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Remote Independent Insurance Adjuster Jobs in California

Allcat Claims Service

Claims Examiner

Los Angeles, CA · On-site +1

Provides feedback to and collaborates with independent adjusters to correct estimates as necessary ... High School Diploma or GED. * Requires an All Lines Insurance Adjuster's license. * Prior ...

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All JobsIndependent Insurance Adjuster JobsRemote Independent Insurance Adjuster JobsRemote Independent Insurance Adjuster Jobs in California

Remote Independent Insurance Adjuster information

See California salary details

$63.7K

$81.4K

$96.7K

How much do remote independent insurance adjuster jobs pay per year?

As of Sep 4, 2026, the average yearly pay for remote independent insurance adjuster in California is $81,419.00, according to ZipRecruiter salary data. Most workers in this role earn between $72,500.00 and $90,300.00 per year, depending on experience, location, and employer.

What is a remote independent insurance adjuster?

A Remote Independent Insurance Adjuster is a professional who evaluates insurance claims on behalf of insurance companies while working remotely, often from home. They are not directly employed by a single insurance company but instead work as independent contractors or for adjusting firms. Their main responsibilities include investigating claims, assessing damages, reviewing policy details, and negotiating settlements with claimants, all through digital tools, phone calls, and online platforms. This role offers flexibility and the ability to handle claims from various locations without being tied to a specific office. Remote independent adjusters must have strong communication, analytical, and organizational skills.

What are the key skills and qualifications needed to thrive as a remote independent insurance adjuster?

To thrive as a Remote Independent Insurance Adjuster, you need strong investigative, analytical, and claims management skills, typically supported by a high school diploma or equivalent and, in many states, an adjuster’s license. Familiarity with claims management software, remote collaboration tools, and sometimes industry certifications like the AIC or CPCU are important for efficiency. Excellent communication, time management, and self-motivation are critical soft skills for working independently and serving clients remotely. These skills and qualities ensure accurate claim assessments, regulatory compliance, and high-quality customer service from a remote environment.

What are some common challenges faced by remote independent insurance adjusters, and how can they be managed?

Remote independent insurance adjusters often face challenges such as managing a fluctuating workload, staying organized without direct supervision, and efficiently handling communication with clients and insurance companies. Adapting to a remote work environment requires strong self-discipline, reliable technology, and excellent time management skills. Many adjusters find success by using specialized claims management software, setting clear daily goals, and maintaining open lines of communication with both clients and team members. Regularly participating in professional development opportunities can also help adjusters stay current with industry changes and best practices.

What is the difference between Remote Independent Insurance Adjuster vs Remote Staff Insurance Adjuster?

AspectRemote Independent Insurance AdjusterRemote Staff Insurance Adjuster
CredentialsAdjuster license, insurance knowledgeAdjuster license, insurance knowledge
Work EnvironmentIndependent, self-employed, flexibleEmployer-based, structured, team environment
Employer & Industry UsageInsurance carriers, third-party administratorsInsurance companies, claims departments

The main difference is that Remote Independent Insurance Adjusters work independently and are often self-employed, handling claims on a contract basis. In contrast, Remote Staff Insurance Adjusters are employed directly by insurance companies, working within a structured team. Both roles require similar credentials and industry knowledge, but their work environment and employment structure differ significantly.

What are the most commonly searched types of Independent Insurance Adjuster jobs in California?

The most popular types of Independent Insurance Adjuster jobs in California are:

What are popular job titles related to Remote Independent Insurance Adjuster jobs in California?

For Remote Independent Insurance Adjuster jobs in California, the most frequently searched job titles are:

What job categories do people searching Remote Independent Insurance Adjuster jobs in California look for?

The top searched job categories for Remote Independent Insurance Adjuster jobs in California are:

What cities in California are hiring for Remote Independent Insurance Adjuster jobs?

