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Remote Insurance Claims Adjuster Jobs in California

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Remote Insurance Claims Adjuster information

See California salary details

$33.6K

$71.2K

$116.9K

How much do remote insurance claims adjuster jobs pay per year?

As of Aug 23, 2026, the average yearly pay for remote insurance claims adjuster in California is $71,159.00, according to ZipRecruiter salary data. Most workers in this role earn between $49,300.00 and $87,800.00 per year, depending on experience, location, and employer.

What does a remote insurance claims adjuster do?

A Remote Insurance Claims Adjuster evaluates insurance claims from policyholders to determine the extent of the insurance company's liability. Working from a remote location, they review documents, conduct interviews, gather evidence, and communicate with claimants via phone or email. Their main tasks include investigating the circumstances of a claim, assessing damages, negotiating settlements, and ensuring claims are processed efficiently and fairly. Remote adjusters use digital tools and software to manage their workload and maintain communication with clients and colleagues. This role requires strong analytical, communication, and organizational skills.

What are the key skills and qualifications needed to thrive as a remote insurance claims adjuster?

To thrive as a Remote Insurance Claims Adjuster, you need a solid understanding of insurance policies, analytical skills for evaluating claims, and typically a bachelor’s degree or relevant work experience. Familiarity with claims management software, industry regulations, and sometimes licensure or certifications such as AIC (Associate in Claims) are important. Strong communication, negotiation, and time management skills help you resolve claims efficiently and maintain customer satisfaction. These abilities are essential to ensure accurate, timely claim resolutions and to uphold the company’s standards while working independently from a remote environment.

What are some common challenges faced by remote insurance claims adjusters, and how can they be addressed?

Remote insurance claims adjusters often face challenges such as effectively communicating with claimants and colleagues without in-person interaction, managing a high volume of claims, and ensuring accurate documentation from a distance. To address these, successful adjusters leverage strong organizational skills, utilize digital collaboration tools, and maintain clear, proactive communication. Many companies provide robust digital platforms and regular virtual team meetings to support remote adjusters in overcoming these obstacles and staying connected with their teams.

What is the difference between Remote Insurance Claims Adjuster vs Remote Insurance Appraiser?

AspectRemote Insurance Claims AdjusterRemote Insurance Appraiser
Required CredentialsAdjuster license, insurance knowledgeAppraiser license, valuation expertise
Work EnvironmentInsurance companies, remote or fieldInsurance companies, remote or field
Industry UsageClaims processing, damage assessmentProperty valuation, damage estimation
Common Search IntentClaims handling, damage assessmentProperty valuation, damage estimation

The main difference between a Remote Insurance Claims Adjuster and a Remote Insurance Appraiser lies in their roles. Adjusters handle claims processing and damage assessment, often working remotely or in the field, while Appraisers focus on property valuation and damage estimation. Both roles require specific licenses and are integral to the insurance industry, but they serve different functions within the claims process.

How much do remote insurance claims adjusters make?

Remote insurance claims adjusters typically earn between $45,000 and $75,000 annually, with the average around $60,000. Compensation varies based on experience, location, and the complexity of claims handled, and many adjusters work independently or for insurance companies using claims management software.

Which claims adjuster makes the most money?

Senior claims adjusters, especially those with specialized expertise in complex or high-value claims such as commercial or catastrophe claims, tend to earn the highest salaries. Factors like experience, certifications, and working for large insurance companies also influence earning potential in this role.

What are the most commonly searched types of Insurance Claims Adjuster jobs in California?

The most popular types of Insurance Claims Adjuster jobs in California are:

What cities in California are hiring for Remote Insurance Claims Adjuster jobs?

Cities in California with the most Remote Insurance Claims Adjuster job openings:

Remote Insurance Claims Adjuster jobs near you
Infographic showing various Remote Insurance Claims Adjuster job openings in California as of August 2026, with employment types broken down into 1% As Needed, 78% Full Time, 17% Part Time, and 4% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $71,159 per year, or $34.2 per hour.

