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Remote Cfo Jobs in Santa Rosa Beach, FL (NOW HIRING)

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Remote Cfo information

See Santa Rosa Beach, FL salary details

$47.1K

$236.8K

$362.2K

How much do remote cfo jobs pay per year?

As of Sep 5, 2026, the average yearly pay for remote cfo in Santa Rosa Beach, FL is $236,823.00, according to ZipRecruiter salary data. Most workers in this role earn between $127,700.00 and $362,200.00 per year, depending on experience, location, and employer.

What is a remote CFO?

A Remote CFO is a Chief Financial Officer who works virtually, providing financial strategy, oversight, and leadership to organizations without being physically present onsite. They are responsible for managing financial planning, risk management, record-keeping, and financial reporting, often for startups, small businesses, or companies looking to save on executive costs. Remote CFOs leverage technology to communicate, analyze data, and collaborate with the leadership team from anywhere in the world. This arrangement offers businesses access to top-tier financial expertise without the need for a full-time, in-house executive.

What does a remote CFO do?

A chief financial officer (CFO) oversees the finances of a business or an organization. As a remote CFO, you can work as a full-time chief financial officer or as a freelance consultant who helps a company with their financial planning, budgeting, accounting, and risk assessment and management. Your duties as a remote CFO vary depending on the needs of your employer. A CFO may report directly to the CEO of a company. Some CFOs focus on financial planning and strategies and act as advisors to other executives, while the responsibilities of other CFOs focus on budgeting, accounting, and reporting requirements.

What are the key skills and qualifications needed to thrive as a remote CFO, and why are they important?

To thrive as a Remote CFO, you need deep expertise in financial strategy, accounting, and regulatory compliance, generally supported by a degree in finance or accounting and often a CPA or MBA credential. Mastery of financial management software, ERP systems, and cloud-based collaboration tools is typically required. Exceptional analytical skills, strategic thinking, and strong communication abilities are crucial soft skills for effective remote leadership and cross-functional coordination. These competencies are essential to drive financial performance, ensure compliance, and support organizational decision-making in a virtual environment.

How does a remote CFO maintain effective communication and collaboration with executive teams and stakeholders?

As a Remote CFO, maintaining clear and consistent communication with executive teams and stakeholders is essential. This is typically achieved through scheduled virtual meetings, regular financial reporting via secure cloud-based platforms, and prompt responses to inquiries. Remote CFOs often leverage collaboration tools such as Slack, Zoom, and project management software to stay aligned with company objectives and ensure financial strategies are well-understood. Building trust and transparency in a virtual environment requires proactive updates, clear documentation, and the ability to present complex financial information in an accessible manner.

What is the difference between Remote Cfo vs Remote Controller?

AspectRemote CfoRemote Controller
CredentialsCPA or MBA, financial expertiseAccounting background, CPA often preferred
Work EnvironmentStrategic financial planning, executive collaborationFinancial record keeping, compliance, reporting
Employer & IndustryStartups, SMBs, corporationsCorporations, accounting firms, large organizations
Search & Comparison IntentHigh-level financial strategy, CFO dutiesFinancial reporting, accounting oversight

The Remote Cfo focuses on strategic financial leadership, planning, and advising at an executive level, while the Remote Controller handles day-to-day accounting, compliance, and financial record management. Both roles require strong financial credentials but serve different functions within an organization.

More about Remote Cfo jobs

What are popular job titles related to Remote Cfo jobs in Santa Rosa Beach, FL?

For Remote Cfo jobs in Santa Rosa Beach, FL, the most frequently searched job titles are:

What cities near Santa Rosa Beach, FL are hiring for Remote Cfo jobs?

Cities near Santa Rosa Beach, FL with the most Remote Cfo job openings:

Remote Cfo jobs near you
Infographic showing various Remote Cfo job openings in Santa Rosa Beach, FL as of August 2026, with employment types broken down into 100% Full Time. Highlights an 90% In-person, and 10% Remote job distribution, with an average salary of $236,823 per year, or $113.9 per hour.

