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Remote Claims Adjuster Jobs in Decatur, AL (NOW HIRING)

Remote Claims Adjuster information

See Decatur, AL salary details

$28.6K

$60.6K

$84.4K

How much do remote claims adjuster jobs pay per year?

As of Jul 17, 2026, the average yearly pay for remote claims adjuster in Decatur, AL is $60,568.00, according to ZipRecruiter salary data. Most workers in this role earn between $47,800.00 and $70,800.00 per year, depending on experience, location, and employer.

How much do remote adjusters make?

Remote claims adjusters typically earn between $45,000 and $75,000 annually, depending on experience, certifications, and the complexity of claims handled. Some experienced adjusters or those working for specialized insurance lines can earn over $80,000 per year. Compensation often includes benefits and opportunities for bonuses based on performance.

What are the key skills and qualifications needed to thrive as a Remote Claims Adjuster, and why are they important?

To thrive as a Remote Claims Adjuster, you need strong analytical skills, attention to detail, and a relevant educational background such as a bachelor's degree or industry certifications like AIC or CPCU. Familiarity with claims management software, digital communication tools, and document management systems is typically required. Effective communication, negotiation, and time management help you excel in handling complex claims and working independently. These skills ensure accurate claims processing, timely resolutions, and high customer satisfaction in a virtual work environment.

How to become a remote claims adjuster?

To become a remote claims adjuster, you typically need a high school diploma or equivalent, along with relevant insurance licensing which varies by state or country. Gaining experience in insurance claims, developing strong communication and analytical skills, and obtaining certifications such as the AIC or CPCU can improve job prospects. Many employers also require proficiency with claims management software and the ability to work independently in a remote environment.

What is a Remote Claims Adjuster?

A Remote Claims Adjuster is an insurance professional who evaluates and processes insurance claims from a remote location, rather than from a traditional office. They review documentation, investigate claims, communicate with policyholders, and determine the validity and value of each claim using digital tools and software. This role requires strong analytical, communication, and organizational skills, as well as the ability to work independently. Remote Claims Adjusters often handle claims related to property, auto, health, or other types of insurance, depending on their employer.

What companies hire remote claims adjusters?

Many insurance companies and third-party claims adjusting firms hire remote claims adjusters, including large organizations like State Farm, Allstate, Progressive, and Farmers Insurance. These companies often require adjusters to have relevant certifications and experience, and they typically provide training and access to claims management software for remote work.

Is claim adjusting a dying field?

Claim adjusting remains a stable profession with ongoing demand, especially as insurance companies require adjusters to evaluate claims for property, auto, and health insurance. The field is evolving with technology, such as claims management software and virtual inspections, but the need for skilled adjusters continues to grow, particularly for remote work opportunities.

What Does a Remote Claims Adjuster Do?

The job duties of a remote claims adjuster involve taking steps to review, analyze, and investigate insurance claims. As a remote claims adjuster, you work from home, but you may have to travel to investigate cases related to vehicles or property. You view documents and reports related to the claim and assess variables, such as liability and the coverage offered in the insurance policy. You consult with experts, including doctors in the case of casualty claims. You may assist in the settlement of a claim by negotiating with the insurance policyholder.

What are some common challenges faced by remote claims adjusters and how can they be managed?

One common challenge for remote claims adjusters is maintaining effective communication with clients, colleagues, and third parties without face-to-face interactions. Adjusters must be proactive in using technology, such as video calls and secure messaging, to gather information and provide updates. Additionally, managing a structured workday and handling multiple claims simultaneously can be demanding; strong organizational skills and the ability to prioritize tasks are essential. Regular check-ins with team members and leveraging digital tools can help remote adjusters stay connected and efficient.
What are the most commonly searched types of Claims Adjuster jobs in Decatur, AL? The most popular types of Claims Adjuster jobs in Decatur, AL are:
What are popular job titles related to Remote Claims Adjuster jobs in Decatur, AL? For Remote Claims Adjuster jobs in Decatur, AL, the most frequently searched job titles are:
What cities near Decatur, AL are hiring for Remote Claims Adjuster jobs? Cities near Decatur, AL with the most Remote Claims Adjuster job openings:
Property Adjuster - Field Estimating - Huntsville, AL

