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Remote Credit Risk Jobs in Phoenix, AZ (NOW HIRING)

Prosper

Fraud Specialist

Phoenix, AZ · On-site +1

Review and analyze fraud cases across multiple products, including credit cards, lending and ... Work closely with internal teams, including risk management, operations, compliance, and customer ...

Prosper

Fraud Specialist

Phoenix, AZ · On-site +1

$22.50/hr

Review and analyze fraud cases across multiple products, including credit cards, lending and ... Work closely with internal teams, including risk management, operations, compliance, and customer ...

JDA

Sr FinOps Program Analyst

Scottsdale, AZ · On-site +1

$91K - $114K/yr

Candidates must be local to Scottsdale, AZ or Dallas, TX - working a very flexible mostly remote ... Reduction in at-risk credits and unresolved reconciliations * Quality and timeliness of executive ...

Achieve

Title Underwriter

Tempe, AZ · On-site +1

Title Examination & Risk Assessment: Review and analyze title search reports, property deeds, plat ... Hybrid and remote work opportunities * 401 (k) with employer match * Medical, dental, and vision ...

Achieve

Title Underwriter

Tempe, AZ · On-site +1

Title Examination & Risk Assessment: Review and analyze title search reports, property deeds, plat ... Hybrid and remote work opportunities * 401 (k) with employer match * Medical, dental, and vision ...

York Risk Services

RN Field Case Manager

Phoenix, AZ · On-site +1

$77K - $98K/yr

... remote work environment that allows face to face interaction with injured workers and medical ... continuing education credits, team building initiatives and more. * Access diverse and ...

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All JobsRemote Credit Risk JobsRemote Credit Risk Jobs in Phoenix, AZ

Remote Credit Risk information

See Phoenix, AZ salary details

$49.6K

$108.5K

$181.7K

How much do remote credit risk jobs pay per year?

As of Jul 4, 2026, the average yearly pay for remote credit risk in Phoenix, AZ is $108,539.00, according to ZipRecruiter salary data. Most workers in this role earn between $74,500.00 and $141,000.00 per year, depending on experience, location, and employer.

What are some common challenges faced by professionals in remote credit risk roles, and how can they be addressed?

Remote credit risk professionals often face challenges such as limited direct access to clients and colleagues, which can make it harder to gather nuanced information and collaborate efficiently. To address these, it's important to leverage digital communication tools and maintain proactive communication with both internal teams and external stakeholders. Building strong documentation and adopting clear workflows also help ensure consistency in risk evaluation while working remotely. Regular virtual meetings and continuous professional development can further support success and connection in a remote setting.

What is a Remote Credit Risk job?

A Remote Credit Risk job involves analyzing and assessing the financial risk associated with lending or extending credit to individuals or businesses, all while working from a remote location. Professionals in this field evaluate credit applications, monitor existing accounts, and help develop policies to minimize financial losses for their employer. They typically use data analysis, financial modeling, and risk assessment tools to make informed decisions. Remote roles in credit risk allow for flexible work arrangements, but still require strong analytical skills and attention to detail.

What is the difference between Remote Credit Risk vs Remote Credit Analyst?

AspectRemote Credit RiskRemote Credit Analyst
Primary FocusAssessing overall credit risk for portfolios and lending strategiesAnalyzing individual credit applications and financial data
Required CredentialsOften requires risk management certifications, finance degreesTypically requires finance or accounting degrees, certifications like CFA or CPA
Work EnvironmentCollaborates with risk management teams, uses risk modeling toolsWorks with loan officers, reviews financial statements, uses credit scoring software
Industry UsageCommon in banking, financial services, lending institutionsUsed in banks, credit unions, lending agencies

Remote Credit Risk professionals focus on evaluating overall credit portfolios and developing risk mitigation strategies, while Remote Credit Analysts analyze individual credit applications to determine creditworthiness. Both roles require financial expertise and often similar certifications, but their scope and daily tasks differ significantly.

