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Property Insurance Jobs in Florida (NOW HIRING)

Senior Property Adjuster

Tampa, FL ยท Remote

$63K - $114K/yr

As a dedicated Senior Property Adjuster, you will work within defined guidelines and framework ... Investigates claim damages by conducting research from various sources, including the insured ...

Property Desk Adjuster - EST

Jacksonville, FL ยท On-site

$75K - $130K/yr

This insurance client empowers customers to achieve financial security through highly competitive products, exceptional service and trusted advice. As a dedicated Property Adjuster Specialist, you ...

Investigate claim damages by conducting research from various sources, including the insured, third ... Working knowledge of property claims contracts and interpretation of case law and state laws and ...

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Property Insurance information

See Florida salary details

$10

$27

$51

How much do property insurance jobs pay per hour?

As of Jun 12, 2026, the average hourly pay for property insurance in Florida is $27.18, according to ZipRecruiter salary data. Most workers in this role earn between $19.23 and $32.69 per hour, depending on experience, location, and employer.

What are some common challenges faced by professionals working in property insurance, and how can they be addressed?

Professionals in property insurance often encounter challenges such as accurately assessing property risks, staying updated on changing regulations, and managing claims during catastrophic events. To address these, it's important to continuously update your knowledge through ongoing training, maintain strong communication with clients and underwriters, and utilize modern technology for risk assessment and claims processing. Building strong relationships with colleagues in underwriting, claims, and risk management teams also helps in efficiently resolving complex cases.

What is the highest paid position in insurance?

In property insurance, executive roles such as Chief Underwriting Officer or Chief Risk Officer tend to be the highest paid, often earning six-figure salaries plus bonuses. These positions require extensive industry experience, leadership skills, and often advanced certifications like CPCU or ARM.

What is the difference between Property Insurance vs Property Claims Adjuster?

AspectProperty InsuranceProperty Claims Adjuster
RoleInsurance policy provider that offers coverage for property damage or lossProfessional who assesses and processes claims related to property damage
CredentialsInsurance license, knowledge of policies and coverageAdjuster license, understanding of claims and damage assessment
Work EnvironmentInsurance companies, offices, onlineOn-site inspections, fieldwork, claims offices
Industry UsageInsurance providers, brokersInsurance companies, independent adjusting firms

Property Insurance involves providing coverage for property damage, while Property Claims Adjusters evaluate and settle claims after damage occurs. Both roles require knowledge of policies and damage assessment, but one focuses on policy provision and the other on claims processing.

What are the key skills and qualifications needed to thrive as a Property Insurance Agent, and why are they important?

To succeed as a Property Insurance Agent, you need a strong understanding of insurance policies, risk assessment, and regulatory compliance, typically supported by a relevant license. Familiarity with insurance management software, quoting systems, and CRM platforms is essential. Excellent interpersonal skills, attention to detail, and problem-solving abilities set top performers apart in this role. These skills and qualifications are crucial for building client trust, ensuring accurate policy management, and providing effective risk solutions.

What is property insurance?

Property insurance is a type of coverage that protects individuals or businesses against financial loss due to damage or theft of physical property, such as homes, buildings, or personal belongings. It typically covers losses caused by events like fire, theft, vandalism, and certain natural disasters, depending on the policy. Property insurance can include different types of policies, such as homeowners insurance, renters insurance, and commercial property insurance. Having property insurance helps ensure that you are financially protected if unexpected damage or loss occurs.

How do property insurance agents make money?

Property insurance agents typically earn commissions based on the policies they sell, which are a percentage of the premium paid by clients. They may also receive renewal commissions and bonuses for meeting sales targets, often working on a commission-based compensation structure. Some agents may also earn fees for additional services or policy adjustments.

What is the highest paid job in insurance?

In property insurance, executive roles such as Chief Underwriting Officer or Chief Risk Officer tend to be the highest paid, often earning six-figure salaries plus bonuses. These positions require extensive industry experience, leadership skills, and advanced certifications like CPCU or ARM.

Is P&C insurance a good career?

