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Remote Benefits Representative - Customer Service -
Work From Home - Weekly Pay
AO Globe Life | 100% Remote | U.S.-Based Applicants | Entry Level Welcome | Training Provided
Work Arrangement: 100% Remote / Work From Home
Location: United States
Experience: Entry Level | No Insurance Experience Required
Schedule: Flexible | Full-Time Career Opportunity
Compensation: Commission-Based | Weekly Pay | Performance Bonuses | Renewal Income
Training: Comprehensive Virtual Training | Licensing Guidance | One-on-One MentorshipBuild a Career From Home Helping Working Families
Looking for a remote customer service and sales career where you can help people, develop valuable professional skills, and create long-term earning and advancement opportunities based on your performance?
AO Globe Life is expanding our virtual team and seeking motivated, service-driven individuals to join us as Remote Benefits Representatives.
In this role, you'll meet virtually with individuals and families, answer questions, explain available benefit options, help clients understand their choices, assist with enrollment, and provide ongoing customer support.
This opportunity combines:Customer Service + Benefits Education + Client Relationships + Consultative Insurance Sales
You do not need previous insurance experience to apply.
We provide structured training, licensing guidance, mentorship, coaching, and professional development to help motivated individuals learn the business and build their careers.
• 100% Remote / Work From Home
• Entry Level - No Insurance Experience Required
• Qualified Client Opportunities Provided
• No Traditional Cold Calling
• No Lead Purchasing Required
• Weekly Commission-Based Pay
• Performance Bonuses
• Renewal & Residual Income Opportunities
• Flexible Scheduling
• Training & One-on-One Mentorship
• Career & Leadership Advancement
🤝 What You'll Do
As a Remote Benefits Representative, you'll help create a professional, informative, and supportive experience for prospective and existing clients.
Your responsibilities may include:

• Meet virtually with clients through Zoom and phone appointments
• Connect with individuals and families interested in available benefits
• Build rapport and establish professional client relationships
• Ask questions to understand each client's needs and priorities
• Listen carefully to questions and concerns
• Explain life, accident, and supplemental health insurance options
• Help clients understand available benefit choices
• Provide personalized, needs-focused recommendations once appropriately licensed
• Assist eligible clients through applications and enrollment
• Complete applicable documentation
• Assist with beneficiary information and updates
• Conduct applicable policy and benefits reviews
• Provide ongoing client follow-up
• Assist with general customer-service questions
• Help direct clients through applicable claims-support processes
• Maintain accurate digital records
• Follow company procedures and applicable state requirements
• Participate in training, coaching, and professional development

Your goal is to help clients feel informed, supported, and confident in the decisions they make.
🛡 Customer Service + Benefits Education
This is more than simply processing applications.
You'll help clients understand how available supplemental benefits may fit their individual and family needs.
Once appropriately licensed, your role may include:

• Conducting virtual benefits consultations
• Reviewing client priorities
• Explaining available coverage
• Answering benefit-related questions
• Helping clients compare available options
• Providing needs-based recommendations
• Guiding eligible clients through enrollment
• Providing continued support after the initial appointment

Our approach emphasizes education, service, and informed decision-making rather than high-pressure sales tactics.
📞 Qualified Client Opportunities Provided
Representatives have access to qualified client opportunities, including individuals and families who have requested or expressed interest in receiving information about available benefits.No lead purchasing is required.
The role does not depend on traditional random cold calling.
Instead, your focus is on:Connect → Listen → Educate → Recommend → Enroll → Support
That means more time serving clients and less time searching for people to contact.
🇺🇸 Help Serve Working Families
AO Globe Life works with individuals and families, including members of labor unions, veterans, associations, and other working households.
The people you serve may be looking for:

• Supplemental life insurance
• Accident protection
• Supplemental health benefits
• Family financial protection
• Benefit education
• Assistance reviewing existing coverage
• Help understanding enrollment options

Your responsibility is to provide a professional, client-focused experience from the first conversation through ongoing service.
🏠 100% Remote / Work From Home
Work from home anywhere within the United States while remaining connected to clients, mentors, teammates, and leadership virtually.
Your workday may include:

• Zoom consultations
• Phone appointments
• Digital applications
• Online enrollment systems
• Client follow-up
• Virtual training
• One-on-one coaching
• Team meetings
• Professional-development sessions

No daily commute. No traditional office requirement.
You'll need:

• Reliable computer or laptop
• Reliable high-speed internet
• Webcam
• Microphone
• Professional home workspace

Remote work provides flexibility, but successful representatives also maintain the consistency, professionalism, availability, and accountability required to serve clients effectively.
⏰ Flexible Scheduling
You'll have opportunities to organize your schedule around personal and professional responsibilities while maintaining the availability needed for client appointments, training, and follow-up.
This environment may appeal to individuals who value:

