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Remote Director Credit Risk Management Jobs in Massachusetts

Santander

Workout Associate - Remote

Boston, MA · On-site +1

$76K - $135K/yr

Workout Associate - Remote Country: United States of America It Starts Here: Santander is a global ... Prepare and present credit memoranda and risk assessments for management review. * Negotiation ...

Santander

Senior Workout Officer - Remote

Boston, MA · Remote

Communicates recommendations and credit risk management processes to management that strengthens ... Self-directed, self-motivated and demonstrated experience providing ideas and solutions to further ...

Watts

IT Risk & Compliance Analyst

Andover, MA · On-site +1

$95K - $95K/yr

This position reports to the Manager, IT Risk & Compliance. This role is remote and may be based ... Direct experience administering Optro (AuditBoard), including workflows, evidence requests, testing ...

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Remote Director Credit Risk Management information

What is a remote director credit risk management?

A Remote Director of Credit Risk Management is a senior professional responsible for overseeing and guiding an organization’s credit risk policies and procedures while working from a remote location. Their main duties include analyzing credit data, setting risk limits, developing risk mitigation strategies, and ensuring compliance with regulations. They collaborate with other departments, provide leadership to credit risk teams, and use advanced analytics to assess and manage credit exposures. This role is vital for maintaining the financial health and stability of a company, particularly in industries like banking and financial services.

What are the key skills and qualifications needed to thrive as a remote director credit risk management?

To thrive as a Remote Director of Credit Risk Management, you need deep expertise in credit risk analysis, portfolio management, regulatory compliance, and a relevant degree such as finance or economics, often supported by significant experience in risk leadership roles. Familiarity with credit risk modeling tools, data analytics platforms like SAS or SQL, and knowledge of regulatory frameworks (e.g., Basel III) are typically required. Strong leadership, strategic thinking, and excellent communication skills are essential for managing remote teams and influencing executive decision-making. These skills and qualifications are vital for effectively identifying risks, ensuring compliance, and driving sound credit policies across distributed teams.

What are some common challenges faced by a remote director credit risk management, and how can they be addressed?

A major challenge for a Remote Director of Credit Risk Management is ensuring effective oversight and communication across geographically dispersed teams and stakeholders. Building reliable processes for remote data analysis, risk assessment, and policy enforcement is key. Leveraging collaborative digital tools, maintaining regular virtual meetings, and establishing clear reporting protocols help address these challenges. Additionally, staying updated on emerging risks and regulatory changes requires proactive coordination with cross-functional teams and ongoing professional development.

What is the difference between Remote Director Credit Risk Management vs Remote Credit Risk Analyst?

AspectRemote Director Credit Risk ManagementRemote Credit Risk Analyst
CredentialsTypically requires advanced degrees (e.g., MBA, Finance) and extensive experience in credit riskUsually requires a bachelor's degree in finance, economics, or related field; certifications like CFA are common
Work EnvironmentStrategic leadership, overseeing teams, policy development, high-level decision makingData analysis, risk assessment, reporting, supporting senior management
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending companies, financial services firms

The main difference is that the Remote Director Credit Risk Management focuses on strategic leadership and policy oversight, while the Remote Credit Risk Analyst handles data analysis and risk assessment tasks. Both roles are essential in credit risk management but differ in scope, responsibilities, and experience requirements.

What are popular job titles related to Remote Director Credit Risk Management jobs in Massachusetts?

For Remote Director Credit Risk Management jobs in Massachusetts, the most frequently searched job titles are:

What job categories do people searching Remote Director Credit Risk Management jobs in Massachusetts look for?

The top searched job categories for Remote Director Credit Risk Management jobs in Massachusetts are:

What cities in Massachusetts are hiring for Remote Director Credit Risk Management jobs?

Cities in Massachusetts with the most Remote Director Credit Risk Management job openings:

Remote Director Credit Risk Management jobs near you

Workout Associate - Remote

Boston, MA • On-site, Remote

Santander
Banking and Credit Intermediation • 10K+ employees
Learn more about Santanderexternal

$76K - $135K/yr

Full-time

Posted 16 days ago

Key responsibilities

  • Manage a portfolio of distressed and criticized multi-family loans, including analyzing collateral, borrower financials, guarantor strength, and market dynamics to recommend resolution strategies.