Property and Casualty (P&C) insurance is a stable career option that involves underwriting, claims adjusting, and sales. It requires strong communication skills, industry knowledge, and often licensing or certifications, with job opportunities available in insurance companies, agencies, and brokerages.
What cities in Florida are hiring for Property Insurance jobs? Cities in Florida with the most Property Insurance job openings:
Infographic showing various Property Insurance job openings in Florida as of June 2026, with employment types broken down into 100% Full Time. Highlights an 82% In-person, and 18% Remote job distribution, with an average salary of $56,528 per year, or $27.2 per hour.
Property Insurance Underwriter

Property Insurance Underwriter

West Point Insurance Services

Pinellas Park, FL โ€ข On-site

$25 - $30/hr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 7 days ago


Job description

We are growing and looking for an underwriter to join our team!
Who are we?
Created in 1999, West Point is committed to providing both technical and business services to insurance carriers in the insurance industry including our sister company American Traditions Insurance Company.
Why work with us?
We are a family-oriented organization committed to providing competitive compensation and benefit packages to our employees including:
  • This is an hourly, non-exempt position with a starting rate of $25.00-$30.00 per hour.
  • Medical, Dental, Vision, starting day 1 of employment!
  • Multiple plans to choose from in order to fit your needs
  • 401k plan participation available the 1st quarter after hire with 100% match of 3% and then 50% on the next 2%...fully vested!
  • Generous PTO and paid holiday schedule
  • 1 day of paid volunteer time off per year
  • Onsite workout facility
  • Casual dress code (work appropriate)
  • 7.5 hour work days, 37.5 hour weeks!

What will you be doing?
This position is in an office setting and is not able to be remote. Some daily responsibilities include:
  • Answers calls from field representatives, insurance agents or brokers and other insurance or inspection companies to obtain further information, quote rates or explain company underwriting policies.
  • Execute guidelines and procedures regarding risk exposure, application renewal, acceptance, modification, and denials for Property and Casualty insurance lines, focus on Homeowners and Mobile home lines.
  • Ability to assimilate and retain information from several different companies and disseminate that to agents and customers in an efficient and effective manner.
  • Participate in the implementation of business strategies to effectively achieve policy service objectives and maintain a profitable book of business.
  • Act in a collaborative capacity with both internal and external customers and coworkers to resolve problems/issues quickly.
  • Act in a proactive manner; resolve matters resulting in bottleneck situations to assure business results are not negatively affected by operational problems.
  • Ensures both agent and company concerns are met by providing outstanding knowledgeable customer service.
  • Determines whether to accept, modify or decline risks.
  • Calculates standard rates and premium charges by using approved formulas and tables.
  • Accurately process all endorsements, including cancellations and reinstatements in accordance with the company service standards.
  • Review inspections and recommendations received from inspectors to determine eligibility.
  • Review policies for renewal in accordance with the company underwriting and service standards.
  • Be able to work assigned projects in addition to everyday workload.

Requirements
What will the ideal candidate possess?
  • Minimum 3 to 5 years' experience within a Property and Casualty Insurance carrier or Insurance Agency. (Underwriting experience preferred)
  • Current 4-40 and/or 2-20 Insurance license required.
  • Computer literate, knowledge of Windows, Excel and working with rating engines utilized in the Underwriting process.
  • Possess solid research and writing skills.
  • Outstanding Customer Service skills required.
  • Extensive knowledge of Homeowners and Mobile Homeowners Insurance procedures and rules regarding the handling of these types of accounts.
  • Must be able to handle a heavy workload with heavy call volumes and meet minimum production requirements.

Additional info:
Our offices are located in Pinellas Park, FL. At this time we are not considering remote applicants.
Our typical office hours are 8:30-5:00pm Monday-Friday.
Physical requirement
This position is in an office environment and would require:
Must be able to remain in a stationary position for 50%- 75% of the time.
Must be able to speak and communicate clearly to other team members.
Constantly operates a computer and other office machinery such as a copy machine, phone/headset, and keyboard.
West Point Insurance Services is an equal opportunity employer. All aspects of employment including the decision to hire, promote, discipline, or discharge, will be based on merit, competence, performance, and business needs. We do not discriminate on the basis of race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local law.