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Remote Debt Collector Jobs in Miami, FL (NOW HIRING)

Nexora Talent

Remote- Customer Experience Service

Miami, FL · Remote

$15.25 - $20.75/hr

Customer Experience Service (Remote) We are seeking a detail-oriented Customer Experience Service to support clients throughout their journey. In this role, you will assist with coordinating client ...

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Remote Debt Collector information

See Miami, FL salary details

$7

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$25

How much do remote debt collector jobs pay per hour?

As of Aug 8, 2026, the average hourly pay for remote debt collector in Miami, FL is $17.59, according to ZipRecruiter salary data. Most workers in this role earn between $14.71 and $19.09 per hour, depending on experience, location, and employer.

What is a remote debt collector?

A Remote Debt Collector is responsible for contacting individuals or businesses to recover overdue payments, typically via phone, email, or other digital communication methods. They negotiate payment plans, provide information on outstanding debts, and maintain records of interactions. Working remotely, they must be self-motivated, have strong communication skills, and follow legal guidelines related to debt collection. Many roles require prior customer service or collections experience, along with proficiency in relevant software tools.

What are the key skills and qualifications needed to thrive as a remote debt collector?

To thrive as a Remote Debt Collector, you need strong communication, negotiation, and organizational skills, often supported by a high school diploma or relevant experience. Familiarity with customer relationship management (CRM) software, payment processing tools, and call center technology is typically required. Persistence, professionalism, and the ability to stay calm under pressure are valuable soft skills in this role. These competencies are essential to efficiently recover outstanding debts while maintaining positive client relationships and complying with industry regulations.

What are some common challenges faced when working as a remote debt collector?

Remote Debt Collectors often encounter challenges such as reaching reluctant debtors, handling difficult conversations, and meeting collection targets independently. Since the position is remote, staying self-motivated and managing time effectively are key to balancing workload and maintaining productivity. Many companies provide thorough training and ongoing support, but the ability to adapt communication styles and use digital systems efficiently helps overcome daily obstacles. Successfully managing these challenges can also open up opportunities for career advancement within collections or broader customer service roles.

Can you make good money as a remote debt collector?

Remote debt collectors can earn a competitive income, often earning between $30,000 and $50,000 annually, with some positions offering commissions or bonuses based on collection performance. Earnings depend on experience, skill level, and the employer, with advanced collectors or those working in specialized industries potentially earning more.
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What cities near Miami, FL are hiring for Remote Debt Collector jobs? Cities near Miami, FL with the most Remote Debt Collector job openings:
Remote Debt Collector jobs near you
Infographic showing various Remote Debt Collector job openings in Miami, FL as of August 2026, with employment types broken down into 76% Full Time, 14% Part Time, 5% Temporary, and 5% Contract. Highlights an 100% Remote job distribution, with an average salary of $36,583 per year, or $17.6 per hour.

Bilingual Collections Specialist (Local Only)

HCOA Fitness

Miami, FL • Remote

$12.86/hr

Full-time

Medical, Dental, Vision, Life, PTO

Posted 4 days ago

Job description

The Collections Specialist will be part of a fast-paced goal-oriented collections department focusing on the collection efforts related to past due and/or delinquent club members and personal trainer members.  This position is temporarily remote and may have days where it is required to come into the office.  Therefore, candidate must reside in or near Miami, FL.
 
 
DUTIES AND RESPONSIBILITIES 
 
·       Arrange for debt repayment or establish repayment schedules, based on customers' financial situations.
  • Provide customer service regarding collection issues, process customer refunds, process, and review account adjustments, resolve client discrepancies and short payments. 
  • Confer with customers by telephone to determine reasons for overdue payments and to review the terms of the contract or agreement.
  • Locate and monitor overdue accounts, using the ABC Financial system. 
  • Record information about financial status of customers and status of collection efforts.
  • Perform miscellaneous clerical and administrative duties such as answering correspondence, writing reports, recording address changes and payment information changes. 
  • Responsible for monitoring and maintaining assigned accounts- Customer calls, account adjustments, small balance write off, customer reconciliations and processing credit memos. 
  • Must communicate & follow up effectively with direct supervisor regarding customer accounts on a timely basis. 
EDUCATION AND EXPERIENCE
 
·       High School Diploma or GED
·       Bilingual fluency in English/Spanish is required
·       2 years minimum of collections or call center experience required 
·       Knowledge of billing and collections procedures
 
SKILLS & ABILITIES
 
·       Ability to train and work remotely
·       Problem-solving skills
·       Capable of working in a team environment and independently
·       Deadline oriented and able to work under pressure
·       Ability to prioritize and manage multiple responsibilities
·       Excellent written and verbal communication 
 
WORK SCHEDULE
Full-time position
Monday-Friday 9:00AM-6:00PM (1 hour lunch)
 
BENEFITS
·       Base compensation + commission + bonus
·       15 days PTO
·       9 Paid Holidays + 1 Paid Floating Holiday
·       Health Insurance
·       Dental Insurance
·       Vision Insurance
·       Life Insurance
·       Sign On Bonus*

This is a remote position.