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Principal Life Underwriter Jobs (NOW HIRING)

VB Underwriter

Chattanooga, TN ยท On-site

$45K - $86K/yr

... life's moments. And this starts with ensuring that every one of our team members enjoys ... Principal Duties and Responsibilities * Consult with sales and service partners to provide the ...

VB Underwriter

Portland, ME ยท On-site

$45K - $86K/yr

... life's moments. And this starts with ensuring that every one of our team members enjoys ... Principal Duties and Responsibilities * Consult with sales and service partners to provide the ...

VB Underwriter

Chattanooga, TN ยท On-site

$45K - $86K/yr

... life's moments. And this starts with ensuring that every one of our team members enjoys ... Principal Duties and Responsibilities * Consult with sales and service partners to provide the ...

... life's moments. And this starts with ensuring that every one of our team members enjoys ... Principal Duties and Responsibilities * Consult with sales and service partners to provide the ...

Senior Underwriter

Chattanooga, TN ยท On-site

$53K - $100K/yr

... life's moments. And this starts with ensuring that every one of our team members enjoys ... Principal Duties and Responsibilities * Consult with sales and service partners to provide the ...

... life's moments. And this starts with ensuring that every one of our team members enjoys ... Principal Duties and Responsibilities * Consult with sales and service partners to provide the ...

Senior Underwriter

Portland, ME ยท On-site

$53K - $100K/yr

... life's moments. And this starts with ensuring that every one of our team members enjoys ... Principal Duties and Responsibilities * Consult with sales and service partners to provide the ...

... life's moments. And this starts with ensuring that every one of our team members enjoys ... Principal Duties and Responsibilities * Consult with sales and service partners to provide the ...

Showing results 41-60

Principal Life Underwriter information

See salary details

$20K

$84.6K

$129.5K

How much do principal life underwriter jobs pay per year?

As of Sep 12, 2026, the average yearly pay for principal life underwriter in the United States is $84,586.00, according to ZipRecruiter salary data. Most workers in this role earn between $69,000.00 and $98,500.00 per year, depending on experience, location, and employer.

What are popular job titles related to Principal Life Underwriter jobs?

For Principal Life Underwriter jobs, the most frequently searched job titles are:

Infographic showing various Principal Life Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 78% Full Time, 16% Part Time, and 5% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $84,586 per year, or $40.7 per hour.

Territory Underwriter - Commercial Surety (Boston, MA)

Boston, MA โ€ข On-site, Remote

Merchants Bonding Company
Insurance Servicesย โ€ขย 201 - 500 employees

$90K - $125K/yr

Other

Medical, PTO

Re-posted 13 days ago


Job description

Job Purpose:
A Territory Underwriter - Commercial evaluates and underwrites Commercial surety bonds submitted to the Company within established parameters and guidelines, contributes to a profitable surety operation and to the marketing of other lines of business.
Job Responsibilities:
Underwriting Analysis & Documentation:
  • Determines the acceptability of surety risks, based on the Merchant's guidelines and marketing strategy. Operates within the authority established by the Senior Vice President - Commercial Underwriting.
  • Reviews new submissions and analyzes financial statements, applications, court documents, bond forms, statutes, and indemnity agreements to determine the commercial surety risk and then approves or denies the bond based on the risk analysis up to the authority granted. Accurately evaluates for future loss potential. Obtains information in order to analyze and properly evaluate the risk.
  • Reviews underwriting files at renewal for the purpose of analyzing risk and determining whether to renew or deny the bond(s).
  • Documents commercial underwriting files and principal files with notes and supporting documentation to detail the underwriting decision.

Marketing & Relationship Building:
  • Maintains positive relationships with existing agencies, including regular on-site visits. Continues to build premium and business opportunities. Solicits feedback regarding our service levels and performance.
  • Maintains current account and relationship information. Follows up on leads for commercial bonding opportunities for the purpose of generating written premium.
  • Develops new business opportunities by prospecting for new agency relationships. Effectively utilizes marketing materials in presentations, proposals, and other marketing efforts

Forms and Underwriting Opinions
  • Reviews bond forms and/or statutes in order to form underwriting opinions.
  • Adjusts forms, opinions, rate cards and materials to reflect legislative changes.

Education and Experience:
  • Bachelor's degree or equivalent work experience in business, underwriting, insurance, or a related field, plus 3-5 years of experience in bond underwriting or a similar role in the Surety industry. Coursework in math, statistics, and financial analysis would be helpful.

Benefits at Merchants
At Merchants, we value balancing the needs of our associates and their families. We offer a wide range of benefits designed to help achieve a healthy work-life balance and support personal and professional growth. In addition to competitive pay, bonus programs, and generous paid-time off, here are a few stand-out benefits:
  • Flexible hybrid and remote opportunities with 37.5 hour work week
  • Free health insurance option
  • Paid volunteer time off with matching gift program
  • Infants in the Workplace Program with family resources
  • Discover more at: https://www.merchantsbonding.com/careers#Benefits

About Merchants
For nearly a century, Merchants Bonding Company has focused almost exclusively on surety, delivering common sense underwriting and first-class experiences to agents, accounts, and associates across the country. Merchants stands apart from multi-line carriers by offering deep surety expertise, a flexible approach, and strong financials that instill confidence and foster lasting partnerships.
Our people-first culture is built on collaboration, inclusion, and shared success. We're committed to helping associates grow through real opportunities for advancement, while supporting a sense of belonging.
If you're looking to join a company that values your unique perspective, encourages new ideas, and invests in your development, apply today!