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Preferred Risk Insurance Jobs in Phoenix, AZ (NOW HIRING)

Ability to lift and move up to 25 pounds (moving and sorting product, etc.) Preferred Requirements ... Medical, Dental & Vision Insurance * Paid parental leave * 9 Paid Company Holidays * 18 Paid Time ...

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Collaborate effectively within specialized sub-teams Preferred Qualifications * 1+ years experience ... Understanding of risk management and compliance standards * Attention to detail and accuracy in ...

Sr. Risk Advisor

Phoenix, AZ · On-site

$80K - $140K/yr

As a Sr. Risk Advisor for Reseco, you will be directly responsible for creating safety programs ... OSHA 10/30 and OSHA 510/500 preferred * Fluency in Spanish (Speaking, writing, and reading)

High Risk Authenticator

Phoenix, AZ · On-site

$24.04 - $25.50/hr

Ability to lift and move up to 25 pounds (moving and sorting product, etc.) Preferred Requirements ... Medical, Dental & Vision Insurance * Paid parental leave * 9 Paid Company Holidays * 18 Paid Time ...

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Preferred Risk Insurance information

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How much do preferred risk insurance jobs pay per hour?

As of Jun 16, 2026, the average hourly pay for preferred risk insurance in Phoenix, AZ is $30.12, according to ZipRecruiter salary data. Most workers in this role earn between $19.33 and $38.41 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Preferred Risk Insurance Underwriter, and why are they important?

To thrive as a Preferred Risk Insurance Underwriter, you need a solid understanding of risk assessment, insurance policies, and underwriting principles, typically supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, industry databases, and insurance regulations is crucial, and professional certifications like CPCU or AU are often preferred. Strong analytical thinking, attention to detail, and effective communication are vital soft skills for evaluating applications and collaborating with agents or clients. These skills ensure accurate risk evaluation, profitable decision-making, and regulatory compliance within the insurance industry.

What are some common challenges faced by professionals working in Preferred Risk Insurance, and how can they effectively address them?

Professionals in Preferred Risk Insurance often face the challenge of accurately assessing and underwriting applicants who fall within favorable risk categories, while ensuring compliance with regulatory standards. Balancing competitive pricing with profitability is another key challenge, as is staying updated on evolving risk factors and industry trends. To address these issues, it's important to maintain strong analytical skills, foster clear communication with underwriting and sales teams, and regularly participate in training sessions or industry seminars. Collaboration with actuaries and claims specialists is also essential to ensure consistent risk evaluation and policy management.

What is Preferred Risk Insurance?

Preferred Risk Insurance refers to insurance policies offered to individuals or businesses that are considered low risk by insurance companies. These policyholders typically have a favorable claims history, good credit, and other positive risk factors, which can result in lower premiums and better coverage options. Preferred risk categories exist in various types of insurance, including auto, home, and life insurance, and are used by insurers to reward responsible customers. Being classified as a preferred risk can help you save money and access more comprehensive insurance products.

What is the difference between Preferred Risk Insurance vs Commercial Insurance Agent?

AspectPreferred Risk InsuranceCommercial Insurance Agent
CredentialsLicenses required, often with specific state certificationsSame licenses, may require additional certifications for commercial policies
Work EnvironmentPrimarily office-based, handling personal insurance policiesOffice and client meetings, handling business and commercial policies
Industry UsageUsed by insurance companies to classify low-risk clientsUsed by agents to sell various insurance products, including commercial policies

Preferred Risk Insurance typically refers to clients or policies with lower risk profiles, often handled by agents specializing in personal insurance. Commercial Insurance Agents focus on selling policies for businesses, which usually involve higher risks. While both roles require licensing and industry knowledge, Preferred Risk Insurance emphasizes low-risk personal policies, whereas Commercial Insurance Agents deal with business-related coverage.

What job categories do people searching Preferred Risk Insurance jobs in Phoenix, AZ look for? The top searched job categories for Preferred Risk Insurance jobs in Phoenix, AZ are:
Risk Manager, Selling Partner Services

