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Remote Accredited Ach Jobs (NOW HIRING)

InstantServe LLC

PTC - Technical BA

CBAP, PMI-PBA, or relevant payments industry certifications (e.g., AAP - Accredited ACH ... remote; however, this position will require reporting to the Commission's headquarters during key ...

New Jersey Courts

Court Services Officer 1

Trenton, NJ · On-site +1

$54K - $89K/yr

Central Office, 25 Market Street, Trenton, NJ Job Type: Full Time Remote Employment: Flexible ... Manage fee-related functions, including addressing unprocessed ACH fees, CAMS overpayments ...

AccessLA

Accountant

El Monte, CA · On-site +1

$75K - $85K/yr

Access Services, El Monte, CA Job Type: Full-Time Remote Employment: Flexible/Hybrid Job Number ... Education Bachelor's Degree (BA, BS) from an accredited college or university with major course ...

All JobsAccredited Ach JobsRemote Accredited Ach Jobs

Remote Accredited Ach information

See salary details

$83.5K

$127K

$171K

How much do remote accredited ach jobs pay per year?

As of Jul 25, 2026, the average yearly pay for remote accredited ach in the United States is $127,031.00, according to ZipRecruiter salary data. Most workers in this role earn between $109,000.00 and $143,500.00 per year, depending on experience, location, and employer.

What are Remote Accredited ACH professionals?

Remote Accredited ACH professionals are specialists who manage Automated Clearing House (ACH) payment systems while working remotely. They are responsible for processing electronic payments, ensuring compliance with banking regulations, and troubleshooting related issues. These professionals often hold the Accredited ACH Professional (AAP) certification, which demonstrates their expertise in electronic payments. Their remote role enables financial institutions or businesses to maintain secure and efficient ACH operations from any location.

What are the key skills and qualifications needed to thrive as a Remote Accredited ACH Specialist, and why are they important?

To thrive as a Remote Accredited ACH (Automated Clearing House) Specialist, you need a solid understanding of electronic payments processing, NACHA operating rules, and a relevant accreditation such as the Accredited ACH Professional (AAP) certification. Familiarity with ACH software platforms, payment processing systems, and compliance tools is typically required. Strong attention to detail, analytical thinking, and effective communication are important soft skills for this role. These qualifications are essential to ensure accurate transaction processing, regulatory compliance, and efficient remote collaboration with financial institutions.

What is the difference between Remote Accredited ACH and Remote Certified ACH?

AspectRemote Accredited ACHRemote Certified ACH
CredentialsAccreditation from recognized ACH organizationsCertification from ACH industry bodies
Work EnvironmentRemote, financial institutions, payment processorsRemote, banking, financial services
Industry UsageUsed by ACH professionals seeking accreditationUsed by ACH specialists seeking certification

Both Remote Accredited ACH and Remote Certified ACH roles involve expertise in ACH transactions, but accreditation emphasizes recognized industry credentials, while certification focuses on verified skills. The choice depends on whether you seek formal accreditation or professional certification within the ACH industry.

What are some common challenges faced by a Remote Accredited ACH Specialist, and how can they be managed?

Remote Accredited ACH Specialists often face challenges such as navigating complex compliance requirements, staying updated on changing ACH regulations, and ensuring secure handling of sensitive financial data. Working remotely can add the challenge of maintaining clear communication with team members and clients. To manage these, specialists should prioritize ongoing professional development, utilize secure digital collaboration tools, and establish regular check-ins with their team to stay aligned and mitigate risks effectively.
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Remote Accredited Ach jobs near you
Infographic showing various Remote Accredited Ach job openings in the United States as of July 2026, with employment types broken down into 2% As Needed, 80% Full Time, 13% Part Time, and 5% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $127,031 per year, or $61.1 per hour.

Technical Business Analyst

Lateral Insights LLC

Great Falls, VA • Remote

Full-time

Posted 10 days ago

Job description

Role: Technical Business Analyst (Credit Card Payments)

Remote in US - This position is primarily remote; however, this position will require reporting to the Commission?s headquarters during key phases of the project - Solution Confirmation, Program Increment Cycles (PI), Showbacks, System Integration Test Cycles (SITs), User Acceptance Test (UAT), Go-Live, Immediately Post- Go-Live (Hypercare). 