  • Review, interpret, and negotiate commercial loan documents, coordinating with legal counsel to ensure accuracy and compliance.

  • Evaluate rent-regulated property performance, prepare credit memoranda, and lead discussions with borrowers and internal stakeholders to achieve mutually acceptable outcomes.

Job description

Workout Associate - RemoteCountry: United States of America

It Starts Here:

Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference.

If you are interested in exploring the possibilities We Want to Talk to You!

The Difference You Make:

The Associate Workout Officer is responsible for managing a portfolio of low- to mid-complexity non-performing commercial real estate loans, primarily secured by rent-regulated multifamily properties in New York City. The role requires demonstrated knowledge in commercial loan documentation, underwriting, and credit risk analysis, as well as the ability to negotiate and structure solutions with clients.

The successful candidate will leverage strong analytical, negotiation, and relationship management skills to protect the bank's interests while seeking pragmatic, regulatory-compliant outcomes.

Essential Duties & Responsibilities

  • Workout & Portfolio Management

    • Manage a portfolio of distressed and criticized multi-family loans.

    • Analyze collateral, borrower financials, guarantor strength, and market dynamics to recommend resolution strategies.

    • Implement and monitor approved workout plans, including modifications, forbearance agreements, and foreclosure proceedings.

  • Commercial Loan Documentation

    • Review, interpret, and negotiate commercial loan documents, including notes, mortgages, guarantees, intercreditor agreements, and loan modifications.

    • Coordinate with internal and external legal counsel to ensure accuracy and compliance with Santander's standards and regulatory requirements.

  • Underwriting & Financial Analysis

    • Evaluate rent-regulated property performance, including rent rolls, operating expenses, reserve accounts, and capital needs.

    • Prepare and present credit memoranda and risk assessments for management review.

  • Negotiation & Relationship Management

    • Lead discussions with borrowers, including institutional sponsors, investors, and legal representatives to achieve mutually acceptable outcomes.

    • Maintain effective communication with internal stakeholders, including Credit, Legal, Appraisal, and Compliance teams.

  • Compliance & Reporting

    • Ensure all activities adhere to internal policies, regulatory standards, and applicable laws, including those governing rent-regulated properties.

    • Maintain accurate loan files and produce periodic portfolio and risk management reports.

Qualifications

  • Education:
    Bachelor's degree in Finance, Real Estate, Accounting, or a related field required; MBA or advanced degree preferred.

  • Experience:

    • 5+ years of experience in commercial real estate workouts, special assets, or credit risk management, ideally within a regulated financial institution.

    • Proven ability to review and negotiate commercial loan documentation.

    • Demonstrated experience underwriting rent-regulated multifamily properties in the NYC market.

    • Strong background in credit analysis, collateral valuation, and borrower negotiations.

  • Skills & Competencies:

    • Advanced financial modeling and credit risk assessment capabilities.

    • Working knowledge of rent regulation laws and NYC multifamily market dynamics.

    • Excellent negotiation, communication, and interpersonal skills.

    • Proficiency in Microsoft Excel, Word, and loan servicing or risk management systems.

Competencies

  • Analytical Thinking & Judgment - Applies critical thinking to evaluate credit situations and make sound recommendations.

  • Relationship Management - Builds productive relationships with borrowers, institutional investors, and internal partners.

  • Execution & Results Orientation - Drives timely and effective resolution of distressed assets.

  • Risk Awareness - Understands and mitigates potential risks in line with regulatory and policy frameworks.


It Would Be Nice For You To Have - Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

Work Authorization & Sponsorship:
Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment.

What Else You Need To Know:

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Base Pay Range:

Minimum:

$76,875.00 USD

Maximum:

$135,000.00 USD

We Value Your Impact:

Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com)

Risk Culture:

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

EEO Statement:

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.
Working Conditions:

Frequent minimal physical effort such as sitting, standingand walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.

Employer Rights:

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.

What To Do Next:

If this sounds like a role you are interested in, then please apply.

We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs.

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