Risk Manager, Selling Partner Services

Amazon

Tempe, AZ • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted yesterday


Amazon rating

7.4

Company rating: 7.4 out of 10

Based on 6,856 frontline employees who took The Breakroom Quiz

6th of 39 rated national retailers


Job description

We are seeking a data-driven Risk Manager who can break down and solve complex problems. This position requires strategic thinking, data skills, and investigative abilities to detect and prevent fraud and abuse.
The ideal candidate is flexible, communicates well, demonstrates bias for action, and learns quickly. We protect systems, prevent fraud and abuse, pursue bad actors, and solve complex problems.
Selling Partner Trust and Store Integrity (TSI) creates a trustworthy shopping experience across Amazon stores worldwide by protecting customers, brands, selling partners, vendors, and Amazon from fraud, counterfeit, and abuse. The Special Projects and Investigations (SPI) team within TSI protects Amazon customers and stores by applying systems thinking to understand how networks of users interact with multiple services. We target large-scale ecosystems that pose store-level risks and mitigate those ecosystems through internal and external means. Our growth requires highly skilled candidates who move fast, have an entrepreneurial spirit to create new solutions, demonstrate tenacity to get things done, thrive in ambiguity and change, and can break down and solve complex problems.
Key job responsibilities
- Investigate risk and analyze large datasets to identify anomalies and trends that can be used to identify abuse at scale.
- Deliver results in highly ambiguous and fast-moving environment
- Use high-level judgment to own complex investigations and enforcement decisions driven through data.
- Write deep dive documents summarizing investigations and proposing solutions
- Foster collaboration across different departments to deliver comprehensive solutions
- Support teams in responding to, investigating and managing escalations around different types of abuse.
About the team
We protect systems, prevent fraud and abuse, pursue bad actors, and solve complex problems. Our team is structured around core store functions: identity, traffic, external third-party services, and financials. We use systems thinking to map how user networks interact across services, revealing vulnerabilities that bad actors exploit.
Our work is solving hard puzzles and identifying what hasn't been discovered - typically with data and always with persistence and curiosity. If you like the sound of that, come join us.
BASIC QUALIFICATIONS
- 3+ years of compliance program management, legal, governance, audit, risk/loss prevention, or equivalent experience
- Bachelor's degree or equivalent
- Experience with SQL and Excel
- Experience handling confidential information
PREFERRED QUALIFICATIONS
- 5+ years of program requirements definition and data and metrics leveraging to drive improvements experience
- Professional auditing qualification, or similar risk or compliance credentials
Amazon is an equal opportunity employer and does not discriminate on the basis of protected veteran status, disability, or other legally protected status.
Our inclusive culture empowers Amazonians to deliver the best results for our customers. If you have a disability and need a workplace accommodation or adjustment during the application and hiring process, including support for the interview or onboarding process, please visit https://amazon.jobs/content/en/how-we-hire/accommodations for more information. If the country/region you're applying in isn't listed, please contact your Recruiting Partner.
The base salary range for this position is listed below. Your Amazon package will include sign-on payments and restricted stock units (RSUs). Final compensation will be determined based on factors including experience, qualifications, and location. Amazon also offers comprehensive benefits including health insurance (medical, dental, vision, prescription, Basic Life & AD&D insurance and option for Supplemental life plans, EAP, Mental Health Support, Medical Advice Line, Flexible Spending Accounts, Adoption and Surrogacy Reimbursement coverage), 401(k) matching, paid time off, and parental leave. Learn more about our benefits at https://amazon.jobs/en/benefits.
USA, AZ, Tempe - 74,200.00 - 129,800.00 USD annually

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About Amazon

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Amazon.com, Inc., commonly known as Amazon, is an American multinational technology company. It was founded by Jeff Bezos in 1994 and initially started as an online marketplace for books. Since then, Amazon has expanded its operations and become one of the largest e-commerce companies in the world. Amazon's primary business is its online retail platform, where customers can purchase a vast array of products, including electronics, clothing, books, home goods, and much more. The company offers a convenient and user-friendly shopping experience, with features such as fast shipping, customer reviews, and personalized recommendations. In addition to its e-commerce platform, Amazon has diversified its business into various other areas. One of its notable ventures is Amazon Web Services (AWS), a comprehensive cloud computing platform that provides services such as storage, compute power, and database management to individuals and businesses. AWS has become a leader in the cloud computing industry, powering many websites and applications worldwide. Amazon has also developed its own consumer electronics, including the popular Amazon Kindle e-reader, Fire tablets, Fire TV streaming devices, and the Alexa-powered Echo smart speakers. The Alexa voice assistant, integrated into these devices, allows users to interact with their devices using voice commands, perform tasks, and access information. Furthermore, Amazon has expanded into media and entertainment. It operates Prime Video, a streaming service that offers a wide range of movies, TV shows, and original content. Amazon Music provides a platform for streaming and purchasing digital music, while Audible offers audiobooks and other audio content. The company's commitment to customer satisfaction and convenience is demonstrated by its membership program, Amazon Prime. Prime members receive various benefits, including free two-day shipping, access to streaming services, exclusive deals, and more.

Industry

It services, book publishers, retail, real estate and computer and electronic product manufacturing

Company size

10,000+ Employees

Headquarters location

Seattle, WA, US