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Remote Independent Loan Processor Jobs in Santa Rosa Beach, FL

Liveops

Remote Customer Service Agent

Panama City, FL · Remote

$13.75 - $18.50/hr

Remote (US-Based) Liveops is seeking independent contractors to provide virtual customer service ... Pass a background check (non-refundable processing fee applies). * Sign an Independent Contractor ...

Curvion Blue

Closer - Consumer Services

Panama City, FL · Remote

$90K - $300K/yr

Building credibility throughout the sales process * Consistently exceeding revenue targets ... position is an Independent Contractor Role - 1099 Flexible Schedule Work Location: Remote ...

Nuvei

Back Office Advisor

Fort Walton Beach, FL · On-site +1

... process consumer debits through the ACH Network and/or Remote Deposit Capture Request time ... Ability to establish priorities, work independently, and proceed with objectives with little ...

Nuvei

Back Office Advisor

Fort Walton Beach, FL · On-site +1

... process consumer debits through the ACH Network and/or Remote Deposit Capture Request time ... Ability to establish priorities, work independently, and proceed with objectives with little ...

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All JobsIndependent Loan Processor JobsRemote Independent Loan Processor JobsRemote Independent Loan Processor Jobs in Santa Rosa Beach, FL

Remote Independent Loan Processor information

See Santa Rosa Beach, FL salary details

$25.8K

$46.1K

$85.6K

How much do remote independent loan processor jobs pay per year?

As of Aug 23, 2026, the average yearly pay for remote independent loan processor in Santa Rosa Beach, FL is $46,093.00, according to ZipRecruiter salary data. Most workers in this role earn between $36,200.00 and $49,800.00 per year, depending on experience, location, and employer.

What is the difference between Remote Independent Loan Processor vs Remote Mortgage Underwriter?

AspectRemote Independent Loan ProcessorRemote Mortgage Underwriter
CredentialsLoan processing certifications, knowledge of loan programsUnderwriting certifications, mortgage industry knowledge
Work EnvironmentHome office, flexible hours, loan companiesHome office, financial institutions, mortgage companies
Employer & IndustryLoan processing firms, banks, credit unionsMortgage lenders, banks, financial services

The Remote Independent Loan Processor primarily reviews and prepares loan documents, ensuring accuracy for approval. In contrast, the Remote Mortgage Underwriter assesses risk and makes final approval decisions. While both roles require industry-specific certifications and work remotely, their responsibilities differ significantly within the mortgage process.

Can I work remotely as a remote independent loan processor?

Yes, many remote independent loan processors work from home, utilizing digital tools and communication platforms to review and process loan applications. This role typically requires strong organizational skills, attention to detail, and familiarity with loan processing software, making remote work feasible for qualified candidates.

How much do entry level remote independent loan processors make?

Entry-level remote independent loan processors typically earn between $35,000 and $50,000 annually, depending on experience, location, and employer. Starting salaries may also include benefits such as flexible schedules and opportunities for skill development with loan processing software and financial regulations.

What job categories do people searching Remote Independent Loan Processor jobs in Santa Rosa Beach, FL look for?

The top searched job categories for Remote Independent Loan Processor jobs in Santa Rosa Beach, FL are:

What cities near Santa Rosa Beach, FL are hiring for Remote Independent Loan Processor jobs?

Cities near Santa Rosa Beach, FL with the most Remote Independent Loan Processor job openings:

Remote Independent Loan Processor jobs near you

Licensed Mortgage Loan Officer

Obsidian Financial Services

Panama City, FL • Remote

$70K - $300K/yr

Full-time

PTO

Re-posted 15 days ago

Job description

We are actively hiring Experienced Mortgage Loan Officers who are self-motivated, results-driven, and ready to grow their production. Our Loan Officers Benefit from Our Unique Programs such as our FHA VOE and Earned Equity Programs that supercharge your pipeline and our unique payment model allow you to close fast and make more!

Speak with one of our experienced AE's to see our pricing!

This is a 100% commission-based role ideal for Loan Officers who:

  • Have an existing book of business
  • Want higher payouts and faster closings
  • Prefer a flexible, work-from-home environment

Bilingual candidates (Spanish preferred) are strongly encouraged to apply to better serve diverse borrower communities.

Responsibilities

  • Originate and close residential mortgage loans (purchase, refinance, and specialty products)
  • Utilize your existing referral network and book of business to generate consistent loan volume
  • Analyze borrower financials, including income calculation, credit review, and documentation
  • Structure loans across multiple programs including:
    • Conventional
    • FHA / VA / USDA
    • Non-QM
    • Down Payment Assistance (DPA) programs
  • Maintain consistent communication with clients, agents, and internal teams
  • Submit complete and accurate loan files to processing
  • Attend weekly loan and product training sessions
  • Stay up to date with mortgage guidelines, compliance, and market trends
  • Deliver exceptional customer service from application through closing

Minimum Qualifications

  • Active NMLS License (Required)
  • Active State Mortgage License(s) (in applicable states)
  • Minimum 2+ years of experience as a Mortgage Loan Originator / Loan Officer
  • Proven book of business or referral network
  • Strong knowledge of:
    • Income calculation (W-2, self-employed, tax returns)
    • Loan structuring and underwriting basics
    • Credit analysis
  • Strong sales, communication, and relationship-building skills
  • Ability to work independently in a remote environment

Preferred Qualifications

  • Bilingual (Spanish preferred; other languages a plus)
  • Experience with Non-QM loan products
  • Established relationships with real estate agents, builders, or financial professionals
  • Experience using LOS, CRM systems, and digital marketing tools
  • Strong pipeline management and closing ability

Licensing & Certifications

  • NMLS Unique Identifier (Required)
  • State Mortgage Loan Originator Licenses (Required)
  • Compliance with SAFE Act requirements
  • Ongoing NMLS Continuing Education (CE) compliance
  • Familiarity with agency guidelines such as Fannie Mae and Ginnie Mae

Compensation

  • 100% Commission-Based – Uncapped Earnings
  • Unique Front and Back Compensation Plan.
  • Competitive payout structure designed for high producers
  • No cap on income—earn based on your production and performance

What We Offer

  • Wide range of loan programs + DPA options
  • Fannie Mae / Ginnie Mae approved lender with no overlays
  • Ability to broker Non-QM loans Dedicated in-house Processing & Underwriting
  • Advanced LOS system, CRM, and marketing software
  • Scenario Desk for deal structuring support
  • Mentorship from experienced Regional Managers
  • Weekly training to keep you competitive
  • Fully remote work environment with flexible schedule

Why Loan Officers Choose Obsidian

  • Faster closings with fewer conditions
  • Strong backend support so you can focus on production
  • Flexibility to run your business your way
  • Access to more loan solutions = higher approval rates

Company Description

At Obsidian Mortgage, we are redefining the mortgage experience through professionalism, speed, and innovation. As a fully delegated lender licensed in 36 states, we empower our Loan Officers with the tools, support, and flexibility needed to succeed in today’s competitive market.

We provide a remote-first environment, cutting-edge technology, and a strong internal support system so you can focus on what matters most—closing deals and building relationships.