• Work-from-home flexibility
• Greater control over their schedule
• Independent work
• Goal-oriented performance
• Professional development
• Advancement opportunities

Flexibility works best when paired with consistency and strong time management.
💵 Weekly Commission-Based Pay
Representatives are compensated through a commission-based independent contractor structure.
This is not a guaranteed hourly or salaried customer-service position.
Compensation opportunities may include:

• Weekly commission payments
• Performance-based bonuses
• Renewal income
• Residual income opportunities
• Leadership compensation for qualifying representatives
• Recognition incentives
• Additional performance-based rewards

Uncapped Commission Potential
There is no predetermined hourly wage limiting commission production.
Your earning opportunity is influenced by factors such as:

• Activity
• Number of client appointments
• Consistency
• Production
• Client enrollments
• Performance
• Results

Individual earnings vary significantly and income is not guaranteed.
📚 No Insurance Experience? We'll Train You.
Previous insurance experience is not required.
Training and professional development may include:

• Structured virtual onboarding
• Insurance licensing guidance
• Product and benefits education
• Customer-service training
• Client communication skills
• Active-listening development
• Relationship-building strategies
• Consultative sales training
• Needs-analysis techniques
• Virtual presentation skills
• Enrollment systems
• Compliance procedures
• One-on-one mentorship
• Weekly coaching
• Professional-development workshops
• Leadership development
• Ongoing education

We value work ethic, professionalism, communication skills, integrity, coachability, dependability, and willingness to learn as much as previous industry experience.
🎓 Insurance Licensing
You do not need to already have an insurance license to apply.
Because this role involves discussing and enrolling clients in insurance products, representatives must obtain the appropriate state Life & Health Insurance License before conducting activities requiring licensure.Licensing guidance and support are provided.
Candidates should be willing and able to complete the required licensing process.
♥ Professional Support & Qualifying Programs
Eligible and qualifying representatives may have access to opportunities such as:

• Medical insurance reimbursement
• Company-supported life insurance
• Accidental Death Benefit coverage
• Renewal and residual income opportunities
• Union representation through OPEIU Local 277 where applicable
• Professional coaching
• One-on-one mentorship
• Leadership-development programs
• Virtual business technology and resources

Eligibility, qualification periods, production requirements, and other applicable conditions may apply.Recognition & Performance Incentives
Strong performance may create opportunities to qualify for:

• Performance bonuses
• Achievement awards
• Team recognition
• Leadership conferences
• Professional-development events
• Company-sponsored incentive travel
• Performance contests
• Additional advancement opportunities

Incentives are performance-based and subject to applicable qualification requirements.
📈 Build More Than a Customer Service Job
This opportunity can develop into much more than entry-level client support.
Representatives who demonstrate strong performance, professionalism, initiative, consistency, and leadership ability may pursue additional responsibilities.
A potential career path may include:Benefits Representative → Benefits Advisor → Trainer/Mentor → Team Leader → Management → Advanced Leadership
As you grow, you may have opportunities to develop experience in:

• Client relationship management
• Coaching
• Training
• Mentorship
• Recruiting
• Team development
• Performance accountability
• Business development
• Leadership

Advancement is based on performance and demonstrated professional development-not simply tenure.
Leadership opportunities are earned and are not guaranteed.
🌟 Who We're Looking For
You may be a strong fit if you're:

• Friendly and comfortable speaking with people
• A strong verbal and written communicator
• A good listener
• Customer-focused
• Service-oriented
• Professional and dependable
• Self-motivated
• Personally accountable
• Organized
• Comfortable managing your own schedule
• Goal-oriented
• Comfortable learning new technology
• Able to work independently from home
• Comfortable using Zoom and web-based applications
• Coachable and receptive to feedback
• Interested in learning new skills
• Motivated by measurable results
• Interested in long-term professional growth

Experience That Transfers Well
Previous experience in these areas may transfer especially well:
Customer Service • Client Success • Member Services • Retail • Hospitality • Healthcare • Banking • Education • Administrative Support • Call Centers • Military Service • Recruiting • Client Relations • Account Management • Financial Services • Insurance • SalesPrevious insurance experience is not required.
Entry-level applicants, career changers, veterans, recent graduates, individuals returning to the workforce, and experienced customer-service professionals are encouraged to apply.Minimum Requirements
Applicants must:

• Be at least 18 years of age
• Be physically located within the United States
• Be legally authorized to work in the United States
• Have access to a reliable computer or laptop
• Maintain reliable high-speed internet
• Have webcam and microphone capability
• Maintain a quiet, professional home workspace
• Be comfortable using Zoom and web-based applications
• Be comfortable communicating with clients through phone and video
• Be willing to participate in required training
• Be w