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Preferred Risk Insurance Jobs in Sandy, UT (NOW HIRING)

HUB

Employee Benefits Team Leader

Sandy, UT

When you join HUB, you become part of a vast network of risk, insurance, employee benefits ... High school diploma required; college degree preferred * Strong written and oral communication ...

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Preferred Risk Insurance information

See Sandy, UT salary details

$13

$28

$70

How much do preferred risk insurance jobs pay per hour?

As of Jun 25, 2026, the average hourly pay for preferred risk insurance in Sandy, UT is $28.83, according to ZipRecruiter salary data. Most workers in this role earn between $18.51 and $36.78 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Preferred Risk Insurance Underwriter, and why are they important?

To thrive as a Preferred Risk Insurance Underwriter, you need a solid understanding of risk assessment, insurance policies, and underwriting principles, typically supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, industry databases, and insurance regulations is crucial, and professional certifications like CPCU or AU are often preferred. Strong analytical thinking, attention to detail, and effective communication are vital soft skills for evaluating applications and collaborating with agents or clients. These skills ensure accurate risk evaluation, profitable decision-making, and regulatory compliance within the insurance industry.

What are some common challenges faced by professionals working in Preferred Risk Insurance, and how can they effectively address them?

Professionals in Preferred Risk Insurance often face the challenge of accurately assessing and underwriting applicants who fall within favorable risk categories, while ensuring compliance with regulatory standards. Balancing competitive pricing with profitability is another key challenge, as is staying updated on evolving risk factors and industry trends. To address these issues, it's important to maintain strong analytical skills, foster clear communication with underwriting and sales teams, and regularly participate in training sessions or industry seminars. Collaboration with actuaries and claims specialists is also essential to ensure consistent risk evaluation and policy management.

What is Preferred Risk Insurance?

Preferred Risk Insurance refers to insurance policies offered to individuals or businesses that are considered low risk by insurance companies. These policyholders typically have a favorable claims history, good credit, and other positive risk factors, which can result in lower premiums and better coverage options. Preferred risk categories exist in various types of insurance, including auto, home, and life insurance, and are used by insurers to reward responsible customers. Being classified as a preferred risk can help you save money and access more comprehensive insurance products.

What is the difference between Preferred Risk Insurance vs Commercial Insurance Agent?

AspectPreferred Risk InsuranceCommercial Insurance Agent
CredentialsLicenses required, often with specific state certificationsSame licenses, may require additional certifications for commercial policies
Work EnvironmentPrimarily office-based, handling personal insurance policiesOffice and client meetings, handling business and commercial policies
Industry UsageUsed by insurance companies to classify low-risk clientsUsed by agents to sell various insurance products, including commercial policies

Preferred Risk Insurance typically refers to clients or policies with lower risk profiles, often handled by agents specializing in personal insurance. Commercial Insurance Agents focus on selling policies for businesses, which usually involve higher risks. While both roles require licensing and industry knowledge, Preferred Risk Insurance emphasizes low-risk personal policies, whereas Commercial Insurance Agents deal with business-related coverage.

What are popular job titles related to Preferred Risk Insurance jobs in Sandy, UT? For Preferred Risk Insurance jobs in Sandy, UT, the most frequently searched job titles are:
What job categories do people searching Preferred Risk Insurance jobs in Sandy, UT look for? The top searched job categories for Preferred Risk Insurance jobs in Sandy, UT are:
Preferred Risk Insurance jobs near you
Senior Risk Officer - Operational Risk Oversight - Salt Lake City

Senior Risk Officer - Operational Risk Oversight - Salt Lake City

Zions Bancorporation

Salt Lake City, UT • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 18 days ago

Zions Bancorporation rating

8.6

Company rating: 8.6 out of 10

Based on 44 frontline employees who took The Breakroom Quiz

24th of 142 rated banks

Job description

Zions Bancorporation is one of the nation's premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth western markets. Zions is regularly recognized by American Banker magazine as having a top banking team in its list of "The Most Powerful Women in Banking." Our customers consistently vote us as the best bank in our local markets. We value our employees, and we are committed to search out, recognize and create fulfilling opportunities for outstanding people within our organization, rewarding them for their contributions to our success. We recognize that banking is a "local" business, and that to be successful, we must have very strong ties to the communities we serve and strong relationships with our customers.
With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is dedicated to being an employer of choice in our communities. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity.
Zions is seeking a strategic Senior Risk Officer to join our Operational Risk Oversight (ORO) team. Operating as a crucial member of the second line of defense, you will provide independent oversight, review, and credible challenge to first-line business units. In this role, you will act as a trusted advisor to help identify, assess, and mitigate operational risks across the bank's diverse products and services. By monitoring risk management activities and influencing material business decisions, you will ensure strict alignment with the Bank's risk appetite while delivering actionable risk insights to executive leadership, management committees, and the Board of Directors.
Key Duties and Responsibilities:
  • Collaborate with key first line stakeholders to ensure alignment with the Bank's risk appetite.
  • Review, analyze, and evaluate business processes, procedures, and controls to assess operational risk mitigation activities.
  • Perform data analysis and testing to support conclusions regarding operational risk in processes.
  • Rapidly analyze complex data and translate results into clearly written reports and memos, ensuring accuracy, appropriate tone, and clarity for internal and regulatory audiences (e.g., OCC).
  • Identify process improvement and risk mitigation opportunities, including the development and implementation of key controls, key risk indicators, and reporting.
  • Communicate feedback to process owners and senior management regarding process improvement and operational risk mitigation opportunities.
  • Conduct issue/observation analysis related to audit findings, self-identified issues and operational risk events.
  • Develop and deliver targeted operational risk training and resources to first-line partners to enhance risk awareness and promote a strong risk culture.
  • Review and assess root causes of significant operational risk events and perform post-event reviews as needed.

Qualifications:
  • Bachelor's degree in Business Administration, Finance, Statistics, Math, Economics, or a related field.
  • 6+ years of experience in bank operations, risk management, compliance, auditing, or other directly related fields, preferably within financial services.
  • A combination of education and experience may meet requirements.
  • Proven ability to collaborate effectively across teams and leadership roles while providing constructive review and challenge to the business.
  • Demonstrates strong presentation and communication skills, both verbal and written, with the ability to draft clear, accurate reports for executive and regulatory audiences.
  • Advanced analytical, root-cause analysis, problem-resolution, and process-mapping skills.
  • Strong project management capabilities, with a plus for candidates bringing process improvement, analytics, or automation experience.
  • Ability to develop and provide applicable risk training and resources to first-line partners to foster a strong, risk-aware culture across the organization.
  • Ability to quickly learn and navigate complex organizational structures, business processes, and bank-specific requirements.
  • Strong proficiency required in Microsoft Office applications (Word, Excel, and PowerPoint).

Benefits:
  • Medical, Dental and Vision Insurance - START DAY ONE!
  • Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
  • Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
  • Paid Training, Paid Time Off (PTO) and 12 Paid Federal Holidays
  • 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
  • Mental health benefits including coaching and therapy sessions.
  • Tuition Reimbursement for qualifying employees
  • Employee Ambassador preferred banking products

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