Property Adjuster - Field Estimating - Huntsville, AL

Allstate

Huntsville, AL • On-site, Remote

Full-time

Medical, Retirement

Re-posted 21 days ago


Allstate Insurance rating

7.5

Company rating: 7.5 out of 10

Based on 558 frontline employees who took The Breakroom Quiz

202nd of 281 rated insurance


Job description

At Allstate, great things happen when our people work together to protect families and their belongings from life's uncertainties. And for more than 90 years, our innovative drive has kept us a step ahead of our customers' evolving needs. From advocating for seat belts, air bags and graduated driving laws, to being an industry leader in pricing sophistication, telematics, and, more recently, device and identity protection.
Job Description
A day in the life of a Field Property Adjuster, and what it takes to do the job!
As a Field Property Adjuster, you will be dedicated to providing exceptional service to our policyholders. Your primary responsibility will involve traveling to our customers' homes to conduct on-site inspections, investigate coverage, prepare estimates, and settle claims promptly and efficiently. Additionally, you will handle virtual claims countrywide, leveraging various platforms and software such as Xactimate and ClaimsX Video Collaboration. Your expertise will be particularly focused on water losses, ensuring our customers receive the highest level of support and resolution for these specific claims.
You'll wear a few hats that will require a level of experience:
  • The Customer Service Expert -you'll live into Allstate's Claims Culture by caring, empowering, and restoring, and you will accomplish that by being compassionate, clear, and a committed partner in each claim. You lead with empathy, always.
  • The Investigator - you'll confidently and independently investigate property claims by performing detailed reviews of damage and interpreting policies to determine coverage.
  • The Effective Communicator - you'll use phone, emails and sometimes even video chat with customers to help them through a fast, fair, and easy claims process. You'll also incorporate a specific approach to claim handling to offer the customer their preference of communication to efficiently discuss their claim needs and keep them updated on the claim progress.
  • The Negotiator - You will evaluate and negotiate claims settlements with customers, vendors, third party carriers and claimants, in accordance with all legal and business standard methodologies. With negotiations, you will incorporate tactics in handling challenging and complex situations.
  • The Problem Solver -you'll utilize multiple tools to get the job done in a fast-paced environment, including estimate tools, job aids, and additional settlement platforms, all while using your sharp critical thinking skills.
  • The Recorder - you'll protect the company financially by executing policies along policy agreements, and you keep a clear record of your work in a claims system that you will be trained on. You'll accomplish this by ensuring timely and accurate documentation is completed as you work on each claim.

Preferred Qualifications:
  • Reside within 30 miles of the metropolitan Huntsville, AL area.
  • 2-3 years previous experience as outside adjuster is highly desired.
  • Proficiency in using Xactimate and other relevant software for estimating preferred.
  • Strong critical thinking and technical skills to assess damages accurately and expedite claims settlements.
  • Excellent communication and interpersonal skills to provide exceptional customer service.
  • Ability to travel to customers' homes and handle virtual claims countrywide effectively.
  • Detail-oriented and organized, with a focus on delivering high-quality work.
  • Residency within the posted location is mandatory for this role.

Required Qualifications:
  • Are willing and able to carry a 50-pound ladder and access up to a 6/12 pitch on either a one to two-story roof.
  • Valid driver's license and willingness to travel as part of the job requirements.

You're provided with comprehensive training:
  • The training program is designed to help you build a claims foundation and understand the systems and processes in your day-to-day work
  • Ongoing training opportunities for continuous improvement happen regularly on the job

** Please note, you will be required to attend 2-weeks of training that will take place in Wheeling, IL, or Dallas, TX. **
Notice of Licensing Requirement:
  • As a condition of employment, your office/area may require you to obtain an adjuster and/or an appraiser license which includes passing an additional background check with the Department of Labor. If applicable, you will be required to secure license(s) within 60 days of hire.
  • If required, the Hiring Manager will work with you along with the Centralized Licensing team to ensure that you are properly licensed.

Sign On Bonus:
  • You may be eligible for a $1000 Licensing Sign on Bonus if you have the applicable active licenses needed for this role. This could include Home Resident Property & Casualty License, Designated Home State (DHS) Florida or Texas License, and/or applicable Appraiser License.

**Current employees or candidates who have previously worked for Allstate, including its family of companies, are not eligible for this sign-on bonus.
Company Car:
Based on our Company Car Guidelines, this role may qualify for a company car. Our leadership team determines this based on annual work mileage for this location. You may be required to use your personal vehicle until these guidelines are met. We offer mileage reimbursements for personal vehicle usage during work.
Allstate Benefits:
Being a part of Allstate means you receive a benefits package from Day 1 of employment. This includes time off, healthcare, retirement, and more. That is why as an Allstater, you'll enjoy a Total Rewards package that includes:
  • Competitive pay with needed support for continuous development and career advancement.
  • Flexibility in scheduling and a time off policy that helps support your work/life balance.
  • Initial and ongoing training to get you proficient in your new role.
  • Comprehensive benefits like a 401K/pension, education reimbursement, and programs to help you balance work with the rest of your life. Visit www.allstategoodlife.com to learn more.

#LI-NJ1
Skills
Active Listening, Communication, Critical Thinking, Customer Service, Empathy, Multitasking, Negotiation, Property Claims, Time Management, Working Independently, Xactimate, Xactimate Estimating
Compensation
Base compensation offered for this role is $56,000 - $117,700 annually and is based on experience and qualifications.
*** Total compensation for this role is comprised of several factors, including the base compensation outlined above, plus incentive pay (i.e. commission, bonus, etc.) as applicable for the role.
The candidate(s) offered this position will be required to submit to a background investigation.
Joining our team isn't just a job - it's an opportunity. One that takes your skills and pushes them to the next level. One that encourages you to challenge the status quo. One where you can shape the future of protection while supporting causes that mean the most to you. Joining our team means being part of something bigger - a winning team making a meaningful impact.
Allstate generally does not sponsor individuals for employment-based visas for this position.
Effective July 1, 2014, under Indiana House Enrolled Act (HEA) 1242, it is against public policy of the State of Indiana and a discriminatory practice for an employer to discriminate against a prospective employee on the basis of status as a veteran by refusing to employ an applicant on the basis that they are a veteran of the armed forces of the United States, a member of the Indiana National Guard or a member of a reserve component.
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