Product Manager Risk Jobs in Atlanta, GA (NOW HIRING)

Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.
Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates' physical, emotional, and financial wellness through affordable, competitive and flexible benefits.
We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve.
Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs.
At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Job Description:
This job is responsible for managing complex/strategic product(s) and developing strategies across functional groups and within a product group. Key responsibilities include managing the full marketing cycle and financial responsibilities for specific product areas and driving innovative idea generation for the products under management. Job expectations include ensuring that the product management efforts are integrated with sales, technology, implementation, and servicing.

We are seeking a Director-level Product Manager to join the team responsible for business management of Bank of America's U.S. Automated Clearing House (ACH) product. This product supports 40,000+ clients, processes over 280M transactions monthly, and generates $460M+ in annual revenue.

In this role, you will combine strategic leadership, product management, and risk oversight to drive innovation and ensure the continued growth and resilience of a critical payments product.

Key Responsibilities

Provide strategic oversight of key components of the ACH product, including risk, controls, and client experience

Lead risk management and compliance governance, including executive-level reporting and issue remediation

Act as a senior ACH SME, supporting complex client engagements and high-impact issue resolution

Influence and partner with senior stakeholders across sales, operations, risk, compliance, and technology

Lead and prioritize product development roadmap initiatives, ensuring alignment with business and regulatory objectives

Drive end-to-end ownership of product processes, ensuring scalability, control, and operational excellence

Contribute to talent development and team leadership

Required skills:

10+ years of experience in product management, treasury management, or payments

Demonstrated experience operating at strategic and execution levels simultaneously

Strong knowledge of electronic payments and treasury services

Proven ability to influence senior stakeholders and drive cross-functional initiatives

Experience managing risk, controls, or regulatory-driven processes

Strong verbal and written communication skills, with the ability to build relationship, influence partners and adapt messaging for technical and non technical audiences

Proven ability to work effectively across multiple lines of business and functions, value diverse perspectives, and contribute to shared outcomes in a matrixed environment

Advanced analytical, problem-solving, and organizational skills

Proficiency in Excel, PowerPoint, and Word

Bachelor's degree required

Desired skills:

Deep expertise in ACH and Nacha rules

Leadership experience, including team mentorship or informal people leadership

Experience managing large-scale, high-volume payment platforms

Ability to represent the bank in payment industry groups

Skills:

• Leadership Development

• Product Design and Development

• Product Management

• Project Management

• Strategy Planning and Development

• Innovative Thinking

• Performance Management

• Process Management

• Relationship Building

• Agile Practices

• Business Acumen

• Business Development

• Oral Communications

• Process Effectiveness

Shift:

1st shift (United States of America)

Hours Per Week:

40

Pay Transparency details

US - IL - Chicago - 110 N Wacker Dr - Bank Of America Tower Chicago (IL4110), US - NY - New York - ONE BRYANT PARK - BANK OF AMERICA TOWER (NY1100)Pay and benefits informationPay range$126,500.00 - $246,000.00 annualized salary, offers to be determined based on experience, education and skill set.Discretionary incentive eligibleThis role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company.BenefitsThis role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.