ZipRecruiter

Log In

2

Remote Credit Risk Underwriter Jobs in Miami, FL

Talent Cloud Staffing

Senior C&I Underwriter

Miami, FL · Remote

$150K - $160K/yr

Structure credit recommendations and clearly communicate risk, mitigants, and approval rationale ... Hybrid flexibility throughout Florida, with fully remote consideration for exceptional candidates

Sentara Healthcare

Underwriter

Doral, FL · On-site +1

Remote opportunities available in the following states: Alabama, Delaware, Florida, Georgia, Idaho ... The Underwriter is responsible for evaluating, assessing, and managing the risk associated with ...

Sentara Health

Underwriter

Miami, FL · On-site +1

$10K/mo

Remote opportunities available in the following states: Alabama, Delaware, Florida, Georgia, Idaho ... The Underwriter is responsible for evaluating, assessing, and managing the risk associated with ...

Greenbox Capital

Lead Product Manager

Miami, FL · Remote

$150K - $200K/yr

Ideally, have exposure to lending operations, credit risk, and underwriting. Tools & Expertise You ... Benefits Competitive Pay Flexible PTO Fully remote (US, ET hours) Full health, dental, and vision ...

Worth AI

Strategic Accounts Manager

Miami, FL · Remote

Working understanding of underwriting principles, credit risk, lending workflows, and financial data models * Strong knowledge of AI technologies and their applications in financial technology ...

next page

Showing results 1-20

All JobsCredit Risk Underwriter JobsRemote Credit Risk Underwriter JobsRemote Credit Risk Underwriter Jobs in Miami, FL

Remote Credit Risk Underwriter information

See Miami, FL salary details

$44.5K

$83.5K

$142K

How much do remote credit risk underwriter jobs pay per year?

As of Aug 6, 2026, the average yearly pay for remote credit risk underwriter in Miami, FL is $83,488.00, according to ZipRecruiter salary data. Most workers in this role earn between $67,000.00 and $97,100.00 per year, depending on experience, location, and employer.

How does a remote credit risk underwriter typically collaborate with other departments while working off-site?

As a Remote Credit Risk Underwriter, you’ll regularly collaborate with loan officers, sales teams, and compliance staff through digital communication platforms such as email, video conferencing, and specialized underwriting software. Clear and timely communication is essential, since you'll often be relied upon for quick risk assessments and policy clarifications. Many organizations foster teamwork by holding virtual meetings, using project management tools, and maintaining shared digital workspaces to ensure remote underwriters stay connected and aligned with overall business goals.

What does a remote credit risk underwriter do?

A Remote Credit Risk Underwriter evaluates loan applications and assesses the creditworthiness of individuals or businesses from a remote location, typically working from home. They analyze financial statements, credit reports, and other relevant data to determine the risk involved in lending money. Their goal is to ensure that loans are only approved for applicants who are likely to repay them, thus minimizing losses for the lender. Remote underwriters use digital tools and platforms to perform their assessments and communicate with colleagues and clients.

What is the difference between Remote Credit Risk Underwriter vs Remote Credit Analyst?

AspectRemote Credit Risk UnderwriterRemote Credit Analyst
Primary RoleAssess and approve credit risk for loan applicationsAnalyze credit data to evaluate borrower creditworthiness
Required CredentialsTypically requires underwriting certifications, finance or banking backgroundOften requires finance or accounting background, sometimes certifications
Work EnvironmentCollaborates with underwriters, lenders, and risk teamsWorks with loan officers, clients, and risk management teams
Industry UsageCommon in banking, lending, and financial servicesWidely used in banking, mortgage, and lending sectors

While both roles involve analyzing credit data, the Remote Credit Risk Underwriter primarily makes approval decisions based on risk assessment, whereas the Remote Credit Analyst focuses on evaluating creditworthiness to inform lending decisions. Both roles require financial knowledge and often similar certifications, but their core responsibilities differ in scope and decision-making authority.

What are the key skills and qualifications needed to thrive as a remote credit risk underwriter?

