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Remote Credit Risk Underwriter Jobs in Spring Hill, FL

SENIOR UNDERWRITER

Tampa, FL · On-site +1

$93.10K - $110.10K/yr

This is a remote opportunity. If living outside of the area, travel expectations would be at least ... In-depth knowledge of credit, small business underwriting and risk analysis. * Prior use of ...

Remote Job Summary: As a Insurance Underwriter - Excess & Specialty, you'll apply your expertise to ... Identify risk factors, apply sound underwriting judgement, and ensure compliance with industry ...

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Remote Credit Risk Underwriter information

See Spring Hill, FL salary details

$39.5K

$74.1K

$126K

How much do remote credit risk underwriter jobs pay per year?

As of May 28, 2026, the average yearly pay for remote credit risk underwriter in Spring Hill, FL is $74,057.00, according to ZipRecruiter salary data. Most workers in this role earn between $59,400.00 and $86,100.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Remote Credit Risk Underwriter, and why are they important?

To thrive as a Remote Credit Risk Underwriter, you need strong analytical abilities, knowledge of credit policies, and experience in financial statement analysis, usually backed by a degree in finance, accounting, or a related field. Familiarity with credit risk assessment software, financial modeling tools, and relevant industry certifications such as CRC or CFA is typically required. Outstanding attention to detail, decision-making skills, and effective communication are vital soft skills for collaborating remotely and presenting risk findings. These competencies ensure accurate risk evaluations, minimize financial losses, and maintain strong client and team relationships in a virtual environment.

How does a Remote Credit Risk Underwriter typically collaborate with other departments while working off-site?

As a Remote Credit Risk Underwriter, you’ll regularly collaborate with loan officers, sales teams, and compliance staff through digital communication platforms such as email, video conferencing, and specialized underwriting software. Clear and timely communication is essential, since you'll often be relied upon for quick risk assessments and policy clarifications. Many organizations foster teamwork by holding virtual meetings, using project management tools, and maintaining shared digital workspaces to ensure remote underwriters stay connected and aligned with overall business goals.

What does a Remote Credit Risk Underwriter do?

A Remote Credit Risk Underwriter evaluates loan applications and assesses the creditworthiness of individuals or businesses from a remote location, typically working from home. They analyze financial statements, credit reports, and other relevant data to determine the risk involved in lending money. Their goal is to ensure that loans are only approved for applicants who are likely to repay them, thus minimizing losses for the lender. Remote underwriters use digital tools and platforms to perform their assessments and communicate with colleagues and clients.

What is the difference between Remote Credit Risk Underwriter vs Remote Credit Analyst?

AspectRemote Credit Risk UnderwriterRemote Credit Analyst
Primary RoleAssess and approve credit risk for loan applicationsAnalyze credit data to evaluate borrower creditworthiness
Required CredentialsTypically requires underwriting certifications, finance or banking backgroundOften requires finance or accounting background, sometimes certifications
Work EnvironmentCollaborates with underwriters, lenders, and risk teamsWorks with loan officers, clients, and risk management teams
Industry UsageCommon in banking, lending, and financial servicesWidely used in banking, mortgage, and lending sectors

While both roles involve analyzing credit data, the Remote Credit Risk Underwriter primarily makes approval decisions based on risk assessment, whereas the Remote Credit Analyst focuses on evaluating creditworthiness to inform lending decisions. Both roles require financial knowledge and often similar certifications, but their core responsibilities differ in scope and decision-making authority.

What job categories do people searching Remote Credit Risk Underwriter jobs in Spring Hill, FL look for? The top searched job categories for Remote Credit Risk Underwriter jobs in Spring Hill, FL are:
What cities near Spring Hill, FL are hiring for Remote Credit Risk Underwriter jobs? Cities near Spring Hill, FL with the most Remote Credit Risk Underwriter job openings:
Infographic showing various Remote Credit Risk Underwriter job openings in Spring Hill, FL as of May 2026, with employment types broken down into 6% Internship, 80% Full Time, and 14% Contract. Highlights an 100% Remote job distribution, with an average salary of $74,057 per year, or $35.6 per hour.
SENIOR UNDERWRITER

SENIOR UNDERWRITER

icba

Tampa, FL • On-site, Remote

$93.10K - $110.10K/yr

Other

Medical, Dental, Vision, Retirement

This job post has expired 1 day ago. Applications are no longer accepted.