Claims Adjuster Workers Compensation

Gallagher

Sacramento, CA • Remote

$70K - $91K/yr

Full-time

Posted 26 days ago

Arthur J. Gallagher & Co. rating

7.6

Company rating: 7.6 out of 10

Based on 93 frontline employees who took The Breakroom Quiz

213th of 311 rated insurance

Job description

Introduction
At Gallagher Bassett, we're there when it matters most because helping people through challenging moments is more than just our job, it’s our purpose. Every day, we help clients navigate complexity, support recovery, and deliver outcomes that make a real difference in people’s lives. It takes empathy, precision, and a strong sense of partnership—and that’s exactly what you’ll find here. We’re a team of fast-paced fixers, empathetic experts, and outcomes drivers — people who care deeply about doing the right thing and doing it well. Whether you're managing claims, supporting clients, or improving processes, you’ll play a vital role in helping businesses and individuals move forward with confidence. Here, you’ll be supported by a culture that values teamwork, encourages curiosity, and celebrates the impact of your work. Because when you’re here, you’re part of something bigger. You’re part of a team that shows up, stands together, and leads with purpose.

Overview
  • Jurisdictions: California
  • Active Adjusters’ License required: California, SIP optional
  • Location: This role is fully remote work.

How you'll make an impact
  • Apply claims management experience to execute decision-making to analyze claims exposure, plan the proper course of action, and appropriately resolve claims.
  • Interact extensively with various parties involved in the claim process to ensure effective communication and resolution.
  • Provide exceptional customer service to our claimants on behalf of our clients exhibiting empathy through each step of the claims process.
  • Handle claims consistent with clients' and corporate policies, procedures, and standard methodologies in accordance with statutory, regulatory, and ethics requirements.
  • Document and communicate claim activity timely and efficiently, supporting the outcome of the claim file.

About You

Ideal candidates for this position will have:
• Claims Background: Workers Compensation
• Jurisdictional Experience: Minimum 2 years
• Active Adjusters' licenses: California Designation is required. SIP optional
As a key member of our experienced Claims Adjuster team, you will:

  • Investigate, evaluate, and resolve complex workers compensation claims applying your analytical skills to make informed decisions and bring claims to resolution.
  • Work in partnership with our clients to deliver innovative solutions and enhance the claims management process.
  • Think critically, solve problems, plan, and prioritize tasks to optimally serve clients and claimants.

REQUIRED QUALIFICATIONS:
• High School Diploma.
• Minimum of 2 years related claims experience.
• Appropriately licensed and/or certified in all states in which claims are being handled.
• Knowledge of accepted industry standards and practices.
• Computer experience with related claims and business software.


DESIRED:
• Bachelor's Degree

#LI-Remote

#LI-AB2

#WorkersComp


Compensation and benefits

At Gallagher, we believe supporting our colleagues goes far beyond the role itself. For more information, visit our Benefits page.

  • Competitive compensation
  • Comprehensive benefits programs designed to support your well-being 
  • Career development opportunities and ongoing learning 
  • A collaborative, people-first culture with accessible leadership 
  • The opportunity to do meaningful work with global reach and local impact 

At Gallagher, we are dedicated to building an inclusive and authentic workplace. If your past experience doesn’t align perfectly, we encourage you to join our Talent Community to stay connected to additional career opportunities. At times, we will consider transferable skills from previous roles.

Gallagher is an affirmative action/equal opportunity employer (Minorities/Females/Veterans/Disabled)

Qualifications:

Ideal candidates for this position will have:
• Claims Background: Workers Compensation
• Jurisdictional Experience: Minimum 2 years
• Active Adjusters' licenses: California Designation is required. SIP optional
As a key member of our experienced Claims Adjuster team, you will:

  • Investigate, evaluate, and resolve complex workers compensation claims applying your analytical skills to make informed decisions and bring claims to resolution.
  • Work in partnership with our clients to deliver innovative solutions and enhance the claims management process.
  • Think critically, solve problems, plan, and prioritize tasks to optimally serve clients and claimants.

REQUIRED QUALIFICATIONS:
• High School Diploma.
• Minimum of 2 years related claims experience.
• Appropriately licensed and/or certified in all states in which claims are being handled.
• Knowledge of accepted industry standards and practices.
• Computer experience with related claims and business software.


DESIRED:
• Bachelor's Degree

#LI-Remote

#LI-AB2

#WorkersComp

Education:UNAVAILABLEEmployment Type: FULL_TIME

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