, and they may involve regular virtual meetings and collaboration.

What is the difference between Remote Insurance Underwriter vs Remote Insurance Claims Adjuster?

AspectRemote Insurance UnderwriterRemote Insurance Claims Adjuster
Required CredentialsInsurance licenses, underwriting certificationsClaims adjusting licenses, insurance certifications
Work EnvironmentOffice or remote, analyzing risk dataRemote, investigating claims and assessing damages
Employer & Industry UsageInsurance companies, brokers, underwritersInsurance companies, third-party claims firms

Remote Insurance Underwriters and Claims Adjusters both work in the insurance industry, often remotely, but focus on different aspects. Underwriters evaluate risk to determine policy terms, while Claims Adjusters investigate and settle claims. Both roles require specific licenses and certifications, and are essential in the insurance process, but they serve distinct functions within the industry.

How can I make $2000 a week working from home?

A remote insurance underwriter can potentially earn $2000 or more per week by working full-time, gaining specialized knowledge, and obtaining relevant certifications. Increasing experience, working for high-paying companies, and handling a higher volume of policies can also boost income. Building strong analytical skills and proficiency with underwriting software are essential for maximizing earning potential.

Will underwriters be replaced by AI?

Remote insurance underwriters analyze risk data and determine policy terms, and AI tools are increasingly used to assist with data analysis and automation. While AI can handle routine tasks, underwriters' expertise in judgment, complex decision-making, and customer interaction remains essential, making full replacement unlikely in the near term.

Can underwriting be done remotely?

Remote insurance underwriters can perform their duties from outside traditional office settings, utilizing digital tools and underwriting software. Many companies now offer remote positions, especially for experienced underwriters with strong analytical skills and industry certifications. However, some roles may require occasional in-office meetings or collaboration with teams.
What cities near Rome, NY are hiring for Remote Insurance Underwriter jobs? Cities near Rome, NY with the most Remote Insurance Underwriter job openings:
Infographic showing various Remote Insurance Underwriter job openings in Rome, NY as of July 2026, with employment types broken down into 1% As Needed, 69% Full Time, 24% Part Time, 1% Temporary, and 5% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $74,682 per year, or $35.9 per hour.

Small Commercial Lines Associate Underwriter/Underwriter Trainee

Utica Mutual Insurance

New Hartford, NY • On-site, Remote

$41K - $61K/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 9 days ago


Utica National Insurance Group rating

5.8

Company rating: 5.8 out of 10

Based on 5 frontline employees who took The Breakroom Quiz

281st of 299 rated insurance


Job description

The Company  

At Utica National Insurance Group, 1,400 employees countrywide take our corporate promise to heart every day: To make people feel secure, appreciated, and respected.

Utica National Insurance Group is an "A" rated $2.0B award-winning, nationally recognized property & casualty insurance carrier.

Operating along the Eastern half of the United States, based in our Home Office in Central New York, with Regional Office locations including NYC, Dallas and Charlotte.

What you will do

We are seeking a detail-oriented and motivated individual to join our team as a Commercial Lines Associate Underwriter/Underwriter Trainee. In this role, you will be responsible for screening applications for missing information, contacting and working with agencies to obtain necessary information, and evaluating the acceptability of applications. You will also assist in the renewal process by reviewing loss activity and requesting and evaluating loss runs and driver lists. Additionally, you will be responsible for initiating cancellation notices and reviewing and screening loss control reports. This is a great opportunity for someone looking to start a career in underwriting and grow within our company.


Key responsibilities

  • Screen applications for missing information.
  • Contact and work with agency to obtain and make initial evaluation of acceptability based on received information.
  • Revise TAS worksheets and update as needed based on additional information obtained on the insured.
  • Request and evaluate loss runs.
  • Review loss activity on renewals.
  • Request driver list, order and evaluate motor vehicle reports.
  • Initiate cancellation notices.
  • Review and screen loss control reports. Compare and verify findings with underwriting file information (COPE, sales, payroll, number of employees, etc.). Update Underwriting Checklist as needed. Follow up on outstanding loss control recommendations.
  • Research insured’s website, social media sites and conduct a general search of internet.
  • Review and issue endorsements.
  • Set and follow up on diary items.
  • Prepare and send conditional renewal notices.
  • Identify and document marketing classifications.
  • Prepare quote proposals.
  • Import email, fax and reports into OnBase.
  • Follow up on reinsurance certificates.
  • Add SIC on Underwriting Checklist for Commercial Edge business.
  • Underwrite and issue designated small new non-flow regional business.
  • Underwrite and issue designated regional renewal business.
  • Review new business 45 day check list to ensure file is in order – reports ordered, outstanding items addressed and diaries are set.
  • Form and build relationships with agencies.

What you will need

  • High school diploma or equivalent; 2-4 year college preferred
  • Insurance agency or commercial insurance business background desired
  • Key Skills: logical, analytical, decision-making, self-motivated, organized

Salary range: $41,000-$61,500

The final salary to be paid and position within the internal salary range will take into consideration the individual’s work experience, geographic location, education, certification(s) or additional qualifications, and scope and responsibilities within the role.

Benefits:                              

We believe strongly that talented people are core to our success and are attracted to companies that provide competitive pay, comprehensive benefits packages, career advancement and challenging work opportunities. We offer a Comprehensive Benefits Plan for full time employees that include the following:

  • Medical and Prescription Drug Benefit
  • Dental Benefit
  • Vision Benefit
  • Life Insurance and Disability Benefits 
  • 401(k) Profit Sharing and Investment Plan (Includes annual Company financial contribution and discretionary Profit Sharing contribution based upon annual company financial results)
  • Health Savings Account (HSA) 
  • Flexible Spending Accounts 
  • Tuition Assistance, Training, and Professional Designations
  • Company-Paid Family Leave
  • Adoption/Surrogacy Assistance Benefit
  • Voluntary Benefits - Group Accident Insurance, Hospital Indemnity, Critical Illness, Legal, ID Theft Protection, Pet Insurance
  • Student Loan Refinancing Services
  • Business Travel Accident Insurance
  • Matching Gifts program
  • Paid Volunteer Day
  • Employee Referral Award Program
  • Wellness programs
  • Personal Insurance Discount

Additional Information:

This position is a full time salaried, exempt (non overtime eligible) position.

Utica National is an Equal Opportunity Employer.

Apply now and find out what it’s like to be a part of an amazing team, thrive in an exciting environment and work for a company you can be proud of. Once you complete your application, you can monitor your status in the hiring process by logging into your profile. A representative from our Talent Acquisition team will be in touch regarding any change in your candidacy.  

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