We are seeking an experienced Technical Business Analyst with deep expertise in credit card and digital payments processing to support the design, implementation, and enhancement of enterprise payment solutions. This role will work closely with business stakeholders, engineering, product, compliance, and external payment partners to gather and translate business requirements into functional specifications, user stories, process flows, and technical documentation. The ideal candidate will have a strong understanding of the end-to-end payment lifecycle, including authorization, settlement, tokenization, fraud prevention, chargebacks, and PCI-DSS compliance, along with experience supporting Agile software delivery, testing, and production deployments. This is a primarily remote position with periodic travel to the client's headquarters during key project milestones, including solution confirmation, program increment planning, testing, go-live, and hypercare support.

Key Responsibilities

  • Elicit, document, and manage business and functional requirements for credit card payment processing systems, including authorization, clearing, settlement, chargebacks, and dispute resolution workflows.
  • Translate complex business requirements into detailed functional specifications, user stories, process flows, and data mapping documents for development and QA teams.
  • Analyze end-to-end payment lifecycle processes including card authorization, capture, refund, tokenization, 3DS (3D Secure), and fraud management.
  • Collaborate with internal teams (engineering, product, compliance, risk, and operations) and external vendors/partners to define and deliver payment solutions.
  • Support and participate in UAT (User Acceptance Testing), system integration testing (SIT), and regression testing cycles, including reviewing test cases and defect management.
  • Ensure all payment solutions adhere to PCI-DSS compliance standards, regulatory requirements, and industry best practices.
  • Facilitate workshops, stakeholder meetings, and sprint ceremonies (in Agile environments) to drive alignment and timely delivery.
  • Analyze payment data and transaction reports to identify trends, anomalies, and areas for process improvement.
  • Support go-live activities, post-implementation monitoring, and production incident resolution related to payment systems.
  • Assist in documenting API specifications and integration guides for payment gateway and processor connectivity.

Required Qualifications

  • 10+  years of experience as a Business Analyst or Technical Business Analyst, with a strong focus on credit card or digital payments processing.
  • Deep knowledge of the payments ecosystem: card networks, issuers, acquirers, payment gateways, and processors.
  • Proficiency with payment authorization/settlement flows.
  • Experience with PCI-DSS compliance requirements and tokenization/encryption concepts.
  • Solid understanding of REST APIs and ability to read and interpret API documentation and message schemas.
  • Strong skills in writing BRDs, FRDs, user stories, use cases, data flow diagrams, and process maps.
  • Experience working in Agile/Scrum methodology using tools such as Azure DevOps.
  • Excellent communication and stakeholder management skills.

Preferred Qualifications

  • Solid understanding of REST APIs, with the ability to read and interpret API documentation and message schemas (Required)
  • CBAP, PMI-PBA, or relevant payments industry certifications (e.g., Accredited ACH Professional (AAP)) (Preferred)
  • Experience with 3D Secure (EMV 3DS), EMV chip, contactless payments, and digital wallets (Apple Pay, Google Pay).
  • Knowledge of chargeback and dispute management processes.
  • Familiarity with payment platforms such as Fiserv, FIS, ACI Worldwide, Worldpay, Stripe, Adyen, or Cybersource.
  • 4+ years of experience as a Business Analyst or Technical Business Analyst, with a strong focus on credit card or digital payments processing (Required)
  • Deep knowledge of the payments ecosystem, including card networks, issuers, acquirers, payment gateways, and processors (Required)
  • Proficiency with payment authorization and settlement flows (Required)
  • Experience with PCI-DSS compliance requirements and tokenization/encryption concepts (Required)
  • Preferred Certifications:
  • CBAP, PMI-PBA, or relevant payments industry certifications (e.g., AAP ? Accredited ACH Professional).
  • Experience with fraud detection tools and rules engines.
  • Experience with reconciling merchant activity to the system

Technical Skills

Tools: MS Office Suite, Miro, ADO

Languages/Query: SQL, basic understanding of XML/JSON

Standards: ISO 8583, ISO 20022, PCI-DSS, EMV

Methodology: Agile/Scrum, Waterfall, or hybrid

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