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Remote Insurance Agent Jobs in Key Largo, FL (NOW HIRING)

... high-performing remote team. Since 2009, we've specialized in insurance lead generation ... Prior call center or transfer agent experience is strongly preferred. * Professional, reliable, and ...

Remote Insurance Agent information

See Key Largo, FL salary details

$24.4K

$63.4K

$118.5K

How much do remote insurance agent jobs pay per year?

As of Aug 10, 2026, the average yearly pay for remote insurance agent in Key Largo, FL is $63,414.00, according to ZipRecruiter salary data. Most workers in this role earn between $43,400.00 and $75,100.00 per year, depending on experience, location, and employer.

How does a remote insurance agent typically collaborate with team members and clients in a virtual environment?

Remote Insurance Agents rely heavily on digital communication tools such as video calls, email, and instant messaging to interact with clients and coordinate with colleagues. Regular team meetings are often held virtually to discuss goals, share updates, and address challenges. Agents also use secure online platforms to manage client information, process applications, and track policy renewals. Building strong relationships remotely can be challenging, but proactive communication and responsiveness help maintain trust with both clients and team members.

What does a remote insurance agent do?

As a remote insurance agent, you work from home to increase the sales of insurance policies. This often includes auto, life, home, health, travel, and other forms of insurance. In this role, you may explain the benefits of each plan to customers, follow up on a list of leads, and address customer concerns and objections. Other duties include responding to online inquiries and providing help to existing customers, rather than exclusively focusing on generating sales for new products. Some details of this job depend on the type of insurance you sell. For example, if you sell customized insurance packages, you may occasionally visit clients to assess any risks associated with their policies.

What is the difference between Remote Insurance Agent vs Insurance Broker?

AspectRemote Insurance AgentInsurance Broker
CredentialsLicensing required, varies by stateLicensing required, often similar to agents
Work EnvironmentRemote or home-based, client-facingTypically office-based or remote, client-facing
Employer & Industry UsageInsurance companies, agenciesIndependent, multiple insurers
Primary RoleSell insurance policies directly to clientsHelp clients find policies across multiple insurers

Remote Insurance Agents primarily sell policies for specific insurers, working remotely, while Insurance Brokers act independently, offering clients a variety of options from multiple insurers. Both roles require licensing and involve client interaction, but brokers have broader access to products and often work independently.

What is a remote insurance agent?

Remote insurance agents are licensed professionals who help clients choose and manage insurance policies while working from a location outside of a traditional office, such as from home. They communicate with clients mainly through phone, email, or online platforms to assess needs, provide quotes, and facilitate policy purchases or changes. This remote setup offers flexibility for both the agent and the clients, often leading to extended service hours. Remote insurance agents must still comply with all licensing requirements and regulations, just like their in-office counterparts.

What are the key skills and qualifications needed to thrive as a remote insurance agent, and why are they important?

To thrive as a Remote Insurance Agent, you need a strong understanding of insurance products, sales techniques, and typically a state-issued insurance license. Familiarity with customer relationship management (CRM) software, virtual communication platforms, and quoting tools is also essential. Outstanding interpersonal skills, self-motivation, and the ability to build trust remotely distinguish high performers in this role. These skills are vital for effectively reaching clients, closing sales, and maintaining compliance while working independently from a remote setting.

What is the best insurance company to work for remotely?

For remote insurance agents, companies like State Farm, Allstate, and Progressive are known for offering remote work opportunities, competitive pay, and training programs. These companies often provide flexible schedules, digital tools, and support for licensing and certifications, making them popular choices for remote employment in the insurance industry.
What cities near Key Largo, FL are hiring for Remote Insurance Agent jobs? Cities near Key Largo, FL with the most Remote Insurance Agent job openings:
Infographic showing various Remote Insurance Agent job openings in Key Largo, FL as of August 2026, with employment types broken down into 78% Full Time, and 22% Contract. Highlights an 100% Remote job distribution, with an average salary of $63,414 per year, or $30.5 per hour.

Remote Life Insurance Sales Agent - Warm Leads | Unlimited Commission

Choate Agency

FL • On-site, Remote

$75K/yr

Part-time

Re-posted 15 days ago


Job description

🚫 NOT FOR EVERYONE. KEEP READING IF YOU ARE.
The Hickman & Choate Agencies | SFG | Remote - U.S. Residents Only
We're not hiring order-takers. We're not hiring people who need hand-holding. We're looking for the 1% - the closers, the grinders, the top performers who've already proven they can outsell a room and are ready to build real wealth doing it.
If that's you, read on.
--------------------------
WHAT WE DO
--------------------------
The Hickman & Choate Agencies are high-growth life insurance sales organizations powered by SFG (Symmetry Financial Group). We protect American families with life insurance - and we pay our producers like the elite salespeople they are. No salary cap. No territory limits. No ceiling.
--------------------------
WHAT YOU'LL EARN
--------------------------
💰 Commission-only | Unlimited Earnings
💰 First-year producers following the system: $50,000-$120,000
💰 Experienced producers: $150,000-$400,000+
💰 Top leaders: $750,000+
💰 Residual renewal income that builds year over year
Results vary based on effort, focus, and coachability - but if you work the system, the system works.
--------------------------
WHAT MAKES US DIFFERENT
--------------------------
• Proprietary lead system - no cold calling strangers, no begging for referrals. Our award-winning tech platform delivers warm, interested prospects directly to you.
• A proven sales system - we give you the exact playbook top earners use. You follow it, you win.
• We cover half your licensing class - if you don't yet hold a life insurance license, we invest in you first.
• 100% remote - work from anywhere in the U.S. on your schedule.
• Real mentorship - this isn't a "post and ghost" agency. You get live coaching from producers who are actively writing business.
• Leadership path - build your own team, earn overrides, and create income that scales beyond your personal production.
--------------------------
WHO WE WANT
--------------------------
You don't need an insurance background - but you DO need:
→ A proven commission sales track record (real estate, solar, mortgage, auto, financial services, etc.)
→ The hunger to control your own income
→ Coachability - ego kills careers here; the system wins
→ Strong communication skills and zero fear of a conversation
→ Current U.S. residency and work authorization
→ A life insurance license OR the willingness to obtain one (we help cover the cost)
--------------------------
WHAT YOU'LL DO
--------------------------
• Work warm leads delivered through our proprietary platform - no cold calling
• Conduct needs-based consultations with families seeking life insurance coverage
• Present tailored solutions using our proven, step-by-step sales process
• Close business and hit your personal monthly income goals
• Track your activity and pipeline in our CRM
• Grow into a leadership role and earn overrides as you build your own team
--------------------------
THIS IS NOT FOR YOU IF...
--------------------------
✗ You want a guaranteed salary
✗ You need someone to manage your calendar for you
✗ You quit when things get hard
✗ You're located outside the United States
--------------------------
READY?
--------------------------
Skip the cover letter. Submit your resume and answer this one question:
"What's the largest commission deal you've ever closed, and how did you get it?"
Top applicants will be contacted within 48 hours for a brief discovery call.
The Hickman & Choate Agencies | SFG Partner Agencies | Remote | U.S. Only
⚠ This is a 1099 independent contractor position. Income is commission-based. Earnings are not guaranteed and depend on individual performance.