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Remote Consumer Loan Underwriter Jobs in Decatur, GA

Silverton Mortgage

Senior Underwriter

Atlanta, GA · Remote

$94K - $112K/yr

... loan process that offers a competitive edge We have fun! Role: Senior Underwriter Department : Underwriting Workstyle: Remote Eligible Pay: The total expected pay range including bonus for this ...

Clayton

Senior Underwriter

Atlanta, GA · Remote

$94K - $112K/yr

... loan process that offers a competitive edge • We have fun! Role: Senior Underwriter Department : Underwriting Workstyle: Remote Eligible Pay: The total expected pay range including bonus for this ...

Huntington

Underwriter Senior - Home Lending

Atlanta, GA · On-site +1

$112K/yr

Underwrite residential first mortgage and/or Home Equity loan applications received from mortgage ... Remote roles will also have the opportunity to come together in our offices for moments that matter.

Huntington

Underwriter Senior - Home Lending

Atlanta, GA · On-site +1

$112K/yr

Underwrite residential first mortgage and/or Home Equity loan applications received from mortgage ... Remote roles will also have the opportunity to come together in our offices for moments that matter.

Huntington

Underwriter Senior - Home Lending

Atlanta, GA · On-site +1

$112K/yr

Underwrite residential first mortgage and/or Home Equity loan applications received from mortgage ... Remote roles will also have the opportunity to come together in our offices for moments that matter.

Crebrid+WCL

Loan Officer - Remote

Atlanta, GA · Remote

Serve as a trusted advisor by educating real estate investors on financing solutions, underwriting requirements, and loan program options; deliver tailored financial guidance to support repeat ...

Huntington

Mortgage Loan Officer-Retail

Atlanta, GA · On-site +1

Knowledge of mortgage procedures, documentation, and underwriting guidelines * Demonstrated ability ... Remote roles will also have the opportunity to come together in our offices for moments that matter.

Huntington

Mortgage Loan Officer-Retail

Atlanta, GA · On-site +1

... for underwriting. Responsible for maintaining client relationships. Advises customers on the ... Remote roles will also have the opportunity to come together in our offices for moments that matter.

Huntington

Mortgage Loan Officer-Retail

Atlanta, GA · On-site +1

Knowledge of mortgage procedures, documentation, and underwriting guidelines * Demonstrated ability ... Remote roles will also have the opportunity to come together in our offices for moments that matter.

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Remote Consumer Loan Underwriter information

See Decatur, GA salary details

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$23

$34

How much do remote consumer loan underwriter jobs pay per hour?

As of Jul 30, 2026, the average hourly pay for remote consumer loan underwriter in Decatur, GA is $23.52, according to ZipRecruiter salary data. Most workers in this role earn between $19.95 and $26.30 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in the Remote Consumer Loan Underwriter position, and why are they important?

A Remote Consumer Loan Underwriter should have a solid understanding of credit risk assessment, loan documentation review, and knowledge of financial regulations, supported by a degree in finance, business, or a related field. Familiarity with loan origination systems (LOS), automated underwriting software, and often certifications like Certified Mortgage Underwriter (NAMU) are important technical requirements. Excellent attention to detail, strong analytical thinking, effective communication, and the ability to work independently are crucial soft skills. These skills and qualities are vital to accurately evaluate loan applications, minimize risks for lenders, and ensure regulatory compliance in a remote work environment.

What is a Remote Consumer Loan Underwriter job?

A Remote Consumer Loan Underwriter evaluates loan applications to determine creditworthiness while working from a remote location. They analyze applicants' financial history, income, credit reports, and other factors to assess risk and ensure compliance with lending guidelines. This role requires strong analytical skills, attention to detail, and knowledge of lending regulations. Underwriters collaborate with loan officers and may communicate with applicants to clarify information. Their decisions impact loan approvals, interest rates, and terms.

What are some common challenges faced by Remote Consumer Loan Underwriters and how can they be overcome?