What are the key skills and qualifications needed to thrive as a Remote Credit Risk Analyst, and why are they important?

To thrive as a Remote Credit Risk Analyst, you need strong analytical abilities, knowledge of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment software, statistical tools like SAS or R, and credit reporting systems is essential. Excellent communication, attention to detail, and problem-solving skills help you interpret data and collaborate effectively from a distance. These skills and qualifications are crucial to accurately assess creditworthiness, minimize risk, and support sound financial decisions in a remote environment.
What are the most commonly searched types of Credit Risk jobs in Phoenix, AZ? The most popular types of Credit Risk jobs in Phoenix, AZ are:
What are popular job titles related to Remote Credit Risk jobs in Phoenix, AZ? For Remote Credit Risk jobs in Phoenix, AZ, the most frequently searched job titles are:
What job categories do people searching Remote Credit Risk jobs in Phoenix, AZ look for? The top searched job categories for Remote Credit Risk jobs in Phoenix, AZ are:
Remote Credit Risk jobs near you
Fraud Specialist

Fraud Specialist

Prosper

Phoenix, AZ • On-site, Remote

Full-time

Posted 12 days ago

Job description

Your role in our mission
 
Prosper is seeking smart, energetic professionals to join our Fraud Team. We are rapidly growing our business and are seeking an individual to help build a best-in-class fraud process. Must be extremely detail oriented.
How you’ll make an impact
  • Review and analyze fraud cases across multiple products, including credit cards, lending and investor products.
  • Conduct detailed investigation and analysis of collected information from multiple sources (i.e. database records, KYC documentation, external search engines and open-source websites) to determine level of risk associated with suspicious transactions, applications, and account activity.
  • Engage with customers via phone and/or email to verify application details and/or review transaction activity for accuracy and legitimacy.
  • Make critical decisions on case resolution and actions, including account closure, and/or law enforcement engagement recommendations.
  • Identify patterns and trends in fraudulent activity to develop actionable insights and recommend preventive measures.
  • Monitor and utilize AI fraud detection tools, machine learning model scores, and alert systems to detect potential fraud in real-time.
  • Work closely with internal teams, including risk management, operations, compliance, and customer service, to resolve fraud cases efficiently.
  • Communicate investigation findings and outcomes clearly and concisely to relevant parties, including senior management.
  • Maintain detailed records of investigations, findings, and resolutions in compliance with regulatory and internal standards.
  • Ensure all investigations comply with applicable laws, regulations, and internal standards, including Fair Lending and Fair Credit Reporting Acts.
  • Ensure compliance with industry regulations and company policies when handling information.
  • Support leadership for audit and compliance reviews by providing detailed documentation and insights into fraud cases and trends as needed.
  • Contribute to the development and enhancement of fraud policies and procedures for credit card, lending and investor products.
  • Participate in monthly reviews of fraud controls, processes, and systems to identify gaps and areas for improvement.
  • Stay informed and aware of emerging fraud schemes, industry best practices, and regulatory requirements to strengthen fraud investigation measures.
  • Test and provide feedback on fraud detection strategies to enhance their effectiveness.
  • Proactively learn and adopt AI-enhanced tools to streamline manual reviews and improve accuracy of fraud trend indentification.
Skills that will help you thrive
  • Strong attention to detail and critical thinking to drive judgement based problem-solvingthrough analytical thinking.
  • Knowledge of fraud detection systems and tools, such as LexisNexis, Emailage, ThreatMetrix, Sentilink. Basic understanding of AI-driven fraud detection and a strong interest in utilizing Machine Learning model scores to prioritize investigation workflows.
  • Familiarity with credit card and lending industry regulations and practices.
  • Excellent communication skills to include verbal and written documentation of customer interactions and investigation findings.
  • Able to work independently with limited supervision in a professional, proactive, and solution-oriented manner to support business objectives.
  • Positive and able to thrive in a dynamic and fast-paced hybrid environment.
  • Advanced experience reviewing documents for authenticity
  • Detail-oriented with a focus on accuracy and thoroughness in investigations.
  • 1+ years’ experience in financial services industry
  • 1+ years’ experience as fraud analyst or investigator is a plus
  • Must have High School diploma or GED
Resources to help you prosper
  • A connected experience: We prioritize high-touch collaboration and flexibility. Whether you are working from our San Francisco or Phoenix offices or joining us as a fully remote team member, we provide the digital-first tools and intentional culture to keep you synced and supported
  • Invested in your future: A competitive salary and a 401(k) with a 5% company match to help you build long-term financial security
  • Holistic well-being: We provide the resources you need to thrive, from flexible time off and paid parental leave to an annual wellness allowance and comprehensive health coverage
  • Professional & personal growth: Take advantage of a suite of premium perks, including Udemy access, childcare assistance, pet insurance, and a bevy of additional savings through Beneplace
About Our Operations Team
 
