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Remote Credit Balance Jobs (NOW HIRING)

Ruoff Mortgage

Remote DE FHA Underwriter

Fort Wayne, IN ¡ Remote

$70K - $80K/yr

Analyze full credit packages and verify loan quality * Recommend decisions on loans exceeding ... Time Off: Paid vacation, holidays, and personal time for a healthy work-life balance * Career ...

ABLM Inc.

Medical Coder

Richmond, VA ¡ Remote

$18.50 - $24.75/hr

... denials management, credit balance clean up, and patient access to ensure maximum revenue ... Role Description This is an Interim contract remote role for a Hospital Follow-up/Collections ...

ABLM Inc.

Medical Coder

Manhattan, NY ¡ Remote

$20.75 - $27.50/hr

... denials management, credit balance clean up, and patient access to ensure maximum revenue ... Role Description This is an Interim contract remote role for a Hospital Follow-up/Collections ...

DaVita

Revenue Specialist III, ROPS

Fpo, AE ¡ On-site +1

$20.50 - $28/hr

DaVita is currently looking for a Sr. Credit Balance Specialist for our Revenue Operations ... Hybrid and remote position available. All necessary equipment is provided. ESSENTIAL DUTIES AND ...

Morris & Dickson Co., LLC

Credit Manager

Shreveport, LA ¡ On-site +1

Working closely with Sales, Accounts Receivable, Legal, and Finance, you'll help balance customer ... Location This role is open to candidates based in Shreveport or remote, ideally in Dallas or a ...

First Help Financial

Project Manager

Needham, MA ¡ On-site +1

$117K/yr

Director of Credit program Management Your Location: Remote/Anywhere within the US Your ... balance. While we work hard and care deeply about our customers and partners, we want you to have ...

Corpay

Credit Analyst III

Brentwood, TN ¡ On-site +1

Collaborating with sales teams to find credit alternatives that balance gaining new business while ... Monthly home internet stipend (for remote employees) * Robust PTO offerings including major ...

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Remote Credit Balance information

What is a Remote Credit Balance specialist?

A Remote Credit Balance specialist is a professional who works from a remote location to manage and resolve credit balances, typically in healthcare or finance settings. Their primary responsibility is to investigate and reconcile overpayments or credit balances on customer or patient accounts. They analyze accounts, process refunds, apply adjustments, and communicate with clients or patients to resolve discrepancies. This role requires attention to detail, strong analytical skills, and experience with billing systems. Remote Credit Balance specialists help organizations maintain accurate financial records and ensure compliance with regulations.

What is the difference between Remote Credit Balance vs Remote Accounts Receivable Specialist?

AspectRemote Credit BalanceRemote Accounts Receivable Specialist
Required CredentialsAccounting or finance background, certifications like CPA or CPA-eligibleAccounting or finance background, certifications often preferred
Work EnvironmentRemote, finance or accounting departmentsRemote, finance or accounting departments
Employer & Industry UsageFinancial institutions, corporations, accounting firmsFinancial institutions, corporations, accounting firms
Common Search & Comparison IntentUnderstanding roles related to credit managementManaging accounts receivable and collections

Remote Credit Balance specialists focus on managing and reconciling credit balances, ensuring accurate credit account statuses. Remote Accounts Receivable Specialists handle invoicing, collections, and tracking outstanding payments. While both roles involve finance and accounting skills, they differ in specific responsibilities and focus areas within the finance department.

What are the key skills and qualifications needed to thrive as a Remote Credit Balance Specialist, and why are they important?

To excel as a Remote Credit Balance Specialist, you generally need strong analytical skills, attention to detail, and experience in medical billing or accounting, often supported by a relevant degree or certification. Familiarity with revenue cycle management systems, electronic health records (EHRs), and billing software like Epic or Cerner is typically required. Exceptional problem-solving abilities, organizational skills, and effective written communication are valuable soft skills for this role. These competencies ensure accurate account reconciliation, timely resolution of credit balances, and compliance with healthcare regulations in a remote work environment.

What are some common challenges faced by professionals in remote credit balance roles, and how can they be addressed?

Professionals in remote credit balance positions often face challenges such as limited access to in-person support, the need for strong self-motivation, and ensuring data accuracy while working independently. Communication can be more complex, requiring proactive engagement with team members and other departments, typically through virtual meetings or messaging platforms. To overcome these challenges, it's important to establish clear processes, maintain regular check-ins with supervisors, and utilize secure, efficient software for managing accounts and reconciling balances. Many organizations also provide training and support networks to help remote employees succeed in this role.
Infographic showing various Remote Credit Balance job openings in the United States as of May 2026, with employment types broken down into 100% Full Time. Highlights an 100% Remote job distribution.
Remote DE FHA Underwriter

