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Remote Commercial Insurance Jobs in Springfield, MO

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Director of Sales, Retail

Springfield, MO · Remote

$160K - $195K/yr

Negotiate pricing, promotions, and commercial agreements * Identify whitespace and category ... insurance Retirement / 401(k) program Paid holidays and PTO Remote working flexibility Career ...

All JobsCommercial Insurance JobsRemote Commercial Insurance JobsRemote Commercial Insurance Jobs in Springfield, MO

Remote Commercial Insurance information

See Springfield, MO salary details

$28.2K

$52.9K

$78.7K

How much do remote commercial insurance jobs pay per year?

As of Jul 27, 2026, the average yearly pay for remote commercial insurance in Springfield, MO is $52,938.00, according to ZipRecruiter salary data. Most workers in this role earn between $43,700.00 and $60,500.00 per year, depending on experience, location, and employer.

What is a Remote Commercial Insurance job?

A Remote Commercial Insurance job involves working from a location outside of a traditional office to provide insurance solutions for businesses. People in these roles help companies assess risks, select appropriate insurance policies, and manage claims, all through digital communication and online platforms. Responsibilities can include sales, underwriting, customer service, or claims adjustment, depending on the specific position. Working remotely allows for flexibility and can involve collaborating with clients and teams across various locations.

What are the key skills and qualifications needed to thrive as a Remote Commercial Insurance Specialist, and why are they important?

To thrive as a Remote Commercial Insurance Specialist, you need a solid understanding of insurance products, underwriting principles, risk assessment, and typically a state insurance license. Familiarity with insurance management software, CRM systems, and quoting platforms is important for efficient client and policy management. Strong communication, self-motivation, and organizational skills help you build client relationships and work independently in a remote setting. These competencies are essential for delivering effective insurance solutions, maintaining compliance, and achieving sales or service targets remotely.

What Are Remote Commercial Insurance Jobs?

Commercial insurance refers to any type of insurance policy that provides insurance coverage for businesses, like liability, auto, or property insurance. In remote commercial insurance jobs, you work from home, assisting clients with their insurance needs. Your duties can include helping clients complete applications, managing client accounts, and assisting clients with meeting their commercial insurance responsibilities. Although these are remote roles, you may need to travel, occasionally, to a client’s business to host meetings, explain insurance options, and sign paperwork, but most of your communication is accomplished via phone and email.

How does working remotely as a Commercial Insurance professional impact collaboration with clients and team members?

Working remotely in Commercial Insurance means you'll rely heavily on digital communication tools to collaborate with both clients and colleagues. Regular video calls, emails, and instant messaging are essential for maintaining strong relationships and ensuring clear communication, especially when discussing policy details or handling claims. While you may miss out on some in-person interactions, many organizations have established robust virtual processes to support teamwork and client engagement. Adapting to remote work can present challenges, such as managing time zones and staying organized, but it also offers flexibility and the ability to serve clients efficiently from any location.

What is the difference between Remote Commercial Insurance vs Remote Property & Casualty Insurance Agent?

AspectRemote Commercial InsuranceRemote Property & Casualty Insurance Agent
CertificationsLicenses in commercial lines, such as CPCU or CICLicenses in property & casualty insurance, such as P&C license
Work EnvironmentRemote or office-based, focusing on commercial clientsRemote or office-based, serving personal and commercial clients
Industry UsagePrimarily in commercial insurance sectorIn both personal and commercial insurance sectors
Job FocusRisk assessment and policy placement for businessesPolicy sales and service for property & casualty policies

Remote Commercial Insurance professionals specialize in commercial policies, requiring specific commercial licenses and focusing on business clients. In contrast, Remote Property & Casualty Insurance Agents handle both personal and commercial policies, often with broader licensing. While both roles involve insurance sales and customer service, their target clients and certifications differ.

More about Remote Commercial Insurance jobs
What job categories do people searching Remote Commercial Insurance jobs in Springfield, MO look for? The top searched job categories for Remote Commercial Insurance jobs in Springfield, MO are:
What cities near Springfield, MO are hiring for Remote Commercial Insurance jobs? Cities near Springfield, MO with the most Remote Commercial Insurance job openings:
Remote Commercial Insurance jobs near you
Infographic showing various Remote Commercial Insurance job openings in Springfield, MO as of July 2026, with employment types broken down into 88% Full Time, 10% Part Time, 1% Contract, and 1% Nights. Highlights an 92% Physical, 3% Hybrid, and 5% Remote job distribution, with an average salary of $52,938 per year, or $25.5 per hour.
Binding Authority Underwriter - Garage

Binding Authority Underwriter - Garage

Ryan Specialty

Springfield, MO • On-site, Remote

Full-time

PTO

Posted 12 days ago

Job description

RT Specialty, a division of Ryan Specialty, is a leading wholesale distributor of specialty insurance products and services. Our experienced brokers are specialized in property, casualty, professional lines, transportation and workers' compensation, providing creative solutions to retail brokerage firms. We define ourselves through our superior execution on behalf of our clients, which has established us as a leader in the industry.

