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Remote Adjuster Jobs in Arizona (NOW HIRING)

Senior Property Adjuster

Phoenix, AZ · Remote

$63K - $114K/yr

Adjusters recognize and empathize with members' life events, as appropriate. The Inside Senior Property Adjuster role is a telephone concentrated environment without physical inspection of loss. Key ...

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Remote Adjuster information

What is a Remote Adjuster?

A Remote Adjuster is a professional who evaluates insurance claims from a remote location, rather than visiting sites in person. They review documents, photos, videos, and other evidence submitted digitally to assess the extent of damage or loss. Remote Adjusters communicate with claimants, policyholders, and other parties via phone, email, or video calls to gather necessary information and resolve claims efficiently. This role often requires strong analytical, communication, and technology skills to ensure accurate and fair claim settlements.

What is the difference between Remote Adjuster vs Claims Examiner?

AspectRemote AdjusterClaims Examiner
Required CredentialsAdjuster license, insurance knowledgeClaims handling certification, insurance background
Work EnvironmentRemote, insurance companies, adjusting firmsRemote or office-based, insurance companies, third-party administrators
Industry UsageInsurance claims adjustment, property/casualtyClaims review, verification, and decision-making

Remote Adjusters and Claims Examiners both work in the insurance industry, often remotely. Adjusters focus on assessing damages and determining claim payouts, requiring licensing and hands-on evaluation skills. Claims Examiners review claims for accuracy and compliance, often requiring claims handling certifications. While their roles overlap in insurance claims processing, their specific responsibilities and credentials differ, making each suited for different career paths within the insurance sector.

What companies hire remote claims adjusters?

Remote claims adjusters are hired by insurance companies, third-party claims organizations, and independent adjusting firms. Major insurers and specialized adjusting firms often offer remote positions that require knowledge of claims processing, insurance policies, and relevant certifications. These roles typically involve evaluating claims, negotiating settlements, and working with digital tools from home.

How much do remote adjusters make?

Remote adjusters typically earn between $45,000 and $75,000 annually, depending on experience, certifications, and the complexity of claims handled. Some experienced adjusters or those working for large insurers can earn over $80,000 per year. Compensation may also include bonuses or incentives based on performance and productivity.

How do Remote Adjusters typically collaborate with on-site teams and clients during the claims process?

Remote Adjusters often rely on technology to maintain effective communication with both on-site teams and clients. They use video calls, digital documentation platforms, and real-time chat tools to gather necessary information, review evidence, and provide updates throughout the claims process. Establishing clear lines of communication and being proactive in addressing questions or concerns is crucial for maintaining trust and ensuring claims are processed efficiently, despite working remotely. Strong organizational skills and familiarity with collaboration software are valuable assets in this role.

Is claim adjusting a dying field?

Claim adjusting remains a stable profession, especially as insurance companies continue to require claims to be processed and investigated. The growth of remote work and digital tools has expanded opportunities for remote adjusters, making it a viable career option in the insurance industry.

How to become a remote adjuster?

To become a remote adjuster, typically you need to complete a state-specific licensing or certification process, which may involve passing an exam and gaining relevant insurance knowledge. Strong communication skills, attention to detail, and proficiency with claims management software are also important for success in a remote environment.

What Does a Remote Adjuster Do?

As a remote adjuster, you travel to sites to investigate insurance claims. Since this is a “remote” role, you do not have an office, so you work from home to complete paperwork and other duties. You review property damage and gather additional information to determine insurance coverage and payout. You may review police reports, collect photographs and statements, interview witnesses, and consult with professionals to understand the events that occurred and the damage obtained. A remote adjuster also assists with negotiations of how much the insurance company must pay. You may handle a variety of claims, including home, automobile, and life insurance.

What are the key skills and qualifications needed to thrive as a Remote Adjuster, and why are they important?

