Remote Auto Insurance Fraud Investigator Jobs in Texas

OverviewMulti-Line Claim Representative II - National Accounts (Commercial Auto/PD/BI)Compensation: $65,000-$75,000 annually (based on experience)Schedule: Monday-FridayWork Model: Fully RemoteIndustry: Commercial Auto / PD and BI 

Build Your Career With Purpose at CCMSI

At CCMSI, we partner with global clients to solve their most complex risk management challenges, delivering measurable results through advanced technology, collaborative problem-solving, and an unwavering commitment to their success.

We don't just process claims-we support people. As the largest privately-owned Third Party Administrator (TPA), CCMSI delivers customized claim solutions that help our clients protect their employees, assets, and reputations. We are a certified Great Place to Work, and our employee-owners are empowered to grow, collaborate, and make meaningful contributions every day.

Job Summary 

The Multi-Line Claim Representative II is responsible for the investigation and adjustment of assigned commercial auto claims, including third-party property damage (PD), bodily injury (BI), and general liability exposures within a national accounts environment. This role manages claims from assignment through resolution (cradle to grave) across multiple jurisdictions while ensuring compliance with CCMSI claim handling standards, client-specific instructions, and applicable state laws.

This position is designed for adjusters with 2-5 years of liability claim handling experience who are comfortable managing a multi-account desk and developing deeper expertise in auto liability and general liability claims. The ideal candidate demonstrates strong investigative skills, sound judgment, and consistent, proactive communication.

This is not a high-volume, quick-resolution claim environment. Adjusters are expected to take full ownership of their claims, manage them through completion, and deliver accurate, well-documented outcomes.

Please note: This is a claims adjuster role, responsible for cradletograve liability claim handling. It is not an HR, consulting, or employerside position.

ResponsibilitiesWhen we hire adjusters, we look for professionals who take ownership of their work, navigate complex claims with confidence, and deliver exceptional service with integrity. In this role, you'll manage your files independently while contributing to a collaborative, highperforming team.What You'll Do

• Investigate, evaluate, and adjust liability claims from assignment through resolution

• Handle claims involving trucking, product liability, premises liability, bodily injury, and property damage

• Conduct liability investigations and evaluate coverage, damages, and exposure

• Establish and maintain reserves based on claim development and exposure analysis

• Review medical records, bills, legal documentation, and investigative materials

• Negotiate settlements with claimants, attorneys, and authorized representatives

• Coordinate with defense counsel and other vendors when appropriate

• Manage litigated files and assist with litigation strategy development

• Identify and pursue subrogation opportunities

• Prepare claim reports, reserve recommendations, and client communications

• Maintain timely diary management and claim documentation

• Deliver responsive, professional service to clients and stakeholders

• Ensure compliance with Corporate Claim Standards and client-specific requirements

Qualifications

What You Bring

Required

• Valid adjuster licenses is required, TX license is preferred. 

• 5+ years experience handling liability claims

• Strong analytical, negotiation, and decisionmaking skills

• Ability to analyze coverage and communicate claim decisions clearly and professionally

• Excellent timemanagement and organizational abilities

• Strong written and verbal communication skills

• Ability to work independently in a remote environment with strong accountability

• Reliable, predictable attendance during business hours

Preferred

• Trucking liability claim handling experience

• Litigation management experience

• Multi-jurisdictional claim handling experience

• Prior TPA experience

• Additional adjuster licenses

• Bilingual (English/Spanish) is a bonus

Why You'll Love Working Here

• 4 weeks (Paid time off that accrues throughout the year in accordance with company policy) + 10 paid holidays in your first year
• Comprehensive benefits: Medical, Dental, Vision, Life, and Disability Insurance
• Retirement plans: 401(k) and Employee Stock Ownership Plan (ESOP)
• Career growth: Internal training and advancement opportunities
• Culture: A supportive, team-based work environment

 

How We Measure Success 

 At CCMSI, great adjusters stand out through ownership, accuracy, and impact. We measure success by:  

• Quality claim handling - thorough investigations, strong documentation, well-supported decisions
• Compliance & audit performance - adherence to jurisdictional and client standards
• Timeliness & accuracy - purposeful file movement and dependable execution
• Client partnership - proactive communication and strong follow-through
• Professional judgment - owning outcomes and solving problems with integrity
• Cultural alignment - believing every claim represents a real person and acting accordingly

This is where we shine, and we hire adjusters who want to shine with us.

Compensation & Compliance

The posted salary reflects CCMSI's good-faith estimate in accordance with applicable pay transparency laws. Actual compensation will be based on qualifications, experience, geographic location, and internal equity. This role may also qualify for bonuses or additional forms of pay.

CCMSI offers comprehensive benefits including medical, dental, vision, life, and disability insurance.

Paid time off accrues throughout the year in accordance with company policy, with paid holidays and eligibility for retirement programs in accordance with plan documents.

Visa Sponsorship: CCMSI does not provide visa sponsorship for this position.ADA Accommodations: CCMSI is committed to providing reasonable accommodations throughout the application and hiring process.Equal Opportunity Employer: CCMSI complies with all applicable employment laws, including pay transparency and fair chance hiring regulations.

Background checks, if required for the role, are conducted only after a conditional offer and in accordance with applicable fair chance hiring laws.

Our Core Values

At CCMSI, we believe in doing what's right-for our clients, our coworkers, and ourselves. We look for team members who:

• Lead with transparency We build trust by being open and listening intently in every interaction.
• Perform with integrity We choose the right path, even when it is hard.
• Chase excellence We set the bar high and measure our success. What gets measured gets done.
• Own the outcome Every employee is an owner, treating every claim, every decision, and every result as our own.
• Win together Our greatest victories come when our clients succeed. 

We don't just work together-we grow together. If that sounds like your kind of workplace, we'd love to meet you.

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