Rooted in our values, Prosper’s Operations team is driven by how we can improve the customer experience, always thinking there must be a better way. If you are looking for a mission driven company with a great culture, check us out! As a Prosper employee, you will have the opportunity to take ownership of your career - we offer learning opportunities and career development plans. Come join a dedicated, diverse community that will help you discover your fullest potential! Are you ready to Prosper? 
 
About Us
Prosper introduced U.S. consumers to an innovative approach to personal finance as the first peer-to-peer lending platform in the country. Since 2005, Prosper has helped over 2 million customers achieve financial well-being through a comprehensive suite of digital personal finance products.
 
Prosper’s flagship personal loan* marketplace continues to offer unique value for both borrowers and investors, while the Prosper® Card¹ provides essential access to credit and flexibility for those managing their financial journey. Guided by its mission to advance financial well-being, Prosper is dedicated to helping people thrive by meeting people where they are with simple, trusted, and affordable financial solutions. Learn more at www.prosper.com.
 
We’re on a mission to hire the very best, and we are committed to creating exceptional employee experiences where everyone is respected and has access to equal opportunity. We realize that new ideas can come from everywhere. It is important to us that every hire connects with our vision, mission, and core values. Join a leading fintech company that’s democratizing finance for all!  
 
Our Values
  • Diversity expands opportunities
  • Collaboration creates better solutions
  • Curiosity fuels our innovation
  • Integrity defines all our relationships
  • Excellence leads to longevity 
  • Simplicity guides our user experience 
  • Accountability at all levels drives results
www.prosper.comOur Story & Team  //   Our Blog 
 
Applicants have rights under Federal Employment Laws.Family & Medical Leave Act (FMLA)Equal Employment Opportunity (EEO)Employee Polygraph Protection Act (EPPA) 
 
California applicants: please click here to view our California Consumer Privacy Act (“CCPA”) Notice for Applicants, which describes your rights under the CCPA.
 
Illinois applicants: please click here to view our Artificial Intelligence Notice for Applicants.
 
At Prosper, we're looking for people with passion, integrity, and a hunger to learn. We encourage you to apply even if your experience doesn't precisely match the job description. Your unique skill set and diverse perspective will stand out and set you apart from other candidates. Prosper thrives with people who think outside of the box and aren't afraid to challenge the status quo. We invite you to join us on our mission to advance financial well-being.Prosper is committed to an inclusive and diverse workplace. All aspects of employment including the decision to hire, promote, discipline, or discharge, will be based on merit, competence, performance, and business needs. We do not discriminate on the basis of race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical​​​ condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local law, including the San Francisco Fair Chance Ordinance. Prosper will consider for employment qualified applicants who are non-US citizens and will provide green card sponsorship.
 
*All personal loans are made by WebBank.
¹The Prosper® Card is an unsecured credit card issued by Coastal Community Bank, Member FDIC, pursuant to license by Mastercard® International.

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.