To thrive as a Remote Credit Risk Underwriter, you need strong analytical abilities, knowledge of credit policies, and experience in financial statement analysis, usually backed by a degree in finance, accounting, or a related field. Familiarity with credit risk assessment software, financial modeling tools, and relevant industry certifications such as CRC or CFA is typically required. Outstanding attention to detail, decision-making skills, and effective communication are vital soft skills for collaborating remotely and presenting risk findings. These competencies ensure accurate risk evaluations, minimize financial losses, and maintain strong client and team relationships in a virtual environment.
What are the most commonly searched types of Credit Risk Underwriter jobs in Miami, FL? The most popular types of Credit Risk Underwriter jobs in Miami, FL are:
What are popular job titles related to Remote Credit Risk Underwriter jobs in Miami, FL? For Remote Credit Risk Underwriter jobs in Miami, FL, the most frequently searched job titles are:
What job categories do people searching Remote Credit Risk Underwriter jobs in Miami, FL look for? The top searched job categories for Remote Credit Risk Underwriter jobs in Miami, FL are:
What cities near Miami, FL are hiring for Remote Credit Risk Underwriter jobs? Cities near Miami, FL with the most Remote Credit Risk Underwriter job openings:
Remote Credit Risk Underwriter jobs near you
Infographic showing various Remote Credit Risk Underwriter job openings in Miami, FL as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% Remote job distribution, with an average salary of $83,488 per year, or $40.1 per hour.

Senior C&I Underwriter

Talent Cloud Staffing

Miami, FL • Remote

$150K - $160K/yr

Full-time

Medical, Dental, PTO

Posted 28 days ago

Job description

Senior Commercial & Industrial (C&I) Underwriter

Location: Hybrid from one of the Florida office locations or Fully Remote (for exceptional candidates)

Department: Commercial Credit

Employment Type: Full-Time

About the Opportunity

A well-capitalized, publicly traded regional bank is continuing to expand its Commercial Banking platform and is seeking experienced Senior C&I Underwriters to join its growing Commercial Credit team.

This is a highly visible role supporting a collaborative, relationship-driven credit culture focused exclusively on Commercial & Industrial lending (no CRE). The ideal candidate is a strong technical underwriter who enjoys partnering with Relationship Managers, structuring complex transactions, and serving as a trusted credit advisor on middle-market and corporate lending relationships.

This opportunity offers exposure to executive credit leadership, a collaborative team environment, strong work-life balance, and long-term career growth.

Key Responsibilities

  • Independently underwrite and structure new and existing middle-market and corporate C&I credit relationships
  • Prepare comprehensive credit memorandums including detailed financial statement analysis, global cash flow analysis, covenant analysis, collateral evaluation, and risk assessment
  • Analyze complex borrower structures, repayment sources, guarantor support, industry trends, and policy exceptions
  • Structure credit recommendations and clearly communicate risk, mitigants, and approval rationale
  • Partner closely with Relationship Managers to structure financing solutions that meet both client needs and the bank's credit standards
  • Perform annual reviews, renewals, modifications, risk rating assessments, and portfolio monitoring
  • Monitor covenant compliance, emerging risks, criticized assets, and policy exceptions
  • Present and defend underwriting recommendations to senior credit leadership as appropriate
  • Mentor and support junior underwriters while contributing to a collaborative team environment
  • Ensure compliance with internal credit policy, regulatory requirements, and sound underwriting practices

Required Qualifications

  • 7+ years of commercial credit underwriting experience with a strong emphasis on Commercial & Industrial lending
  • Proven experience underwriting middle-market and larger corporate C&I relationships
  • Demonstrated experience writing complete credit memorandums from initial analysis through recommendation
  • Strong financial analysis, cash flow modeling, covenant analysis, and credit structuring skills
  • Experience with larger and more complex commercial transactions, typically in the $20MM-$50MM+ range
  • Ability to independently evaluate credit risk and confidently defend underwriting recommendations
  • Excellent written and verbal communication skills

Preferred Qualifications

  • Experience with Asset-Based Lending (ABL), Trade Finance, Syndicated or Participation Lending
  • Formal commercial credit training and/or Finance degree
  • Experience within a large regional or national banks
  • Experience underwriting multi-entity and complex borrower structures
  • Experience mentoring junior underwriters or serving as a senior technical resource
  • Familiarity with commercial loan origination and credit platforms (nCino, FIS IBS, Salesforce, or similar)

What We're Looking For

The successful candidate is more than just a strong underwriter—they're a collaborative business partner who combines sound credit judgment with excellent communication skills. They can confidently defend their recommendations when appropriate, remain receptive to constructive feedback, and thrive in a team-oriented environment where relationship building and mutual respect are highly valued.

Why Join?

  • Well-capitalized, publicly traded regional bank with continued commercial banking growth
  • Strong executive visibility and exposure to senior credit leadership
  • Clear opportunities for career growth and pipeline to leadership roles for driven candidates
  • Collaborative, supportive, family-oriented culture
  • Emphasis on work-life balance and employee development
  • Hybrid flexibility throughout Florida, with fully remote consideration for exceptional candidates
  • Competitive compensation:
    • Base Salary: $150,000-$160,000
    • Target Annual Incentive: base of 15% (up to 24%)
    • Comprehensive benefits package