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Credit Risk Manager Jobs in Phoenix, AZ (NOW HIRING)

Valley Bank

Sr Credit Risk Manager

Phoenix, AZ · On-site

... management. Identifies, outlines, and mitigates risks associated with potential lending ... Ensures credits are accurately risk rated and are properly monitored and reported. * Prepares all ...

Expeditors

Credit Analyst II

Scottsdale, AZ

Manage and monitor a portfolio of accounts, proactively identifying changes in financial condition, payment behavior, or business risk * Recommend changes to risk ratings and credit limits based on ...

Expeditors

Credit Analyst II

Scottsdale, AZ · On-site

Manage and monitor a portfolio of accounts, proactively identifying changes in financial condition, payment behavior, or business risk * Recommend changes to risk ratings and credit limits based on ...

QXO

Credit Director

Glendale, AZ · On-site

QXO is seeking a Credit Director to lead credit strategy, risk management, and accounts receivable performance while supporting profitable business growth. This role will oversee a team of Credit ...

QXO

Credit Director

Glendale, AZ · On-site

QXO is seeking a Credit Director to lead credit strategy, risk management, and accounts receivable performance while supporting profitable business growth. This role will oversee a team of Credit ...

City National Bank

Portfolio Manager I sp

Phoenix, AZ · On-site

$44.28 - $75.42/hr

PORTFOLIO MANAGER I - Hospitality WHAT IS THE OPPORTUNITY? The Portfolio Manager is part of the ... Provide comprehensive credit recommendations and presentations to key risk partners related to ...

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Credit Risk Manager information

See Phoenix, AZ salary details

$85.9K

$157.2K

$237.8K

How much do credit risk manager jobs pay per year?

As of Jun 13, 2026, the average yearly pay for credit risk manager in Phoenix, AZ is $157,190.00, according to ZipRecruiter salary data. Most workers in this role earn between $132,600.00 and $176,200.00 per year, depending on experience, location, and employer.

How does a Credit Risk Manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What Does a Credit Risk Manager Do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What are Credit Risk Managers?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

What are the key skills and qualifications needed to thrive as a Credit Risk Manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

More about Credit Risk Manager jobs
What are the most commonly searched types of Credit Risk jobs in Phoenix, AZ? The most popular types of Credit Risk jobs in Phoenix, AZ are:
What are popular job titles related to Credit Risk Manager jobs in Phoenix, AZ? For Credit Risk Manager jobs in Phoenix, AZ, the most frequently searched job titles are:
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What cities near Phoenix, AZ are hiring for Credit Risk Manager jobs? Cities near Phoenix, AZ with the most Credit Risk Manager job openings:
Credit Risk Manager jobs near you
Sr Credit Risk Manager

Sr Credit Risk Manager

Valley Bank

Phoenix, AZ • On-site

Full-time

Posted 13 days ago

Valley Bank rating

7.5

Company rating: 7.5 out of 10

Based on 17 frontline employees who took The Breakroom Quiz

87th of 141 rated banks

Job description

Responsibilities include but are not limited to:
  • Responsible for monitoring on a timely basis the ongoing financial health of an assigned loan portfolio while maintaining the ongoing communication and dialogue with clients in conjunction with the business team for all credit related reporting and business updates.
  • Underwrites and structures new prospective transactions as well as renewals, extensions, increases, and material modifications and amendments for existing clients.
  • Leads external client meetings as well as internal deal team discussions and approval discussions with senior management. Identifies, outlines, and mitigates risks associated with potential lending opportunities, advises on all matters related to the Bank's Credit Policy and related procedures, and provides guidance on loan structures and risk appetite.
  • Reviews credit packages completed by junior team members and provides general guidance and mentorship.
  • Performs the required due diligence and analysis, produces the credit presentation in accordance with guidelines and policy while ensuring timely completion of the underwriting, presents credit requests to the required level of credit authority, and oversees the legal documentation and closing process.
  • Approves transactions under individual lending authority, when applicable.
  • Maintains oversight via internal reporting and dashboards of all ongoing portfolio monitoring requirements and client deliverables as well as compliance with all terms of the loan agreement including (i) financial reporting, (ii) covenant compliance, (iii) collateral monitoring, (iv) required third party reports, (v) annual reviews, and (vi) maturing loans and lines of credit. In coordination with the business team, maintains direct contact with clients as needed for account monitoring and administration and site visits.
  • Validates and analyzes reports such as financial statements, borrowing base certificates, collateral field examinations, appraisals, engineering reports, etc. to verify compliance. Escalates issues to appropriate levels and develops action plans as necessary.
  • Ensures credits are accurately risk rated and are properly monitored and reported.
  • Prepares all required quarterly reports and analysis including Criticized Loan Monitoring Reports as well as other portfolio management reports as required.
  • Participates in special projects and requests related to the management of the portfolio.

Required Skills:
  • Demonstrates a strong understanding of policies and procedures, underwriting guidelines and RACs.
  • Advanced knowledge of credit underwriting, financial accounting and loan documentation.
  • Advanced knowledge of how a deal should be structured and comfortability with conversing this structure to lenders.
  • Strong computer skills using Microsoft Word, Excel and Outlook.
  • Strong level of interpersonal and social skills needed to interact with loan officers, administrative staff and customers.
  • Ability to manage time efficiently.
  • Strong mathematical skills.
  • Strong credit skills.
  • Strong administrative skills.
  • Ability to write reports and business correspondence.
  • Ability to effectively present information and respond to questions.

Required Experience:
  • High School diploma or GED
  • Minimum of 7 years of experience in a commercial lending environment in a credit-oriented and underwriting position.

Preferred Experience:
  • Bachelor's degree in a related field and completion of a formal credit training program.

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