Position Summary

The Binding Authority Underwriter is responsible for managing and growing a portfolio of Garage business by evaluating, selecting, pricing, and servicing insurance risks within established underwriting authority and carrier guidelines. This role has a strong emphasis on renewal underwriting while also supporting profitable new business growth opportunities.
The ideal candidate is a proactive, detail-oriented underwriter who enjoys analyzing risks, researching coverage issues, and building strong relationships with agency partners. Success in this role requires sound underwriting judgment, responsiveness, strong organizational skills, and the ability to independently review submissions, evaluate exposures, and make informed underwriting decisions.
Location: The ideal candidate would be located and work hybrid out of either our Springfield or Kansas City, MO office. Open to a remote candidate in MO for the right candidate,

What will your job entail?

Key Responsibilities:

  • Underwrite and manage Garage renewal and new business accounts in accordance with underwriting authority and carrier guidelines.

  • Assess, analyze, and price renewals, new business submissions, and policy endorsements.

  • Review applications, loss history, inspection reports, and supporting documentation to evaluate risk acceptability.

  • Determine appropriate classifications, exposures, coverage forms, endorsements, credits, and debits.

  • Analyze risks and recommend coverage solutions that support profitability and long-term portfolio performance.

  • Utilize carrier portals and underwriting systems to review risks, obtain quotes, and process transactions.

  • Compare renewal accounts against new submissions and identify opportunities for growth and retention.

  • Communicate underwriting decisions, quote terms, conditions, and coverage recommendations to agency partners.

  • Maintain accurate underwriting documentation and clearly document underwriting rationale within files and systems.

  • Ensure timely issuance of policies, endorsements, and renewal transactions.

  • Manage broker and agency relationships through responsive service and ongoing communication.

  • Follow referral and underwriting authority guidelines while maintaining compliance with carrier and regulatory requirements.

  • Collaborate with underwriting, operations, and carrier partners to address complex risks and coverage questions.

  • Monitor market conditions, carrier appetite, and underwriting trends impacting Garage business.

Qualifications:

Required:

  • 2+ years of commercial insurance underwriting experience, preferably within Binding Authority, MGA, or Wholesale environments.

  • Experience underwriting Garage business, including evaluating risks, coverage forms, and carrier guidelines.

  • Knowledge of commercial property and casualty insurance principles.

  • Experience reviewing applications, loss runs, inspections, and supporting underwriting documentation.

  • Ability to interpret and apply carrier underwriting guidelines.

  • Strong analytical, organizational, and problem-solving skills.

  • Excellent verbal and written communication skills.

  • Ability to manage multiple priorities while maintaining accuracy and responsiveness.

Preferred:

  • 3+ years of Binding Authority underwriting experience.

  • Experience underwriting Garage operations, including repair shops, service operations, dealers, towing, or related risks.

  • Experience working with carriers such as Colony Specialty, Atlanta Casualty, Core Specialty, or similar markets.

  • Bachelor's degree in Business, Risk Management, Finance, Insurance, or a related field.

  • Relevant industry designations such as CPCU or CIC.

  • Experience supporting both renewal retention and profitable new business growth initiatives.

Ryan Specialty is an Equal Opportunity Employer. We are committed to building and sustaining a diverse workforce throughout the organization.Our vision is an inclusive and equitable workplace where all employees are valued for and evaluated on their performance and contributions. Differences in race, creed, color, religious beliefs, physical or mental capabilities, gender identity or expression,sexual orientation, and many other characteristics bring together varied perspectives and add value to the service we provide our clients, trading partners,and communities.This policy extends to all aspects of our employment practices, including but not limited to, recruiting, hiring, discipline, firing, promoting, transferring, compensation, benefits, training, leaves of absence, and other terms, conditions, and benefits of employment.

How We Support Our Teammates

Ryan Specialty seeks to offer our employees a comprehensive and best-in-class benefits package that helps them - and their family members - achieve their physical, financial, and emotional well-being goals. In addition to paid time off for company holidays, vacation, sick and personal days, Ryan offers paid parental leave, mental health services and more.

The target salary range for this position is $78,750.00 - $80,000.00 annually.

The wage range for this role considers many factors, such as training, transferable skills, work experience, licensure and certification, business needs, and market demands. The pay range is subject to change and may be modified in the future. Full-time roles are eligible for bonuses and benefits. For additional information on Ryan Specialty Total Rewards, visit our website https://benefits.ryansg.com/.

We provide individuals with disabilities reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment in accordance with applicable law. Please contact us to request an accommodation at HR@Ryansg.com

The above is intended to describe this job's general requirements. It is not to be construed as an exhaustive statement of duties, responsibilities, or physical requirements. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

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