Job description

TCM Bank is in Tampa, FL. This is a remote opportunity. If living outside of the area, travel expectations would be at least 4 times (overnight travel) per year. Qualified candidates located in the states where we do business will be considered: AL, AZ, DC, FL, GA, IA, KY, MA, MD, MI, MO, NE, NC, OH, PA, SC, TX, & VA.

SUMMARY:

The Senior Underwriter is responsible for underwriting small business, corporate, municipal, and non-profit credit card applications, and credit line increase requests. The role will also support consumer application underwriting as needed. The senior underwriter performs the necessary credit analysis, due diligence, and regulatory review for all credit requests with accuracy in a high-volume production environment.

DUTIES & RESPONSIBILITIES:
  1. This position requires in-depth knowledge to read, analyze and interpret personal and corporate financial documents including the balance sheet, income statement, tax returns and cash flow statement.   
  2. Underwriter must have the ability to apply mathematical concepts to analyze and interpret final statements of commercial clients providing a more comprehensive picture of the company’s financial stability and their ability to repay debt. 
  3. Underwriter must be able to compare a company to the industry standard.
  4. Underwriter must have the ability to effectively present information to the Bank’s Loan Committee and communicate with loan account officers. 
  5. Underwriter must demonstrate strong sense of logic and common-sense lending without increasing bank’s credit risk. 
  6. The position works closely with Management to establish and maintain an even workflow with constant processing turnaround times to meet service level agreements and goals. 
  7. This position provides backup for department leaders as needed. 
  8. Emphasis is placed on quality credit, lending practices, policy, and procedures, Federal and State Regulations and Client Relations.
  9. Other duties as assigned. 
QUALIFICATIONS:
  • Bachelor’s degree in business, finance, or math and / or 3+ years’ experience in underwriting credit card, small business, consumer lending or related field.
  • In-depth knowledge of credit, small business underwriting and risk analysis.
  • Prior use of automated processing and data base platforms.
  • In-depth knowledge of Federal and State Lending Regulations.
  • Strong analytical and problem-solving skills.
  • Strong oral and written communication skills.
  • Ability to work with minimum supervision.
  • Excellent organizational and time management skills.
  • Must be able to work in a high-volume production environment.
  • Self-motivated team player with high level of initiative, accountability, and adaptability.

TCM Bank, N.A. embraces the diversity of its applicants and employees and is proud to be an equal-opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, veteran status or any other characteristic protected by applicable law.

The actual compensation offered to the candidate will be finalized at the offer and may be above or below the posted range due to skill level, experience, industry-specific knowledge, education/certifications, etc.  The offer rate represents one component of TCM Bank's total compensation package.  Employees will also receive several benefits as listed below.  Other compensation for this position may include bonus eligibility in the TCM Bank Annual Bonus Plan.

Benefits Offered:

  • Competitive medical, dental and vision benefits
  • 401(k) and Roth 401(k) retirement plans with company match
  • Flexible spending accounts (medical and dependent care)
  • Company-paid parental leave
  • Educational assistance
  • Company-paid continuing education credits 
  • Paid employee assistance program
  • 12 paid holidays, including (3) Paid Employee Appreciation days each year, (2) Celebrate You Days for your Birthday & Anniversary, and company events. (More than your average company!)
  • Multiple time-off options for vacation, volunteering, or caring for yourself or loved ones.

TCM Bank is in Tampa, FL. This is a remote opportunity. If living outside of the area, travel expectations would be at least 4 times (overnight travel) per year. Qualified candidates located in the states where we do business will be considered: AL, AZ, DC, FL, GA, IA, KY, MA, MD, MI, MO, NE, NC, OH, PA, SC, TX, & VA or will be willing to relocate (TCM does not provide relocation).

No sponsorships available for this position.

Principals Only. No Agencies Please.