To thrive as a Remote Adjuster, you need a solid understanding of insurance policies, claims investigation, and relevant state licensing. Familiarity with claims management software, digital communication tools, and industry certifications like AIC (Associate in Claims) are typically required. Strong attention to detail, problem-solving abilities, and effective communication skills help set top performers apart in this role. These skills ensure accurate and timely claims resolution, superior customer service, and compliance with regulatory standards.
What are the most commonly searched types of Adjuster jobs in Arizona? The most popular types of Adjuster jobs in Arizona are:
What cities in Arizona are hiring for Remote Adjuster jobs? Cities in Arizona with the most Remote Adjuster job openings:
Infographic showing various Remote Adjuster job openings in Arizona as of July 2026, with employment types broken down into 2% Locum Tenens, 5% Internship, 90% Full Time, 2% Part Time, and 1% Contract. Highlights an 79% Physical, 8% Hybrid, and 13% Remote job distribution.

General Liability & Premises Liability Claims Adjuster (Remote)

CCMSI

Phoenix, AZ • Remote

$75K - $85K/yr

Other

Medical, Dental, Vision, Life, Retirement, PTO

Posted 3 days ago

New


Job description

OverviewSenior General Liability & Premises Liability Claims Adjuster (Remote)Compensation: $75,000-$85,000 annually (based on experience)Schedule: Monday-FridayWork Model: Fully Remote 

Build Your Career With Purpose at CCMSI

At CCMSI, we partner with global clients to solve their most complex risk management challenges, delivering measurable results through advanced technology, collaborative problem-solving, and an unwavering commitment to their success.

We don't just process claims-we support people. As the largest privately-owned Third Party Administrator (TPA), CCMSI delivers customized claim solutions that help our clients protect their employees, assets, and reputations. We are a certified Great Place to Work, and our employee-owners are empowered to grow, collaborate, and make meaningful contributions every day.

Job Summary 

The General Liability & Premises Liability Claims Adjuster is responsible for the investigation, evaluation, negotiation, and resolution of commercial general liability, premises liability, and bodily injury claims within a national accounts environment.

This role supports several high-profile national account programs operating within the hospitality, retail, and entertainment industries, requiring exceptional communication, strong liability analysis, and the ability to independently manage claims from assignment through resolution.

Approximately 15% of the claim inventory involves New York exposures, making an active New York Adjuster License a requirement for consideration. Claims are handled across multiple jurisdictions nationwide and frequently involve litigated matters, attorney representation, bodily injury exposures, and complex liability investigations.

The ideal candidate brings significant experience handling commercial general liability and premises liability claims, understands litigation management and defense counsel oversight, and is comfortable working directly with sophisticated national account clients that expect responsiveness, thorough documentation, and proactive claim management.

This is not a high-volume production environment. Adjusters are expected to own their files, exercise sound judgment, maintain strong client relationships, and deliver high-quality claim outcomes.

ResponsibilitiesWhen we hire adjusters, we look for professionals who take ownership of their work, navigate complex claims with confidence, and deliver exceptional service with integrity. In this role, you'll manage your files independently while contributing to a collaborative, highperforming team.What You'll Do
  • Investigate, evaluate, and adjust multiline liability claims (GL & bodily injury) in accordance with CCMSI standards and state requirements.
  • Manage claims involving commercial vehicles, trucking exposures, commercial general liability premises/product claims, and thirdparty liability.
  • Determine coverage, assess liability, and develop defensible claim strategies.
  • Review medical, legal, and vendor invoices for accuracy and reasonableness; negotiate discrepancies as needed.
  • Establish, monitor, and adjust reserves in alignment with exposure and authority guidelines.
  • Negotiate settlements with claimants, attorneys, and representatives in accordance with client expectations.
  • Engage, coordinate, and manage defense counsel or other external vendors when appropriate.
  • Identify and pursue subrogation opportunities.
  • Maintain detailed and timely claim documentation, diary management, and financial reporting.
  • Support excess reporting requirements and client communication needs.
  • Deliver consistent, highquality service with professionalism and integrity.
Who Will Thrive in This Role?