Remote Consumer Loan Underwriters often face challenges such as limited in-person collaboration, clarity in communication with applicants or team members, and the need to stay updated with shifting lending regulations or market conditions. Staying organized, leveraging digital collaboration tools, and participating in ongoing professional development are effective ways to overcome these hurdles. Additionally, building a strong rapport with colleagues through regular virtual meetings and prompt communication helps ensure smooth workflow. Ultimately, staying proactive and adaptable can lead to success in a remote setting and foster opportunities for career advancement.

What job categories do people searching Remote Consumer Loan Underwriter jobs in Decatur, GA look for? The top searched job categories for Remote Consumer Loan Underwriter jobs in Decatur, GA are:
What cities near Decatur, GA are hiring for Remote Consumer Loan Underwriter jobs? Cities near Decatur, GA with the most Remote Consumer Loan Underwriter job openings:
Remote Consumer Loan Underwriter jobs near you
Infographic showing various Remote Consumer Loan Underwriter job openings in Decatur, GA as of July 2026, with employment types broken down into 100% Full Time. Highlights an 100% Remote job distribution, with an average salary of $48,923 per year, or $23.5 per hour.

Mortgage Government Underwriter III

United Community Bank

Alpharetta, GA • Remote

$60K - $93K/yr

Full-time

PTO

Re-posted 24 days ago

Job description

Overview: The Mortgage Government Underwriter III is responsible for underwriting residential mortgage loans in compliance with company policies, investor guidelines, and all applicable regulatory requirements. This role underwrites a wide range of loan products, including Conventional, FHA, VA, USDA, Portfolio, and specialty programs, and plays a critical role in ensuring quality, accuracy, and sound credit decisions.   This position requires strong technical expertise, independent judgment, and the ability to underwrite complex loans efficiently in a high‑volume, fast‑paced environment. You will partner closely with Loan Originators, Processors, and Sales leadership to complete thorough reviews and secure required documentation in support of timely loan decisions. What You’ll Do: • Underwrite Conventional, FHA, VA, USDA, Portfolio, and Special Program loans for accuracy, completeness, and regulatory compliance • Review and evaluate borrower profiles, including income, assets, credit, tax returns, fraud reports, and collateral documentation • Analyze and calculate complex personal and business income, including self‑employed and multi‑source income scenarios • Utilize automated underwriting systems (DU/LPA) and risk assessment tools to support loan decisioning • Rework loan terms, identify additional conditions, and ensure each file supports a clear, defensible credit decision • Maintain strong knowledge of secondary market guidelines, investor requirements, and government lending regulations • Meet established service‑level decision timelines with minimal supervision • Communicate clearly with Originators, Processors, Sales Managers, and leadership regarding file status and loan decisions • Assist with complex or escalated loan files and collaborate with peer underwriters as needed • Provide coverage for other underwriters’ pipelines, including condition review and PTO coverage • Support quality control efforts, repurchase reviews, and rebuttal responses as required Requirements For Success: • 5–7 years of recent government underwriting experience required • Active DE, SAR, or LAPP government designation required • Experience underwriting a variety of loan products, including FHA, VA, USDA, Conventional, Bond, Jumbo, Non‑QM, and Construction • Encompass experience required • Strong ability to analyze complex individual and business financials, including tax returns, P&Ls, and cash flow • Deep knowledge of secondary market guidelines for Fannie Mae, Freddie Mac, and government programs • Ability to structure loans appropriately to ensure salability and compliance • Demonstrated accountability for underwriting decisions and sound risk assessment • Strong organizational, time management, and multi‑tasking skills • Clear written and verbal communication skills with the ability to explain loan decisions to multiple stakeholders • Detail‑oriented, self‑directed, and collaborative work style   Conditions of Employment: • Must be able to pass a criminal background & credit check • This is a full-time, remote position   FLSA Status: Non-Exempt   Ready to take your career to the next level? Apply now and become a vital part of our team!   We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state, or local protected class.   Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.   Pay Range: USD $60,466.00 - USD $93,119.00 /Yr.

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