Cities in California with the most Remote Independent Insurance Adjuster job openings:

Remote Independent Insurance Adjuster jobs near you
Infographic showing various Remote Independent Insurance Adjuster job openings in California as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% Remote job distribution, with an average salary of $81,419 per year, or $39.1 per hour.

Major Case Liability Adjuster (California)

Berkshire Hathaway GUARD Insurance Companies

Rancho Cordova, CA • On-site, Remote

$100K - $150K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 24 days ago

Key responsibilities

  • Investigate and evaluate complex commercial general liability claims, including litigated matters and catastrophic losses in California.

  • Manage claims through all phases of litigation, including discovery, depositions, mediation, settlement conferences, arbitration, and trial preparation.

  • Analyze insurance policies, contracts, and related documents to identify coverage defenses, tender opportunities, and risk transfer strategies.

Job description

Overview

Good Things Start Here.

Good things are happening at Berkshire Hathaway GUARD Insurance Companies-an A+ (Superior) rated, nationwide Property & Casualty insurer backed by Berkshire Hathaway. With supportive leadership, collaborative teams, and opportunities to grow, GUARD is a place where people build meaningful, longterm careers.

Good Things You Can Count On.

  • Hybrid schedule: 2 days remote / 3 inoffice
  • Predictable hours (no nights, weekends, or holidays)
  • Competitive pay + generous PTO
  • Medical, dental & vision starting day one
  • 401(k), tuition reimbursement & longevity bonuses
Responsibilities

The Senior Liability Adjuster is responsible for conducting office investigations and adjusting complex commercial general liability claims that are largely litigated, with exposures up to and exceeding policy limits within our Major Case Unit. This role will require significant experience handling catastrophic claims in California and will primarily involve managing a high volume of California-based losses.

Key Responsibilities:

  • Handle large, catastrophic claims with a strong emphasis on California losses, including a high volume of litigated matters
  • Analyze insurance policies, contracts, indemnification agreements, and additional insured provisions to identify coverage defenses, tender opportunities, and risk transfer strategies
  • Investigate claims, evaluate liability, and determine coverage applicability
  • Manage claims through all phases of litigation, including discovery, depositions, mediation, settlement conferences, arbitration, and trial preparation
  • Review evidence, expert reports, and medical documentation
  • Establish and maintain indemnity and expense reserves; process payments within authority
  • Take statements and manage claim documentation throughout the claim lifecycle
Qualifications
  • At least 10 years of experience handling litigated commercial general liability (CGL) and businessowners' policy (BOP) liability claims
  • Experience handling catastrophic California claims, including litigation and complex exposures
  • Bachelor's degree required; Juris Doctor (JD) or attorney license preferred
  • Ability to interpret coverage and analyze insurance policies and contracts to determine priority and risk transfer opportunities
  • Excellent written and verbal communication skills
  • Strong organizational and technical skills
  • Effective time management with the ability to prioritize competing demands
  • Willingness to occasionally travel for hearings, mediations, trials, and conferences
  • Licensing Requirement: Candidates must hold an active adjuster license or be willing and able to obtain and maintain all required state licenses. The company will support the licensing process, including training and compliance with ongoing continuing education requirements.

Salary $100,000 - $150,000 +bonus

In accordance with applicable pay transparency laws, this range represents a goodfaith estimate. Final compensation will be determined based on factors such as experience, credentials, geographic location, and other considerations permitted by law.

This role may be based out of any of our office locations, including:

New York, NY; Parsippany, NJ; Conshohocken, PA; WilkesBarre, PA; Alpharetta, GA; Rosemont, IL; Plano, TX; Scottsdale, AZ; and Rancho Cordova, CA.

Interview Integrity Notice: Berkshire Hathaway GUARD is committed to a fair and consistent hiring process. Candidates are expected to participate independently in interviews. Unauthorized recording, transcription, AI note-taking, or AI interview assistance tools may not be used during interviews without prior approval.

Employment Type: FULL_TIME

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