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Preferred Risk Insurance Jobs in Saint Cloud, FL

CFS

Risk & Insurance Analyst

Orlando, FL · On-site

Why This Risk & Insurance Analyst Opportunity Stands Out This Risk & Insurance Analyst opportunity ... Experience supporting a multi-entity organization strongly preferred * Manufacturing, industrial ...

New

Ucf

Manager, Risk and Insurance

Orlando, FL · On-site

Stat. 112.219(6). Preferred Qualifications : * Master's degree in Risk Management, Business Administration, Public Administration, Legal Studies, Insurance, or a related field. * Experience ...

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Preferred Risk Insurance information

See Saint Cloud, FL salary details

$13

$27

$67

How much do preferred risk insurance jobs pay per hour?

As of Sep 14, 2026, the average hourly pay for preferred risk insurance in Saint Cloud, FL is $27.77, according to ZipRecruiter salary data. Most workers in this role earn between $17.84 and $35.43 per hour, depending on experience, location, and employer.

What is preferred risk insurance?

Preferred Risk Insurance refers to insurance policies offered to individuals or businesses that are considered low risk by insurance companies. These policyholders typically have a favorable claims history, good credit, and other positive risk factors, which can result in lower premiums and better coverage options. Preferred risk categories exist in various types of insurance, including auto, home, and life insurance, and are used by insurers to reward responsible customers. Being classified as a preferred risk can help you save money and access more comprehensive insurance products.

What are the key skills and qualifications needed to thrive as a preferred risk insurance underwriter?

To thrive as a Preferred Risk Insurance Underwriter, you need a solid understanding of risk assessment, insurance policies, and underwriting principles, typically supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, industry databases, and insurance regulations is crucial, and professional certifications like CPCU or AU are often preferred. Strong analytical thinking, attention to detail, and effective communication are vital soft skills for evaluating applications and collaborating with agents or clients. These skills ensure accurate risk evaluation, profitable decision-making, and regulatory compliance within the insurance industry.

What are some common challenges faced by professionals working in preferred risk insurance, and how can they effectively address them?

Professionals in Preferred Risk Insurance often face the challenge of accurately assessing and underwriting applicants who fall within favorable risk categories, while ensuring compliance with regulatory standards. Balancing competitive pricing with profitability is another key challenge, as is staying updated on evolving risk factors and industry trends. To address these issues, it's important to maintain strong analytical skills, foster clear communication with underwriting and sales teams, and regularly participate in training sessions or industry seminars. Collaboration with actuaries and claims specialists is also essential to ensure consistent risk evaluation and policy management.

What is the difference between Preferred Risk Insurance vs Commercial Insurance Agent?

AspectPreferred Risk InsuranceCommercial Insurance Agent
CredentialsLicenses required, often with specific state certificationsSame licenses, may require additional certifications for commercial policies
Work EnvironmentPrimarily office-based, handling personal insurance policiesOffice and client meetings, handling business and commercial policies
Industry UsageUsed by insurance companies to classify low-risk clientsUsed by agents to sell various insurance products, including commercial policies

Preferred Risk Insurance typically refers to clients or policies with lower risk profiles, often handled by agents specializing in personal insurance. Commercial Insurance Agents focus on selling policies for businesses, which usually involve higher risks. While both roles require licensing and industry knowledge, Preferred Risk Insurance emphasizes low-risk personal policies, whereas Commercial Insurance Agents deal with business-related coverage.

What cities near Saint Cloud, FL are hiring for Preferred Risk Insurance jobs?

Cities near Saint Cloud, FL with the most Preferred Risk Insurance job openings:

Preferred Risk Insurance jobs near you
Infographic showing various Preferred Risk Insurance job openings in Saint Cloud, FL as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $57,753 per year, or $27.8 per hour.

Risk & Insurance Analyst

Orlando, FL • On-site

CFS
See more jobs at CFSexternal

Other

Medical, Dental, Vision, Retirement, PTO

Posted yesterday

New

Job description

Must be based in or within commuting distance of the Greater Orlando area.

Why This Risk & Insurance Analyst Opportunity Stands Out

This Risk & Insurance Analyst opportunity offers the chance to join a well-established, multi-entity organization in a highly visible role supporting enterprise insurance and risk management. Reporting directly to senior executive leadership, this position will take ownership of commercial insurance administration while supporting broader risk, compliance, corporate governance, and M&A initiatives.

What Makes This Opportunity Especially Compelling
  • Direct exposure to executive leadership with significant ownership and autonomy
  • Manage a diverse commercial insurance portfolio across multiple businesses and operating entities
  • Approximately 80% focus on insurance and risk management, with additional exposure to corporate governance
  • Opportunity to participate in risk analysis supporting acquisitions and other strategic initiatives
  • Broad exposure to Property, General Liability, Auto, Cyber, Workers' Compensation, D&O, Marine, Professional Liability, and Umbrella coverage
  • Stable organization with multiple operating companies and long-term growth opportunities
  • Limited travel of approximately 10% or less

This role is ideal for an experienced commercial insurance or corporate risk professional who wants to move beyond transactional insurance administration and take broader ownership of risk initiatives within a corporate environment.

Key Responsibilities of the Risk & Insurance Analyst
  • Manage day-to-day administration of the organization's commercial insurance programs across multiple entities
  • Coordinate insurance renewals, including gathering and organizing exposure data from subsidiaries
  • Administer certificates of insurance, endorsements, insurance audits, carrier inspections, compliance submissions, and related reporting
  • Review insurance policies and endorsements for accuracy and maintain current insurance schedules
  • Manage reporting, monitoring, and administration of property and automobile claims
  • Review insurance invoices, allocate premiums across entities, and track insurance-related costs
  • Review third-party contracts to ensure appropriate insurance requirements and recommend changes when necessary
  • Develop, update, and implement corporate risk management policies and procedures
  • Perform risk analysis and insurance program reviews in support of M&A and other strategic initiatives
  • Coordinate annual entity reporting, business licensing, state filings, and other corporate governance requirements
  • Lead special projects and risk management initiatives in partnership with executive leadership
Qualifications For The Risk & Insurance Analyst
  • 5+ years of experience in commercial insurance administration, corporate risk management, or a commercial insurance brokerage environment
  • Experience must include hands‑on exposure to commercial insurance programs; candidates coming from brokerage should have a service, account management, risk, or analytical background rather than primarily insurance sales
  • Experience coordinating commercial insurance renewals, policies, endorsements, claims, certificates, and related compliance requirements
  • Experience reviewing contracts and evaluating insurance requirements
  • Bachelor's degree in Business Administration, Risk Management, Finance, or a related field preferred; equivalent professional experience considered
  • Master's degree or MBA is a plus
  • Experience supporting a multi-entity organization strongly preferred
  • Manufacturing, industrial, marine, or similarly complex operating industry experience is a plus
  • Must be authorized to work in the United States without current or future sponsorship requirements
Benefits & Growth
  • Comprehensive medical, dental, and vision coverage
  • Retirement savings program
  • Paid time off and company holidays
  • Direct exposure to senior executive leadership
  • Opportunity to support M&A and strategic business initiatives
  • Broad ownership across insurance, risk, compliance, and corporate governance
  • Professional development and long-term career growth opportunities

This Risk & Insurance Analyst opportunity is best suited for an experienced insurance or risk professional who wants corporate ownership rather than a sales-focused insurance role. If you have experience managing complex commercial insurance programs and enjoy analyzing risk, reviewing contracts, improving policies, and working directly with leadership, we'd love to connect.

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