Licensed Mortgage Loan Officer

Obsidian Financial Services

Panama City, FL • Remote

$70K - $300K/yr

Full-time

PTO

Re-posted 28 days ago

Job description

We are actively hiring Experienced Mortgage Loan Officers who are self-motivated, results-driven, and ready to grow their production. Our Loan Officers Benefit from Our Unique Programs such as our FHA VOE and Earned Equity Programs that supercharge your pipeline and our unique payment model allow you to close fast and make more!

Speak with one of our experienced AE's to see our pricing!

This is a 100% commission-based role ideal for Loan Officers who:

  • Have an existing book of business
  • Want higher payouts and faster closings
  • Prefer a flexible, work-from-home environment

Bilingual candidates (Spanish preferred) are strongly encouraged to apply to better serve diverse borrower communities.

Responsibilities

  • Originate and close residential mortgage loans (purchase, refinance, and specialty products)
  • Utilize your existing referral network and book of business to generate consistent loan volume
  • Analyze borrower financials, including income calculation, credit review, and documentation
  • Structure loans across multiple programs including:
    • Conventional
    • FHA / VA / USDA
    • Non-QM
    • Down Payment Assistance (DPA) programs
  • Maintain consistent communication with clients, agents, and internal teams
  • Submit complete and accurate loan files to processing
  • Attend weekly loan and product training sessions
  • Stay up to date with mortgage guidelines, compliance, and market trends
  • Deliver exceptional customer service from application through closing

Minimum Qualifications

  • Active NMLS License (Required)
  • Active State Mortgage License(s) (in applicable states)
  • Minimum 2+ years of experience as a Mortgage Loan Originator / Loan Officer
  • Proven book of business or referral network
  • Strong knowledge of:
    • Income calculation (W-2, self-employed, tax returns)
    • Loan structuring and underwriting basics
    • Credit analysis
  • Strong sales, communication, and relationship-building skills
  • Ability to work independently in a remote environment

Preferred Qualifications

  • Bilingual (Spanish preferred; other languages a plus)
  • Experience with Non-QM loan products
  • Established relationships with real estate agents, builders, or financial professionals
  • Experience using LOS, CRM systems, and digital marketing tools
  • Strong pipeline management and closing ability

Licensing & Certifications

  • NMLS Unique Identifier (Required)
  • State Mortgage Loan Originator Licenses (Required)
  • Compliance with SAFE Act requirements
  • Ongoing NMLS Continuing Education (CE) compliance
  • Familiarity with agency guidelines such as Fannie Mae and Ginnie Mae

Compensation

  • 100% Commission-Based – Uncapped Earnings
  • Unique Front and Back Compensation Plan.
  • Competitive payout structure designed for high producers
  • No cap on income—earn based on your production and performance

What We Offer

  • Wide range of loan programs + DPA options
  • Fannie Mae / Ginnie Mae approved lender with no overlays
  • Ability to broker Non-QM loans Dedicated in-house Processing & Underwriting
  • Advanced LOS system, CRM, and marketing software
  • Scenario Desk for deal structuring support
  • Mentorship from experienced Regional Managers
  • Weekly training to keep you competitive
  • Fully remote work environment with flexible schedule

Why Loan Officers Choose Obsidian

  • Faster closings with fewer conditions
  • Strong backend support so you can focus on production
  • Flexibility to run your business your way
  • Access to more loan solutions = higher approval rates

Company Description

At Obsidian Mortgage, we are redefining the mortgage experience through professionalism, speed, and innovation. As a fully delegated lender licensed in 36 states, we empower our Loan Officers with the tools, support, and flexibility needed to succeed in today’s competitive market.

We provide a remote-first environment, cutting-edge technology, and a strong internal support system so you can focus on what matters most—closing deals and building relationships.