Professional Risk Manager Jobs in Kentucky (NOW HIRING)

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

This role requires working from a U.S. Bank location three (3) or more days per week.

The Business Risk Professional partners closely with Mortgage Lending leadership, Business Risk Managers, and key stakeholders to support a comprehensive risk management framework that promotes effective governance, regulatory compliance, and sound lending practices. This role is responsible for assessing, monitoring, and mitigating risks that may impact mortgage operations, including credit, operational, regulatory, reputational, strategic, and financial risk. The individual reviews and analyzes mortgage underwriting decisions completed by both internal underwriters and third-party partners to ensure adherence to investor, agency, and bank underwriting guidelines. Leveraging strong mortgage underwriting expertise, this role evaluates loan decisions, identifies trends, gaps, and opportunities for process improvement, and escalates risks as appropriate. Responsibilities include partnering with business lines to develop and maintain risk controls, supporting compliance with applicable federal, state, and local regulations, informing policy and procedural enhancements, and serving as a liaison between the Line of Business and Lines of Defense. The role contributes to initiatives that strengthen operational effectiveness, minimize losses associated with process, system, or human error, and support the delivery of high-quality, compliant mortgage lending decisions.

• Bachelor's degree, or equivalent work experience
• Typically more than three years of applicable experience

• Intermediate knowledge of applicable laws, regulations, financial services, and regulatory trends that impact their assigned line of business
• Excellent written and communication skills
• Proficient computer skills, especially Microsoft Office applications
• 3 to 5 years' experience in underwriting Conventional, FHA and VA loans
• Experience working with Fannie Mae, Freddie Mac, FHA, and VA guidelines
• Experience with AllRegs
• Ability to work independently

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about E-Verify program.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $70,890.00 - $83,400.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.