You may be a great fit if you:

  • Have extensive General Liability and Premises Liability claim experience
  • Enjoy investigating and resolving complex liability claims
  • Are comfortable managing litigation and working with defense counsel
  • Prefer a relationship-driven national account environment over high-volume transactional claim handling
  • Take ownership of your files and proactively communicate with clients and stakeholders
  • Thrive in hospitality, retail, entertainment, or other customer-facing liability exposures
Qualifications

What You Bring

Required
  • Active New York Adjuster License required
  • Active adjuster license in home state required
  • Minimum 5 years of General Liability and Premises Liability claim handling experience
  • Experience handling:
    • Commercial General Liability (CGL) claims
    • Premises Liability claims
    • Bodily Injury claims
    • Attorney-represented claims
    • Litigated claims
  • Experience managing claims from investigation through resolution
  • Experience working directly with defense counsel and litigation management
  • Strong liability investigation and coverage analysis skills
  • Ability to evaluate damages, establish reserves, and negotiate settlements
  • Experience handling claims across multiple jurisdictions
  • Excellent written and verbal communication skills
  • Strong organizational and diary management skills
  • Ability to work independently in a fully remote environment
  • Reliable attendance during business hours
Preferred
  • Experience performing coverage evaluations and coverage position analysis
  • draft/issue tender letters
  • Experience working within a TPA environment
  • Bilingual (English/Spanish) is a bonus but not required 

Why You'll Love Working Here

  • 4 weeks (Paid time off that accrues throughout the year in accordance with company policy) + 10 paid holidays in your first year
  • Comprehensive benefits: Medical, Dental, Vision, Life, and Disability Insurance
  • Retirement plans: 401(k) and Employee Stock Ownership Plan (ESOP)
  • Career growth: Internal training and advancement opportunities
  • Culture: A supportive, team-based work environment

 

How We Measure Success 

 At CCMSI, great adjusters stand out through ownership, accuracy, and impact. We measure success by:  

  • Quality claim handling - thorough investigations, strong documentation, well-supported decisions
  • Compliance & audit performance - adherence to jurisdictional and client standards
  • Timeliness & accuracy - purposeful file movement and dependable execution
  • Client partnership - proactive communication and strong follow-through
  • Professional judgment - owning outcomes and solving problems with integrity
  • Cultural alignment - believing every claim represents a real person and acting accordingly

This is where we shine, and we hire adjusters who want to shine with us.

Compensation & Compliance

The posted salary reflects CCMSI's good-faith estimate in accordance with applicable pay transparency laws. Actual compensation will be based on qualifications, experience, geographic location, and internal equity. This role may also qualify for bonuses or additional forms of pay.

CCMSI offers comprehensive benefits including medical, dental, vision, life, and disability insurance.

Paid time off accrues throughout the year in accordance with company policy, with paid holidays and eligibility for retirement programs in accordance with plan documents.

Visa Sponsorship: CCMSI does not provide visa sponsorship for this position.ADA Accommodations: CCMSI is committed to providing reasonable accommodations throughout the application and hiring process.Equal Opportunity Employer: CCMSI complies with all applicable employment laws, including pay transparency and fair chance hiring regulations.

Background checks, if required for the role, are conducted only after a conditional offer and in accordance with applicable fair chance hiring laws.

Our Core Values

At CCMSI, we believe in doing what's right-for our clients, our coworkers, and ourselves. We look for team members who:

  • Lead with transparency We build trust by being open and listening intently in every interaction.
  • Perform with integrity We choose the right path, even when it is hard.
  • Chase excellence We set the bar high and measure our success. What gets measured gets done.
  • Own the outcome Every employee is an owner, treating every claim, every decision, and every result as our own.
  • Win together Our greatest victories come when our clients succeed. 

We don't just work together-we grow together. If that sounds like your kind of workplace, we'd love to meet you.

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