Remote DE FHA Underwriter

Ruoff Mortgage Company Inc

Fort Wayne, IN • On-site, Remote

$70K - $80K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 17 days ago

Job description

Job Type
Full-time
Description
Position Summary
Ruoff Mortgage is hiring an experienced DE FHA Underwriter to join our remote Credit Underwriting Team. If you're a detail-oriented professional with at least 3 years of mortgage underwriting experience and a current DE certification, we want to hear from you! You'll be responsible for reviewing both government and conventional mortgage loan applications to ensure compliance, creditworthiness, and investor eligibility. This is a key role in supporting fast, accurate closings.
Essential Responsibilities
  • Underwrite FHA, VA, and conventional mortgage loans
  • Ensure loans meet company, investor, and agency guidelines
  • Analyze full credit packages and verify loan quality
  • Recommend decisions on loans exceeding authority levels
  • Support processors and correspondents with guideline interpretation
  • Respond to post-closing audits and quality control reviews
  • Assist with training of new underwriters when needed
  • Maintain a professional image and standard consistent with company policies and procedures
  • Responsible for a high level of confidentiality and security while handling company information; verbal and/or written documentation
  • Perform other tasks as requested

Knowledge, Skills and Abilities
  • Strong verbal and written communication skills, with the ability to interpret legal documents and explain details to both technical and non-technical staff
  • Excellent organizational skills with the ability to manage multiple files and priorities simultaneously while maintaining accuracy
  • Proficient in identifying and resolving discrepancies, understanding relevant lending laws and regulations, and performing accurate financial calculations
  • Tech-savvy and able to quickly learn and adapt to new systems and underwriting tools
  • Critical thinker with sound judgment and decision-making ability under deadlines
  • Self-motivated, goal-oriented, and committed to delivering high-quality work
  • Detail-oriented with strong recordkeeping and document retrieval skills

Experience and Training
  • 3+ years of mortgage underwriting experience - Required
  • DE/FHA Certification - Required
  • SAR designation - Preferred
  • Deep knowledge of FHA/VA/agency underwriting guidelines
  • High attention to detail and quality control
  • Proficient in Microsoft Office (Word, Excel, Outlook)
  • Bachelor's degree preferred (HS diploma required)

Requirements
Physical Demands and Work Environment
Physical Demands:
  • This is a remote, primarily sedentary position that involves extended periods of computer use and screen time (50% or more)
  • Occasional movement such as walking, reaching, or light lifting (up to 15 lbs) may be required
  • Clear and effective verbal and written communication is essential, especially via phone, video calls, and messaging platforms
  • Regular, reliable attendance during standard business hours (8am-5pm EST) is required

Work Environment:
  • Fully remote position - work from a dedicated home office environment
  • Must have access to reliable internet and a quiet, professional space suitable for handling sensitive information
  • Daily use of standard remote office technology, including a computer, phone, and secure digital systems
Why Choose a Career at Ruoff Mortgage?
At Ruoff Mortgage, we believe that where you work, and how you feel about your work, matters. That's why we're committed to providing the tools, support, and environment you need to thrive. When you join our team, you're not just taking a job, you're building a career with a company that values your expertise, encourages growth, and treats people like people.
We're proud to offer a collaborative, team-oriented culture alongside meaningful work that helps individuals and families achieve homeownership.
What You'll Get: Ruoff Strong Total Rewards
Our comprehensive benefits package is designed to support your personal well-being and professional success:
  • Health & Wellness: Medical, dental, and vision plans to keep you and your family covered
  • Retirement Savings: 401(k) with company match to help you plan for the future
  • Time Off: Paid vacation, holidays, and personal time for a healthy work-life balance
  • Career Growth: Access to training, education, and advancement opportunities
  • Employee Assistance Program (EAP): Free, confidential support for personal or professional challenges
Additional Information:
  • Ruoff Mortgage is an equal opportunity employer committed to fostering a diverse and inclusive workplace. We consider applicants without regard to race, color, religion, sex, national origin, age, disability, veteran status, sexual orientation, gender identity, or any other protected characteristic under law.
  • We provide reasonable accommodations to qualified individuals with disabilities throughout the hiring process. If you need assistance or accommodation, please contact us.
  • Employment with Ruoff Mortgage is "at-will," meaning either the employee or the company may end the employment relationship at any time, with or without cause or notice.
  • This job description is intended to describe the general nature and level of work performed and is not a contract or guarantee of employment. Duties may be modified based on business needs.
  • This is a remote position with working hours of 8am-5pm EST.
  • The pay range for this position is $70,000 to $80,000 base salary, plus production bonuses. This range represents the minimum and maximum pay we anticipate offering. Actual pay will be based on qualifications, experience, and business needs.
  • Applicants have the right to inquire about the actual pay offered for the position. We also offer a comprehensive benefits package, including health insurance, 401(k) plan, and paid time off.
  • Only candidates selected for an interview will be contacted.

Salary Description
$70,000-$80,000/year, plus production bonuses

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